How to Shop on James and Co. using Insta EMI Card

Shopping has evolved significantly in the past few decades, and James and Co. stands out as a premier destination for discerning customers seeking high-quality products. By leveraging the Bajaj Finserv Insta EMI Card, you can enhance your shopping experience at James and Co., enjoying flexibility and convenience like never before.

James and Co. overview

James and Co. has carved a niche for itself as a trusted brand that offers a wide range of products catering to diverse needs and preferences. Whether you're looking for the latest in furniture, electronics, home appliances, or kitchen appliances, James and Co. has something for everyone. This variety ensures that you can find exactly what you need, all under one roof. The store's user-friendly website and well-organised physical outlets make shopping a breeze, allowing you to find your desired items quickly and efficiently.

How to shop on James and Co. using Insta EMI Card

• Step-by-step online shopping process 
  • Go to the official James and Co. website and browse through their extensive catalogue of products.
  • Add your desired items to the shopping cart.
  • At checkout, select the EMI option and choose Bajaj Finserv as your payment method.
  • Provide your Insta EMI Card details and select the preferred EMI tenure.
  • Complete the purchase by confirming your order. You will receive an order confirmation and the EMI schedule will be shared with you.
• Step-by-step offline shopping process 
  • Go to the nearest James and Co. outlet.
  • Pick the items you wish to purchase.
  • At the payment counter, inform the cashier that you wish to use the Bajaj Finserv Insta EMI Card.
  • Share your Insta EMI Card details and choose a suitable repayment tenure.
  • The cost of your purchase will be split into affordable EMI payments across your chosen tenure. 
    

List of available James and Co. products on EMI

Benefits of shopping on James and Co. using Insta EMI Card

• Access a pre-qualified card loan limit of up to Rs. 3 lakh so you can make larger purchases without worrying about overspending.
• Convert your purchases into Easy EMIs with minimal interest charges.
• Enjoy flexible repayment terms extending from 1 to 60 months.
• Use your card at all major e-commerce websites and at 1.5 lakh+ partner stores in over 4,000 cities in India. 
• Avail of zero down payment offers during festive seasons.
• Improve your credit score with regular and punctual EMI payments. 
  

Check the benefits and features of the Insta EMI Card

Eligibility criteria for getting Insta EMI Card for shopping on James and Co.

• Indian national
• Aged 21 years and 65 years
• Regular income source
• Credit score per Bajaj Finserv risk policies
• Valid documentation, including PAN and Aadhaar card, address proof, and bank account information and IFSC code for e-mandate registration
  

Check the documents required for the Insta EMI Card

How to apply for Bajaj Finserv Insta EMI Card

You can apply for your Bajaj Finserv Insta EMI Card via the Bajaj Finserv app or the official Bajaj Finserv website. Navigate to the Insta EMI Card section and share your mobile number. After verifying your mobile number with an OTP, fill in the application form to check for pre-approved offers. Then, complete the KYC verification and pay the one-time joining fee of Rs. 530/-. Finally, complete the e-mandate registration to have your card activated for use.

Apply offline, if you prefer, at a Bajaj Finserv partner store with the assistance of a store representative. Once your documents are verified and your application is approved, pay the one-time joining fee to have your card issued.

Enjoy unparalleled convenience and financial flexibility when you can convert high-value purchases into manageable EMIs. Apply for the Bajaj Finserv Insta EMI Card today. 

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