Have you ever wanted to upgrade to the latest gadget or bring home a modern appliance but held back because of the upfront cost? The Bajaj Finserv Insta EMI Card makes it easier to shop confidently by letting you convert your purchase into simple monthly installments—so you don’t have to pay the full amount at once.
Overview of Croma Ludhiana
Croma Ludhiana is a go-to destination for all your electronic and appliance needs. The store boasts a wide array of products, from cutting-edge tech to everyday essentials, and is known for its helpful staff who are always ready to assist with your shopping choices.
Croma Ludhiana is designed with the customer in mind, featuring a spacious layout that makes browsing a breeze. The store frequently offers promotions, ensuring that shoppers get the best value for their money.
List of Croma stores in Ludhiana
Here are the Croma Ludhiana stores where you can use your Bajaj Finserv Insta EMI Card to shop:
Location |
Address |
Feroz Gandhi Market |
SCO 126-128, RS Tower, Feroz Gandhi Market, Ludhiana, 141001 |
Ludhiana 32A |
SCO 13-14, Sector 32, Chandigarh Road, Ludhiana, 141010 |
Sukhmani Square |
SCO 9,10,11 , Sukhmani Square, Canal Road, Ludhiana, 141012 |
How to use Insta EMI Card at Croma Ludhiana
Using your Insta EMI Card at Croma Ludhiana is simple:
Select your products and proceed to the checkout.
Inform the cashier that you wish to pay using the Bajaj Finserv Insta EMI Card.
Provide your card details.
Choose a repayment tenure that suits your budget, ranging from 3 to 60 months months.
Your purchase amount will be converted into easy EMIs, with the option for zero down payment during special festive offers.
Also read: How to use the Bajaj Insta EMI Card
Benefits of using the Insta EMI Card at Croma Ludhiana
Feature |
Details |
Easy EMIs |
Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
High pre-qualified limit |
Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
Wide acceptance network |
Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
Flexible repayment tenure |
Choose a repayment period from 3 to 60 months months based on your financial comfort. |
Zero down payment offers |
Avail special festive deals with no upfront payment requirement. |
No foreclosure charges |
Close your loan early without any penalties or extra fees. |
Credit score benefit |
Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
Eligibility criteria for the Insta EMI Card
Nationality: Indian Citizen.
Age: 21 to 65 years.
Credit score: A healthy credit score per Bajaj Finserv policies.
Income: A steady regular source of income.
Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.
Also read: Eligibility criteria for the Insta EMI Card
How to apply for an Insta EMI Card
Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
Also read: How to apply for the Insta EMI Card
The Bajaj Finserv Insta EMI Card makes shopping for premium products easier by breaking down costs into manageable EMIs. Whether at Croma Ludhiana or any of the numerous partner stores, this card offers a convenient way to budget your purchases.
Explore more:
Top products from Croma store
List of top Croma stores by locations
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