How to Shop at CPR Distributors using Insta EMI Card

Know about how to shop at CPR Distributors using Insta EMI Card at zero down payment, No Cost EMI, and without credit card.
How to Shop at CPR Distributors using Insta EMI Card
3 min

Ever dreamt of walking into a store that offers a wide range of world-renowned brands, all under one roof? Now, imagine being able to purchase any product you want from this store, without worrying about the cost. This is very much a reality at CPR Distributors, thanks to your Bajaj Finserv Insta EMI Card.

CPR Distributors overview

CPR Distributors, also known as Lotus, is a leading electronics retailer in India. With a history of over 25 years, they have established themselves as a one-stop destination for quality electronic products. From Apple to Samsung, LG to Philips, CPR Distributors offers an array of brands to cater to every customer's unique needs.

In addition to consumer electronics, CPR Distributors has gained immense expertise in supplying and trading a variety of other products. Whether you're looking for a Daikin VRV system, access control systems, or a bar chiller, CPR Distributors has got you covered.

How to shop at CPR Distributors using Insta EMI Card

Shopping at CPR Distributors with your Insta EMI Card is a hassle-free process:

  • Visit a CPR Distributor showroom
  • Choose the product you wish to purchase
  • Opt for in-store financing at the billing desk with the help of the store representative.
  • Share your Insta EMI Card details to make the purchase
  • Select a repayment tenure between 1-60 months, per your financial situation
  • Pay the nominal upfront charge, unless you’re availing of a festive zero down payment offer 

The cost of your chosen product will be converted into EMIs or monthly instalments, making it easier for you to manage your expenses.

List of available CPR Distributors Products on EMI




Samsung, Sansui, LG, Amstrad

Washing machines

Bosch, Godrej, Haier, IFB, LG, Lloyd, Panasonic, Samsung

Air conditioners

Blue Star, BPL, Carrier, Cruise, Daikin, Godrej, Forbes, Haier, Hitachi, Kelvinator, LG, Lloyd


Blue Star, Lloyd, Voltas Beko, Samsung, LG, Whirlpool, Haier, Godrej, Bosch, IFB


Samsung, Bosch, Morphy Richards, Voltas Beko, IFB, LG


Samsung, Xiaomi, Apple, Tecno, Vivo, One Plus, Oppo


Asus, Lenovo, Dell, HP, Acer, Apple


Bajaj Finserv Insta EMI Card benefits

  • Pre-approved card limit of up to Rs. 3 lakh
  • No Cost EMIs, meaning no additional fees or charges
  • Flexible repayment tenures suited to your financial circumstances
  • Nil foreclosure charges
  • Widespread acceptance at over 1.5 lakh stores in more than 4,000 cities
  • Zero down payment offers during festive season
  • Improved credit score with regular, punctual repayments

Check the benefits and features of Insta EMI Card

Eligibility criteria for Insta EMI Card

  • Indian national
  • Aged between 21-65 years
  • Regular source of income
  • 720+ credit score
  • Documentation: PAN card, Aadhaar card, proof of address, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

If you don’t have a Bajaj Finserv Insta EMI Card yet, it’s easy to apply for one prior to your purchase at CPR Distributors or any Bajaj Finserv partner store. The store representative will assist you and verify your documents. So, ensure you’re carrying them along and meet the eligibility criteria for this financial product. Once you’re approved, pay the one-time fee and your Insta EMI Card will be issued and ready to use. 

The Bajaj Finserv Insta EMI Card offers a convenient and affordable way to shop at CPR Distributors. With its numerous benefits and wide acceptance, it truly is a shopper's best friend. So why wait? Head to your nearest CPR Distributors store and start shopping with your Insta EMI Card today!

Check also

EMI Full Form BNPL POS Full Form

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more


Consequent to the directive received by Bajaj Finance Limited from Reserve Bank of India vide its Letter dated 2nd May, 2024, you can now get your products financed through our online loan products "ECom" and "Insta EMI card" over online as well as offline mode.  Refer to the detailed FAQ on our website for any further queries.


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

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Frequently asked questions

Which is the best product to shop at CPR Distributors?

CPR Distributors is a one-stop shopping destination for quality electronic products, boasting an array of world-renowned brands under a single roof. So, the best product to show for at a CPR Distributors showroom entirely depends on the buyer’s needs and preferences.