How to Shop at Aditi Enterprises using Insta EMI Card

Know about how to shop at Aditi Enterprises using Insta EMI Card at zero down payment, No Cost EMI, and without credit card.
How to Shop at Aditi Enterprises using Insta EMI Card
3 min

What if shopping for the latest technology or quality appliance could be done conveniently and affordably? With the Bajaj Finserv Insta EMI Card advantage, that is more than possible.

Aditi Enterprises overview

Aditi Enterprises is a renowned retail store known for its vast selection of products and exceptional customer service. Whether you’re looking for the latest smartphone or a new refrigerator, Aditi Enterprises has got you covered. The store prides itself on offering high-quality products at competitive prices, making it a preferred shopping destination for many.

Moreover, Aditi Enterprises believes in making shopping a hassle-free and enjoyable experience for its customers. With its well-organised aisles, knowledgeable staff, and easy payment options, shopping at Aditi Enterprises is always a pleasure.

How to shop at Aditi Enterprises using Insta EMI Card

Use your Bajaj Finserv Insta EMI Card while shopping at Aditi Enterprises for a seamless shopping experience:

  • Browse through the wide range of products available at Aditi Enterprises.
  • Select the one that best suits your needs and preferences.
  • At the checkout counter, opt for the EMI payment option.
  • Share your Bajaj Finserv Insta EMI Card details with the store
  • representative and select a suitable repayment tenure.
  • Pay the basic upfront charge, if you’re not availing of a festive zero down payment offer.

The remaining price of your purchase will be converted into manageable instalments across your chosen tenure.

List of available Aditi Enterprises products on EMI

Category Brands
Laptop Samsung, Apple, Lenovo, Acer, Dell, HP
Smartphones Apple, Samsung, OnePlu, Vivo, Nokia, Oppo, Mi, realme
Desktop computers Dell, Apple, HP, Asus, Lenovo, Acer 
Tablets Samsung, Apple, Lenovo
Air conditioner Blue Star, Voltas, Samsung, Haier, LG, Hitachi
Televisions Sony, Onida, LG, Samsung, Toshiba
Home appliances Whirlpool, LG, Samsung, Haier, Godrej, IFB
Kitchen appliances Philips, Morphy Richards, Bajaj


Bajaj Finserv Insta EMI Card benefits

  • Generous pre-approved limit of up to Rs. 3 lakh
  • No Cost EMIs
  • Flexible repayment terms extending between 1 and 60 months
  • Accepted at more than 1.5 lakh stores in over 4.000 cities across India.
  • Zero down payment offers during festive seasons
  • Nil foreclosure charges
  • Improvement in credit score with regular, on-time payments

Check the benefits and features of Insta EMI Card

Eligibility criteria for Insta EMI Card

  • Indian nationality
  • Aged between 21 years and 65 years
  • Regular income source
  • Credit score of 720 or more
  • Documentation, including PAN and Aadhaar card, proof of address, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

If you don’t have the Insta EMI Card, you can apply for it easily prior to your purchase at a partner store. Ensure you meet the eligibility requirements and carry along the necessary documents. The store representative at the billing desk will assist you with the application and verify your documents. Upon approval pay the one-time joining fee of Rs. 599, and your card will be issued ready-to-use.

If you prefer applying online, you can do so on the official Bajaj Finserv website. After verifying your mobile phone number with an OTP, you’ll need to fill in an application form with your personal, employment, and banking details. After successful KYC verification, pay the one-time joining fee to activate your card.

Whether you’re planning to upgrade your devices or furnish your home with the latest appliances, the Insta EMI Card ensures that you can shop to your heart’s content without worrying about the cost. So why wait? Apply for the Bajaj Finserv Insta EMI Card today!
Check also:

EMI Full Form BNPL POS Full Form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more


Consequent to the directive received by Bajaj Finance Limited from Reserve Bank of India vide its Letter dated 2nd May, 2024, you can now get your products financed through our online loan products "ECom" and "Insta EMI card" over online as well as offline mode.  Refer to the detailed FAQ on our website for any further queries.


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Frequently asked questions

Which is the best product to shop for at Aditi Enterprises?

The best product to shop for at Aditi Enterprises really depends on your individual needs. However, their electronics section is quite popular. They offer a wide range of high-quality products from top brands like Samsung and Apple. Whether you’re looking for the latest smartphone or a new laptop, you’re sure to find something that suits your needs at Aditi Enterprises.