Shopping just got easier and more convenient. With the Bajaj Finance Insta EMI Card, you can now shop at Girias, one of India's leading retailers, and pay for your purchases later through easy EMIs. No need to worry about the full cost upfront - simply buy what you want and pay gradually over time in affordable instalments. It's a hassle-free way to enjoy your favourite products while managing the payments at your own pace.
Girias overview
Girias, a well-established e-commerce platform in India, offers a wide range of products from washing machines to mobiles, laptops, and accessories. With over 150+ Mega Stores across multiple cities, Girias has grown from a 300 sq.ft store to a 1,000,000+ sq.ft multi-city showroom brand over more than 5 decades. Known for its quality delivery and unmatched service, shopping at Girias is a delightful experience.
How to shop on Girias using Insta EMI Card
Shopping at Girias using the Bajaj Finance Insta EMI Card is straightforward. You can either visit the Girias website or one of their retail stores to choose the product you desire. During the payment process, share your Insta EMI Card details and pick a repayment tenure from 3 to 60 months, depending on your repayment capacity. After you authenticate the transaction, the cost of your purchase will be split into affordable EMI payments across your chosen tenure.
List of available Girias products on EMI
On Girias, mobiles, laptops, home and kitchen appliances, among other products from top brands are available. The table below offers a glimpse of some of them:
| Category | Brands |
| Smartphones | Apple iPhone, Samsung, Oppo, Vivo, Realme, OnePlus, Xiaomi, Redmi |
| Laptops | Apple Macbook, Samsung, HP, ASUS, Dell, Lenovo |
| Accessories | JBL, LG, Samsung, Apple, Sony, OnePlus, boAt, SanDisk, Philips |
| Air conditioner | LG, Daikin, Voltas, Whirlpool, Samsung, Lloyd, Blue Star, IFB, Haier |
| Washing machine | LG, Bosch, Onida, Whirlpool, Samsung, IFB |
| Refrigerator | LG, Godrej, Samsung, Bosch, Whirlpool, Haier, Voltas |
| Home theatre | Sony, LG, Samsung, Onida, Panasonic, Lloyd, Haier |
| Kitchen appliances | Godrej, LG, IFB, Samsung, Morphy Richards, Bajaj, Kenstar, Haier |
Benefits of shopping on Girias using Insta EMI Card
The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 6 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
Eligibility criteria for getting Insta EMI Card for shopping on Girias
Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.
- Nationality: Indian Citizen.
- Age: 21 years to 70 years.
- Credit score: A healthy credit score per Bajaj Finance policies.
- Income: A steady, regular source of income.
- Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
- Form 60: In case of non-availability of PAN, Form 60 is required.
Also read: Eligibility criteria for the Insta EMI Card
Applying for the Bajaj Finance Insta EMI Card
Don’t have your Insta EMI Card yet? Applying for one is easy and can be done online or offline. To apply online, visit the official Bajaj Finance website and share your mobile number. After you authenticate your number with an OTP, fill in the application form and complete the KYC verification. Pay the one-time joining fee of Rs. 530 and then proceed to complete the e-mandate registration. Thereafter, your card will be activated.
If you’re applying offline, you’ll need to visit a partner store and opt for in-store financing with the assistance of a store representative. Submit the required documentation for the representative to verify. Once approved, make the one-time joining fee payment to have your Insta EMI Card issued, ready for use.
From shopping at your favourite stores like Girias to converting your purchases into easy EMIs, the card makes your shopping experience truly rewarding. So why wait? Apply for your Bajaj Finance Insta EMI Card today and enjoy a hassle-free shopping experience
Check also
| EMI full form | BNPL | POS full form |
