Croma Mobile 2025 – Latest Smartphones on EMI with Insta EMI Card

Explore the latest Croma mobiles from top brands like Samsung, Apple, OnePlus, and Xiaomi. Avail the best deals and EMI offers with the Bajaj Finserv Insta EMI Card.

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Croma Mobile - Shop Mobile at Croma on EMI

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3 min

16 Oct 2025

If you’re planning to upgrade your smartphone this year, Croma Mobile offers an extensive range of devices from top brands like Apple, Samsung, OnePlus, Vivo, and Xiaomi. Explore models featuring 5G connectivity, fast charging, AI-powered cameras, and powerful processors that deliver an unmatched user experience. Whether you want a flagship device or a budget-friendly option, you’ll find the latest smartphones at Croma to suit every lifestyle.

Grab the best mobile deals at Croma and enjoy flexible payment options with the Bajaj Finserv Insta EMI Card. Get instant approval, easy EMIs, and exciting offers—making your smartphone upgrade affordable and hassle-free.

Croma Mobiles 2025 Overview

Croma Mobiles 2025 continues to lead in offering a wide range of latest smartphones from top brands like Apple, Samsung, OnePlus, Vivo, and Xiaomi. With an extensive selection, you can easily find a mobile that fits your style, features, and budget. From flagship models with advanced cameras and high-speed processors to budget-friendly phones with long-lasting batteries, Croma ensures variety for every type of user.

Shopping at Croma also guarantees authentic products with manufacturer warranties, giving you complete peace of mind. Take advantage of best mobile deals at Croma, along with exclusive discounts and festive offers. Using the Bajaj Finserv Insta EMI Card, you can convert your purchase into easy EMIs, making premium smartphones affordable and accessible without financial stress.

Explore Top Deals and EMI Offers on Mobile at Croma

Brand & Model	RAM/Storage	Price (INR)	MRP (INR)	EMI Offers With Insta EMI Card
Vivo T4x 5G	8GB RAM, 128GB, Pronto Purple	14,499	19,499	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Oppo K13x 5G	4GB RAM, 128GB, Sunset Peach	11,999	15,999	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Vivo Y19 5G	4GB RAM, 128GB, Titanium Silver	11,499	14,999	zero down payment, flexible EMI tenures, instant approval, and special festive deals
OnePlus Nord CE5 5G	8GB RAM, 256GB, Nexus Blue	26,999	—	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Google Pixel 9a 5G	8GB RAM, 256GB, Porcelain	44,999	49,999	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Vivo V29 Pro 5G	12GB RAM, 256GB, Space Black	24,994	45,999	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Apple iPhone 16	128GB, Teal	66,990	69,900	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Apple iPhone 15	128GB, Blue	54,490	59,900	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Apple iPhone 16e	256GB, Black	62,490	69,900	zero down payment, flexible EMI tenures, instant approval, and special festive deals
Apple iPhone 13	128GB, Starlight White	45,690	49,900	zero down payment, flexible EMI tenures, instant approval, and special festive deals

Check Also: How does Insta EMI Card work?

How to use Insta EMI Card at Croma to shop mobiles

To buy a mobile phone using your Bajaj Finserv Insta EMI Card, you can either go to a Croma store or shop on their website. Pick the phone you want from their wide selection. When you're ready to pay, tell the store employee or choose the EMI option online if you're shopping on the website.

Next, provide your Bajaj Finserv Insta EMI Card details. You'll need to choose how long you want to take to repay, which can be anywhere from 3 to 60 months. Once you've done this and completed the purchase, you can take your new phone home or have it delivered. You'll pay for it in easy monthly instalments.

Check Also: How to use Insta EMI Card for online shopping

Benefits of using the Insta EMI Card on Croma to shop mobiles

One of the standout features of using the Insta EMI Card is the Easy EMI option. This means you only pay the actual price of the product, split into EMIs, with no additional interest.
The card offers a pre-approved limit of up to Rs. 3 lakh, which can be used for multiple purchases.
The Insta EMI Card is accepted on online platforms and at over 1.5 lakh partner stores across more than 4,000 cities in India, including Croma.
You can choose a repayment tenure between 1 and 60 months, allowing you to plan your finances better.
During festive seasons, you can enjoy special zero down payment offers, making your purchase even more affordable.
If you decide to pay off your loan early, there are no foreclosure charges, giving you the flexibility to manage your finances as you see fit.
Watch your credit score improve when you pay your monthly instalments on time each month.

EMI Card features & benefits

Eligibility criteria for the Insta EMI Card

Nationality: Indian
Age: 21 - 65 years
Income: Regular source of income required
Credit score: 720+
Documentation:
- PAN card
- Aadhaar card
- Address proof
- Bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for Insta EMI Card

You can apply for a Bajaj Finserv Insta EMI Card online or in-store. For online applications, visit the Bajaj Finserv website and enter your mobile number. Fill out the application form to see your credit limit. You'll need to complete KYC verification using your Aadhaar card or DigiLocker. Pay the one-time fee of Rs. 599, set up the e-mandate, and your card will be ready to use.

Check Also: How to apply for Insta EMI Card

If you prefer applying in person, visit any Bajaj Finserv partner store. Bring the required documents for verification. After approval, pay the joining fee, and you'll receive your Insta EMI Card. You can start using it for purchases right away. This in-store option might be easier if you prefer face-to-face interactions or have questions during the process.

The Bajaj Finserv Insta EMI Card offers a seamless and affordable way to shop for mobile phones at Croma. So, why wait? Apply today! Embrace the ease of shopping on EMIs and enjoy the latest in mobile technology without the financial strain.

Top Products from Croma Store

Croma Power Bank	Croma Washing Machine	Croma Air Conditioner
Croma TV	Croma TV 32 Inch	Croma Refrigerator
Croma Ac 1.5 Ton	Croma Laptop

Check also

List of top Croma stores by locations

Croma Nagpur	Croma Pune	Croma Agra
Croma Surat	Croma Thane	Croma Gurgaon
Croma Ahmedabad	Croma Jaipur	Croma Hyderabad
Croma Vadodara	Croma Coimbatore	Croma Kolkata
Croma Chennai	Croma Amravati	Croma Lucknow
Croma Indore	Croma Jamnagar	Croma Mumbai
Croma Bangalore	Croma Dehradun	Croma Nashik
Croma Udaipur	Croma Vijayawada	Croma Kota
Croma Ulhasnagar	Croma Visakhapatnam	Croma Jamshedpur
Croma Ludhiana	Croma Aurangabad	Croma Ujjain
Croma Patna	Croma Gwalior

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
Invest in fixed deposits and mutual funds on the app.
Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
Shop from over 100+ brand partners that offer a diverse range of products and services.
Use specialised tools like EMI calculators, SIP Calculators
Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Yes, you can use your Insta EMI Card to shop for mobiles at Croma Stores, both online and offline.

Yes! With the flexibility of No Cost EMIs, a high pre-approved limit, and extensive acceptance, the Insta EMIC Card makes purchasing your desired mobile phone more accessible than ever.

The process is simple and straightforward. Simply opt for the Insta EMI Card as your mode of payment when you’re shopping on the Croma website or at a Croma retail store. Share your Insta EMI Card details and pick your preferred tenure. The cost of your chosen product will be split into manageable EMIs.

No, there are no additional charges. In fact, when you use your Insta EMI Card to shop, you only pay for the cost of your chosen product converted into affordable monthly payments across your chosen EMI tenure. What’s more, if you avail of a zero down payment offer, you need not make any upfront payments at all.

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