How to Shop on Digi1 Electronics using Insta EMI Card

Know how to shop on Digi1 Electronics using Insta EMI Card at zero down payment, No Cost EMI, and without credit card.
How to Shop on Digi1 Electronics using Insta EMI Card
3 min
22-May-2024

Upgrade to the latest technology without breaking the bank at Digi1 Electronics. With the Bajaj Finserv Insta EMI Card, you can purchase your desired gadgets and appliances and pay for them in easy monthly instalments. No more waiting or compromising – get the cutting-edge technology you want, when you want them, and pay at your convenience. Experience hassle-free shopping and make the most of your tech cravings at Digi1 Electronics.

Digi1 Electronics overview

A leading electronics retail chain in India, Digi1 Electronics has carved a niche for itself in the market with its wide range of products from top brands. Established in the mid 70’s, the company has grown exponentially over the years, expanding its footprint across the country. Today, with over 30+ retail outlets spread across Maharashtra and Gujarat, it proudly stands as the largest electronics chain in Western India. 

The company’s product portfolio is diverse and extensive. Whether you’re in the market for a new air conditioner for your cooling needs, a refrigerator to keep your food fresh, or a washing machine to ease your laundry chores, Digi1 Electronics has got you covered. They deal in a wide range of products including mobile phones, televisions, air conditioners, refrigerators, and washing machines. This means that customers have a plethora of options to choose from, catering to their specific needs and preferences.

What sets Digi1 Electronics apart is their commitment to customer service. They believe in providing a seamless shopping experience to their customers, right from the moment they step into the store, until after the purchase has been made. Their excellent customer service, coupled with their extensive product range and competitive prices, makes shopping at Digi1 Electronics a smart choice for all your electronics needs. 

How to shop on Digi1 Electronics using Insta EMI Card

Thinking of buying your next electronic item at Digi1 Electronics? Your Bajaj Finserv Insta EMI Card makes the process convenient and affordable, both online and offline. 

When shopping online, navigate to the Digi1 Electronics website to browse their broad range of products. Add the product you wish to purchase to your shopping cart and move on to the checkout process. During checkout, select the Bajaj Finserv Insta EMI Card as your chosen mode of payment, providing your Insta EMI Card number. Then, select a repayment tenure that works for you before completing and authenticating the transaction.

You can also offline at Digi1 Electronics or at any other Bajaj Finserv partner store with your Insta EMI Card. Simply inform the store representative at the billing counter that you’re interested in in-store financing. Opt for the Bajaj Finserv Insta EMI Card as your preferred payment mode, handing over your card details to the store representative. Then, choose a tenure that suits your repayment capacity and complete the transaction.

Whether you use your Insta EMI Card online or offline, the price of your purchase will be split into affordable EMI payments that you can repay over a tenure convenient for you. This ensures that your shopping experience is entirely stress-free. 

List of available Digi1 Electronics products on EMI

Category Brands
Television Kodak, LG, Lloyd, Panasonic, Samsung, Sony, TCL
Refrigerators Electrolux, Godrej, LG, Liebherr, Lloyd, Panasonic, Samsung, Sharp, Voltas, Whirlpool
Air Conditioners Blue Star, Daikin, Electrolux, Godrej, Hitachi, IFB, Kelvinator, LG, Lloyd, Onida, Panasonic, Samsung, Voltas
Washing Machines Godrej, IFB, LG, Lloyd, Panasonic, Samsung, Sharp, Whirlpool
Mobile phones Apple iPhone, OnePlus, Oppo, Realme, Redmi, Samsung, Vivo


Benefits of shopping on Digi1 Electronics using Insta EMI Card

  • Generous credit limit: Enjoy a pre-approved credit limit of up to ₹3 lakh, giving you ample purchasing power to indulge in your desired purchases.
  • Cost-effective EMIs: Eliminate the burden of upfront payments with the option of No Cost EMIs, allowing you to spread the cost over time without additional charges.
  • Flexible repayment options: Tailor your repayment tenure to suit your financial needs, with options ranging from 1 to 60 months, ensuring a comfortable repayment schedule.
  • No foreclosure penalties: Experience the freedom to pay off your outstanding balance early without incurring any additional foreclosure charges.
  • Zero down payment offers: During festive seasons, take advantage of special zero down payment offers, enabling you to acquire your desired products without any upfront costs.
  • Widespread acceptance: Use your Insta EMI Card on all major e-commerce websites and at over 1.5 lakh partner stores across more than 4,000 cities. This provides you with a vast network of merchants to explore.
  • Improved credit profile: By making regular and timely EMI payments, you can enhance your creditworthiness, paving the way for future financial opportunities.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting Insta EMI Card for shopping on Digi1 Electronics

Applicants must:

  • Be an Indian national
  • Be aged between 21 years and 65 years
  • Have a regular source of income
  • Have a credit score of 720 or higher
  • Furnish valid documentation, including:
  • PAN card
  • Aadhaar card for KYC
  • Address proof
  • Bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

Applying for the Insta EMI Card is just as easy as using it:

  • Online: You can apply for the Insta EMI Card on the official Bajaj Finserv website. Simply authenticate your mobile number with an OTP and then proceed to fill in the application form. You’ll need to share some basic details, including your name, PAN, date of birth, and PIN code, followed by your employment type and gender. The next step will reveal your card limit, following which you’ll need to verify your KYC using your Aadhaar card or DigiLocker. Next, pay the one-time joining fee of Rs. 599 and proceed to complete the e-mandate process successfully to access your card.
  • Offline: At any Bajaj Finserv partner store, you can gain assistance from a store representative to apply for the Insta EMI Card. Provide the necessary documentation for verification. Once you’re approved, pay the one-time joining fee and your Insta EMI Card will be issued, ready for use.

With the Bajaj Finserv Insta EMI Card, shopping for the latest technology no longer means stretching your budget to the limit. Embrace the power of smart financing – apply now!

Check also:

EMI Full Form BNPL POS Full Form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which is the best product to shop for on Digi1 Electronics?
While Digi1 Electronics has an extensive collection of products, the best product is determined by individual requirements and preferences.
Show More Show Less