Croma Mobile 2025 – Latest Smartphones on EMI with Insta EMI Card

Explore the newest Croma Mobile phones with top features, sleek designs, and budget-friendly EMI options using the Bajaj Finserv Insta EMI Card.
Apply
Croma Mobile - Shop Mobile at Croma on EMI
Apply
3 min
22 Aug 2025

If you are planning to upgrade your smartphone this year, Croma Mobiles 2025 has a wide range of options to match every budget and requirement. From flagship models with advanced cameras and powerful processors to budget-friendly phones with long-lasting batteries and sleek designs, Croma offers something for everyone. Whether you prefer Android or iOS, you can explore the latest launches from top brands under one roof. Plus, shopping at Croma becomes more affordable with the Bajaj Finserv Insta EMI Card, allowing you to convert your mobile purchase into easy EMIs and enjoy the latest technology without financial stress.

Croma Mobiles 2025 Overview

Croma has built a reputation for offering a wide range of electronic gadgets, including the latest mobile phones from top brands. Shopping at Croma provides several advantages. First and foremost, the sheer variety available ensures that you can find a mobile phone that perfectly fits your needs and budget. Whether you're looking for the latest iPhone, a powerful Samsung Galaxy, or a budget-friendly realme, Croma has it all.

Another significant benefit of shopping at Croma is the assurance of authenticity and quality. Every product sold is genuine and comes with the manufacturer’s warranty, giving you peace of mind. Moreover, Croma frequently offers exclusive deals and discounts, making it a great place to grab a bargain. The addition of the Bajaj Finserv Insta EMI Card further enhances the shopping experience by allowing you to convert your purchase into manageable EMIs.

Insta EMI Card
Insta EMI Card

How to use Insta EMI Card at Croma to shop mobiles

To buy a mobile phone using your Bajaj Finserv Insta EMI Card, you can either go to a Croma store or shop on their website. Pick the phone you want from their wide selection. When you're ready to pay, tell the store employee or choose the EMI option online if you're shopping on the website.

Next, provide your Bajaj Finserv Insta EMI Card details. You'll need to choose how long you want to take to repay, which can be anywhere from 3 to 60 months. Once you've done this and completed the purchase, you can take your new phone home or have it delivered. You'll pay for it in easy monthly instalments.

Benefits of using the Insta EMI Card on Croma to shop mobiles

  • One of the standout features of using the Insta EMI Card is the Easy EMI option. This means you only pay the actual price of the product, split into EMIs, with no additional interest.
  • The card offers a pre-approved limit of up to Rs. 3 lakh, which can be used for multiple purchases.
  • The Insta EMI Card is accepted on online platforms and at over 1.5 lakh partner stores across more than 4,000 cities in India, including Croma.
  • You can choose a repayment tenure between 1 and 60 months, allowing you to plan your finances better.
  • During festive seasons, you can enjoy special zero down payment offers, making your purchase even more affordable.
  • If you decide to pay off your loan early, there are no foreclosure charges, giving you the flexibility to manage your finances as you see fit.
  • Watch your credit score improve when you pay your monthly instalments on time each month.

EMI Card features & benefits

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian
  • Age: 21 - 65 years
  • Income: Regular source of income required
  • Credit score: 720+
  • Documentation: 
    • PAN card
    • Aadhaar card
    • Address proof
    • Bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for Insta EMI Card

You can apply for a Bajaj Finserv Insta EMI Card online or in-store. For online applications, visit the Bajaj Finserv website and enter your mobile number. Fill out the application form to see your credit limit. You'll need to complete KYC verification using your Aadhaar card or DigiLocker. Pay the one-time fee of Rs. 599, set up the e-mandate, and your card will be ready to use.

If you prefer applying in person, visit any Bajaj Finserv partner store. Bring the required documents for verification. After approval, pay the joining fee, and you'll receive your Insta EMI Card. You can start using it for purchases right away. This in-store option might be easier if you prefer face-to-face interactions or have questions during the process.

The Bajaj Finserv Insta EMI Card offers a seamless and affordable way to shop for mobile phones at Croma. So, why wait? Apply today! Embrace the ease of shopping on EMIs and enjoy the latest in mobile technology without the financial strain.

Top Products from Croma Store

Croma Power Bank

Croma Washing Machine

Croma Air Conditioner

Croma TV

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Laptop

 

 

Check also

EMI full form BNPL POS full form

 

List of top Croma stores by locations

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy a Croma mobile with an Insta EMI card?
Yes, you can use your Insta EMI Card to shop for mobiles at Croma Stores, both online and offline.
Do I get any benefits on using an Insta EMI card for a Croma mobile?
Yes! With the flexibility of No Cost EMIs, a high pre-approved limit, and extensive acceptance, the Insta EMIC Card makes purchasing your desired mobile phone more accessible than ever.
What's the process for buying a Croma mobile with an Insta EMI card?
The process is simple and straightforward. Simply opt for the Insta EMI Card as your mode of payment when you’re shopping on the Croma website or at a Croma retail store. Share your Insta EMI Card details and pick your preferred tenure. The cost of your chosen product will be split into manageable EMIs.
Are there any additional charges for using an Insta EMI card for a Croma mobile?
No, there are no additional charges. In fact, when you use your Insta EMI Card to shop, you only pay for the cost of your chosen product converted into affordable monthly payments across your chosen EMI tenure. What’s more, if you avail of a zero down payment offer, you need not make any upfront payments at all.
Show More Show Less

Related videos