Buy TV on EMI without Credit Card

The living room television is more than just an electronic device – it is the heart of family entertainment, a window to knowledge, and a gateway to unforgettable experiences. Yet, the hefty price tags of modern televisions often create a significant barrier for many Indian households. Imagine a world where your dream television is just a few simple steps away, without the burden of immediate full payment.

Financial planning has become increasingly crucial in today's economic landscape, especially when considering big-ticket purchases like televisions. Traditional purchasing methods often require substantial upfront investments, creating unnecessary financial strain. This is where Equated Monthly Instalments (EMI) emerge as a revolutionary financing option, closing the gap between aspiration and reality.

This article will comprehensively explore how to buy a television on EMI without a credit card, with a spotlight on the Bajaj Finserv Insta EMI Card – a game-changing financial solution that makes your television dreams achievable and affordable.

How to buy TV on EMI without a credit card

Purchasing a television on EMI has been simplified with the Bajaj Finserv Insta EMI Card, offering seamless experiences across multiple platforms:

• Online purchase process: Navigate through leading e-commerce platforms like Amazon, Flipkart, and Croma with ease. Select your desired television, proceed to checkout, and choose the Insta EMI Card as your payment method. Customise your repayment tenure according to your financial comfort, with options ranging from 1 to 60 months. Finalise your purchase with an OTP verification.
• Offline purchase process: Visit partner electronics stores across more than 4,000 cities nationwide. Engage with sales representatives who can guide you through the Insta EMI Card application. Choose your preferred television, share your card details, and complete the purchase with a tenure that suits your budget.

Benefits of buying TV on EMI with Insta EMI Card

The Bajaj Finserv Insta EMI Card offers an array of advantages that transform your television purchasing experience:

• Pre-qualified card loan offer amount: Receive up to Rs. 3 lakh, providing unprecedented financial flexibility. This pre-approved card loan offer amount ensures you can upgrade your home entertainment system without compromising your financial stability or facing complex loan approval processes.
• Easy, low-cost EMIS: Experience minimal interest charges with transparent and affordable monthly instalments. The card enables you to spread your television cost across convenient payment periods, ensuring your financial health remains uncompromised while enjoying top-quality entertainment. What’s more, if you’re making your purchase during the festive season, you could take home your new TV with zero down payment!
• Zero foreclosure charges: Breaking free from traditional financing constraints, the Insta EMI Card allows you to close your loan without any penalty. This feature provides unparalleled financial freedom, enabling you to manage your repayments according to your evolving financial circumstances.
• Flexible repayment options: Choose from an extensive range of tenures between 1 to 60 months. This flexibility allows you to design an EMI plan that perfectly aligns with your monthly budget, ensuring comfortable and stress-free repayment.

Television brands and models available on EMI

You can now enjoy Easy EMI on top brands – check Insta EMI Card offers!

Model	Price	EMI starting from
‎Onida 50UIG (50-inch)	Rs. 29,990	Rs. 4,998
Acerpure AP43FG41AASPD (43-inch)	Rs. 18,999	Rs. 3,167
Acer AR55QDXGU2875AT (55-inch)	Rs. 36,999	Rs. 4,111
Samsung UA43DUE70BKLXL (43-inch)	Rs. 29,990	Rs. 2,499
Hisense 55U6N PRO (55-inch)	Rs. 47,999	Rs. 4,000
LG 43UR7500PSC (43-inch)	Rs. 30,990	Rs. 2,583
Samsung UA55DUE77AKLXL (55-inch)	Rs. 45,490	Rs. 3,791
Sony K-55S25B (55-inch)	Rs. 57,990	Rs. 2,839
Redmi Xiaomi L55MA-FVIN (55-inch)	Rs. 32,999	Rs. 5,500
TOSHIBA 55M550NP (55-inch)	Rs. 40,999	Rs. 4,555

Documents required for Insta EMI Card

Prepare the following documents to streamline your Insta EMI Card application:

• Permanent Account Number (PAN) card for income verification
• Aadhaar card as primary identity proof
• Comprehensive address proof (utility bills, passport)
• Bank account details with IFSC code
• Salary slips or income proof for the last three months
• Passport-sized colour photographs
• Identity verification documents

Eligibility criteria for Insta EMI Card

Applicants must satisfy these comprehensive requirements:

• Indian national citizenship
• Age range strictly between 21 and 65 years
• Consistent and verifiable income source
• Positive credit history per Bajaj Finserv risk policies
• Stable employment with minimum income requirements

How to apply for the Insta EMI Card

Online application process

• On the Insta EMI Card page, enter your registered mobile number
• Complete one-time password (OTP) authentication
• Fill detailed application form accurately
• Upload necessary KYC documents
• Pay one-time joining fee of Rs. 530
• Complete e-mandate registration
• Instant card activation and limit confirmation

Offline application process

• Locate nearest Bajaj Finserv partner store
• Carry comprehensive set of documents
• Engage with customer representatives
• Complete in-person verification process
• Pay one-time joining fee
• Receive instant card approval
• Activate card for immediate use

Conclusion

The Bajaj Finserv Insta EMI Card revolutionises television purchasing, offering unparalleled financial flexibility and convenience. Transform your entertainment experience without financial stress. Unlock exclusive EMI offers – check your Insta EMI Card details now!