Shopping just got easier and more convenient. With the Bajaj Finserv Insta EMI Card, you can now shop at Girias, one of India's leading retailers, and pay for your purchases later through easy EMIs. No need to worry about the full cost upfront - simply buy what you want and pay gradually over time in affordable instalments. It's a hassle-free way to enjoy your favourite products while managing the payments at your own pace.
Girias overview
Girias, a well-established e-commerce platform in India, offers a wide range of products from washing machines to mobiles, laptops, and accessories. With over 150+ Mega Stores across multiple cities, Girias has grown from a 300 sq.ft store to a 1,000,000+ sq.ft multi-city showroom brand over more than 5 decades. Known for its quality delivery and unmatched service, shopping at Girias is a delightful experience.
How to shop on Girias using Insta EMI Card
Shopping at Girias using the Bajaj Finserv Insta EMI Card is straightforward. You can either visit the Girias website or one of their retail stores to choose the product you desire. During the payment process, share your Insta EMI Card details and pick a repayment tenure of up to 60 months, depending on your repayment capacity. After you authenticate the transaction, the cost of your purchase will be split into affordable EMI payments across your chosen tenure.
List of available Girias products on EMI
On Girias, mobiles, laptops, home and kitchen appliances, among other products from top brands are available. The table below offers a glimpse of some of them:
| Category | Brands |
| Smartphones | Apple iPhone, Samsung, Oppo, Vivo, Realme, OnePlus, Xiaomi, Redmi |
| Laptops | Apple Macbook, Samsung, HP, ASUS, Dell, Lenovo |
| Accessories | JBL, LG, Samsung, Apple, Sony, OnePlus, boAt, SanDisk, Philips |
| Air conditioner | LG, Daikin, Voltas, Whirlpool, Samsung, Lloyd, Blue Star, IFB, Haier |
| Washing machine | LG, Bosch, Onida, Whirlpool, Samsung, IFB |
| Refrigerator | LG, Godrej, Samsung, Bosch, Whirlpool, Haier, Voltas |
| Home theatre | Sony, LG, Samsung, Onida, Panasonic, Lloyd, Haier |
| Kitchen appliances | Godrej, LG, IFB, Samsung, Morphy Richards, Bajaj, Kenstar, Haier |
Benefits of shopping on Girias using Insta EMI Card
- Generous spending power: Enjoy a pre-approved credit limit of up to Rs. 3 lakh, giving you the freedom to indulge in your desires without worrying about budget constraints.
- Cost-effective shopping: Experience the convenience of No Cost EMIs, allowing you to split your purchases into manageable instalments without incurring any additional interest charges.
- Flexible repayment options: Tailor your repayment schedule to suit your lifestyle with flexible tenures ranging from 1 to 60 months, ensuring a comfortable financial journey.
- Hassle-free closures: Bid farewell to unnecessary fees with the card's nil foreclosure charges, empowering you to clear your outstanding balance without any additional burdens.
- Festive offers: Embrace the joy of celebrations with zero down payment offers during festive seasons, making it easier to treat yourself and your loved ones without straining your finances.
- Nationwide acceptance: Enjoy the convenience of using your card at over 1.5 lakh partner stores across more than 4,000 Indian cities, unlocking a world of shopping possibilities wherever you go.
- Credit score booster: Enhance your creditworthiness by making regular, on-time EMI payments, paving the way for a stronger financial future and greater access to credit opportunities.
Check the benefits and features of Insta EMI Card
Eligibility criteria for getting Insta EMI Card for shopping on Girias
- Nationality: Indian
- Age: 21 years to 65 years
- Income: Applicants must have a regular source of income
- Credit score: Applicants must have a credit score of 720 or higher
- Documentation: PAN card, Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration
Check the documents required for the Insta EMI Card
Applying for the Bajaj Finserv Insta EMI Card
Don’t have your Insta EMI Card yet? Applying for one is easy and can be done online or offline. To apply online, visit the official Bajaj Finserv website and share your mobile number. After you authenticate your number with an OTP, fill in the application form and complete the KYC verification. Pay the one-time joining fee of Rs. 599 and then proceed to complete the e-mandate registration. Thereafter, your card will be activated.
If you’re applying offline, you’ll need to visit a partner store and opt for in-store financing with the assistance of a store representative. Submit the required documentation for the representative to verify. Once approved, make the one-time joining fee payment to have your Insta EMI Card issued, ready for use.
From shopping at your favourite stores like Girias to converting your purchases into easy EMIs, the card makes your shopping experience truly rewarding. So why wait? Apply for your Bajaj Finserv Insta EMI Card today and enjoy a hassle-free shopping experience
Check also:
| EMI Full Form | BNPL | POS Full Form |
