Croma Surat - Shop Mobiles, Laptops and Electronics on Easy EMIs

Croma Surat - Know how to shop mobiles, laptops and gadgets using Insta EMI Card at zero down payment, Easy EMI, and without credit card.
Croma Surat
3 min
08 July 2025

Looking to upgrade your gadgets or home appliances? Croma Surat is the go-to destination for all your electronic needs. From premium smartphones and laptops to smart TVs and kitchen appliances, Croma Surat offers an extensive range of top brands under one roof. What makes your shopping even better is the Bajaj Finserv Insta EMI Card, which lets you convert your purchases into easy EMIs—making big-ticket items more affordable. With flexible repayment options and minimal documentation, the Insta EMI Card ensures a hassle-free experience at Croma Surat. Check your eligibility for the Bajaj Finserv Insta EMI Card today. You may already be eligible, find out by entering your mobile number and OTP.

Croma Surat overview

Croma Surat is a well-known destination for electronics enthusiasts. From the latest smartphones to high-end home appliances, Croma offers a wide variety of products that cater to diverse needs. Their knowledgeable staff, quality assurance, and excellent after-sales services make shopping here a worthwhile experience.

Beyond the wide range of products, Croma Surat often runs exclusive deals and discounts, especially during festive seasons. This means you can get your desired electronics at competitive prices. Whether you're a tech aficionado or someone looking to upgrade household appliances, Croma Surat is the perfect place to explore and purchase top-notch gadgets and devices.

List of Croma stores in Surat

Find your nearest Croma store in Surat and shop the latest electronics on easy EMIs with your Bajaj Finserv Insta EMI Card.

Location

Address

Located City

Pin Code

Timings

Ghoddod Road

Croma, Crossway Mall Ghod Dod Road, Ram Chowk

Surat

395007

10 AM – 9 PM*

Bhagal

Centre Point, near Chauta Bazaar, Lalgate, Bhagal Main Road

Surat

395003

10 AM – 9 PM*

Adajan

Croma, Proton Plus, LP Savani Road, opposite Khodiyar Temple, Adajan Gam

Surat

395009

10 AM – 9 PM*

Surat VIP Road

Croma, Avadh Arena, VIP Road, Vesu

Surat

395007

10 AM – 9 PM*

Gaurav Path

Pavillion Plaza, near Stuti Enterprises, Gaurava Path Road, Pal

Surat

395009

10 AM – 9 PM*

Grid Road

Croma, opposite P.G. Garden, Grid Road, Kabilpore, Navsari

Navsari

396424

10 AM – 9 PM*


List of products available at Croma Surat

Croma Surat offers a wide variety of electronics and appliances from top brands. Here’s a quick look at some popular product categories available at the store:

Product Category

Popular Brands Available

Product Types Included

Smartphones

Apple, Samsung, Vivo, Oppo, Realme, Nokia, Motorola, Infinix, Tecno, Xiaomi

4G/5G Smartphones, Flagship Phones, Budget Phones

Tablets

Samsung, Apple iPad, Lenovo

Wi-Fi Tablets, LTE Tablets, Kids Tablets

Laptops

HP, Dell, Lenovo, Acer

Business Laptops, Gaming Laptops, Student Laptops

Smart TVs

Xiaomi, OnePlus, Samsung, LG, Worldtech

Android TVs, 4K TVs, LED TVs, Smart TVs

Air Conditioners

Lloyd, Voltas, Blue Star

Window ACs, Split ACs, Inverter ACs

Washing Machines

LG, Samsung, Whirlpool

Front Load, Top Load, Semi-Automatic

Refrigerators

LG, Samsung, Whirlpool

Single Door, Double Door, Side-by-Side

Wearables

boAt, Fire-Boltt, Noise, Apple, Samsung

Smartwatches, Fitness Bands

Audio Devices

JBL, boAt, Sony, Realme, Zebronics

Bluetooth Speakers, Earbuds, Headphones

Mobile Accessories

Mi, Apple, Samsung, Inbase, GOVO

Chargers, Cables, Cases, Screen Protectors

Personal Grooming

Philips, Nova

Trimmers, Shavers, Hair Dryers

Kitchen Appliances

Prestige, Butterfly

Mixer Grinders, Induction Cooktops, Electric Kettles, Modular Kitchen

Home Appliances

Orient, Usha, Crompton

Ceiling Fans, Air Coolers, Water Heaters


How to use Insta EMI Card at Vijay Sales Rander

  • Start by visiting the Croma store located in Surat. Explore the various sections and pick the items you wish to purchase.
  • Once you have selected your products, inform the sales representative that you want to use your Bajaj Finserv Insta EMI Card for the transaction.
  • Provide your card details to the store representative. This includes your card number and other relevant information.
  • Decide on a repayment tenure that suits your financial planning. Bajaj Finserv offers flexible tenures ranging from 3 to 60 months.
  • After finalising the tenure, the sales representative will process the transaction. The total amount will be divided into easy EMIs as per your chosen plan.

Check Now: How to Use Bajaj Insta EMI Card

Benefits of using the Insta EMI Card at Croma Surat 

  • With a pre-qualified card loan amount of up to Rs. 3 lakh, you have ample financial flexibility. You can make multiple purchases without worrying about exceeding your credit limit.
  • The card is accepted on all major online platforms and at over 1.5 lakh partner stores across more than 4,000 cities in India. Whether you're in Surat or any other city, you can use your Insta EMI Card with ease.
  • Choose a repayment tenure that suits your financial situation. Options range from 3 to 60 months, allowing you to plan your finances effectively.
  • During festive seasons, take advantage of special offers that allow you to purchase high-value items with zero down payment.
  • Making timely EMI payments can help improve your credit score. A good credit score opens up more financial opportunities in the future.

Want to experience these benefits yourself? Check your eligibility for the Bajaj Finserv Insta EMI Card now. You may already be eligible, find out by entering your mobile number and OTP.

Check Now: Bajaj Insta EMI card Benefits

Eligibility criteria for Insta EMI Card

  • Indian national
  • Between 21 years and 65 years of age
  • Regular income source
  • Credit score of 720 or more
  • Valid documentation, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration. 

How to apply for Insta EMI Card

  • Online: Download the Bajaj Finserv App or visit the official Bajaj Finserv website and enter your mobile number. Complete the OTP-authentication and fill in the application form to know your credit limit. Then, complete the KYC verification and pay the one-time joining fee of Rs. 530/-. Finally, complete the e-mandate registration to activate your card.
  • Offline: Ask a store representative at any Bajaj Finserv partner store for assistance. Provide the necessary documents for verification and, once you’re approved, pay the one-time joining fee to have your card issued.

The Bajaj Finserv Insta EMI Card simplifies your purchasing process, making it more convenient and budget-friendly. Apply for your Insta EMI Card today and enjoy a seamless shopping experience at Croma Surat. Take the first step towards affordable comfort by checking your Insta EMI Card eligibility now. You may already be eligible, check your offers by entering your mobile number and OTP.

Top Products from Croma Store

Croma Power Bank

Croma Washing Machine

Croma Air Conditioner

Croma TV

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile

 

List of Top Croma Stores by Locations

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 

 

Check also

EMI full form Vijay Sales POS full form


List of Biggest Upcoming Sale in 2025

Amazon Upcoming Sale

Flipkart Upcoming Sale

Amazon Great Indian Festival 2025

Croma Diwali Sale with Insta EMI Card

Diwali offers with Insta EMI Card

Amazon fridge offers 2025

Amazon mobile offers 2025

Reliance Digital Diwali offer 2025

Amazon Diwali offer sale 2025

Sangeetha Mobiles Diwali offers 2025

Poorvika Mobiles Diwali offers 2025

How to shop on Amazon without a credit card

Amazon Great Indian Festival 2025

Flipkart Cooling Days

Amazon Prime Day Sale

Amazon Electronics Sale

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Does Croma Surat accept the Bajaj Finserv Insta EMI Card?
Yes, you can use your Insta EMI Card at Croma Surat and benefit from No Cost EMIs and flexible repayment tenures for your big-ticket purchases.
What products can I buy from Croma Surat using the Insta EMI Card?

You can buy smartphones, laptops, TVs, ACs, refrigerators, kitchen appliances, audio devices, and more on easy EMIs at Croma Surat using the Bajaj Finserv Insta EMI Card.

Where are Croma Surat stores located?

Croma Surat stores are located in popular areas like VR Surat Mall and Ring Road. You can find the nearest store location using the Croma store locator on their official website.

Can I shop online at Croma Surat with the Insta EMI Card?

Yes, you can shop online at Croma Surat via the Croma website using the Insta EMI Card and enjoy easy EMI options across a wide range of electronics and appliances.

Is the Insta EMI Card accepted at all Croma Surat stores?

Yes, the Insta EMI Card is accepted at all Croma Surat stores, allowing you to shop conveniently and convert your purchases into flexible EMIs instantly at the billing counter.

Does Croma Surat offer installation services for appliances?

Yes, Croma Surat provides installation services for major appliances like ACs, washing machines, and smart TVs. Installation is typically arranged after delivery, with applicable charges depending on the product.

Can I return or exchange a product at Croma Surat?

Yes, Croma Surat allows product returns or exchanges as per their return policy. Ensure the product is in original condition, with packaging and invoice, within the specified return window.

Are there any additional charges when shopping on EMI at Croma Surat?

No extra charges apply when shopping with the Insta EMI Card at Croma Surat. Enjoy zero down payment, flexible repayment options, and transparent billing without hidden fees or interest.

Which brands are available at Croma Surat on EMI?

Top brands like Apple, Samsung, LG, Sony, Dell, HP, Whirlpool, and more are available on EMI at Croma Surat when you shop using the Insta EMI Card.