Croma — a Tata enterprise — is one of India's most trusted consumer electronics retail chains, offering an extensive range of smartphones from leading brands including Apple, Samsung, OnePlus, Vivo, Xiaomi, Realme, OPPO, Nothing, and more. Whether you are looking for a budget 5G handset or the latest flagship, Croma stocks the full spectrum across its 500-plus stores and website.
Shop for your next smartphone at Croma using the Bajaj Finance Insta EMI Card and convert your purchase into Easy EMIs without any upfront financial strain.
Overview of mobile phones from Croma stores
Croma stocks smartphones across every price segment — from entry-level devices under Rs. 10,000 to flagship models above Rs. 1,00,000 — covering Android and iOS ecosystems from India's most popular brands. The range includes 5G smartphones, AI-powered camera phones, gaming-focused devices, and feature-rich mid-range models from Samsung, Apple, OnePlus, Vivo, Xiaomi, Realme, OPPO, Nothing, Motorola, POCO, and Google. Croma also offers exchange deals, brand-specific days, seasonal sale events, and extended warranty plans — making it a comprehensive destination for smartphone buyers at every budget level.
Key benefits of shopping for mobile phones from Croma stores
Croma delivers a well-rounded smartphone retail experience backed by the Tata Group's trusted consumer brand. Here is what makes it a strong choice.
- Widest brand selection under one roof: Croma stocks smartphones from over 15 leading brands — including Apple, Samsung, OnePlus, Xiaomi, Vivo, Realme, Nothing, Motorola, POCO, and Google — across every price segment from a single destination.
- Exchange deals on old smartphones: Croma offers phone exchange programmes with additional discounts on new purchases — particularly valuable during major sale events and festive periods when exchange bonuses are enhanced.
- Live in-store product experience: Croma showrooms allow buyers to handle, compare, and test smartphones before purchase — a meaningful advantage over online-only purchases for high-value decisions.
- Extended warranty and annual maintenance plans: Croma's own extended warranty plans cover smartphones beyond the standard manufacturer warranty — with 14-day fix or replace assurance and loyalty discounts for returning customers.
- Easy EMI via Bajaj Finance Insta EMI Card: Croma accepts the Bajaj Finance Insta EMI Card both in-store and online — enabling buyers to convert smartphone purchases into Easy EMIs with zero down payment on select models.
Top-selling mobile phones available at Croma stores (2026)
Croma stocks the latest smartphones from all leading brands across every price segment. The table below covers popular and widely available models at Croma in 2026.
| Product name | Why should you get this | Price |
|---|---|---|
| Samsung Galaxy A16 5G | Reliable mid-range 5G with Samsung ecosystem, AMOLED display, and strong after-sales network | Rs. 14,999 onwards |
| Redmi Note 14 5G | Feature-rich 5G mid-range with large battery, fast charging, and 108MP camera at a competitive price | Rs. 17,999 onwards |
| OnePlus Nord CE 4 | Clean OxygenOS, 100W fast charging, and near-flagship performance at a mid-range price | Rs. 28,999 onwards |
| Nothing Phone 3a | Transparent design, Glyph Interface, and stock-like Android experience at a standout mid-range price | Rs. 29,999 onwards |
| OnePlus 15R | Flagship-class performance, class-leading battery, and polished OxygenOS in the upper mid-range | Rs. 42,999 onwards |
| Apple iPhone 16 | A18 chip, Apple Intelligence features, Camera Control button, and the full iOS 18 ecosystem | Rs. 79,900 onwards |
Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the partner store.
Why should you shop for a mobile phone from Croma
Croma combines India's widest smartphone brand selection with the trust of the Tata Group — offering exchange deals, extended warranty plans, and Easy EMI options that most competing electronics retailers cannot match collectively.
- Tata Group trust and consumer protection: Croma's backing by the Tata Group gives buyers the assurance of a nationally accountable brand — with transparent pricing, genuine stock, and consumer-friendly return and service policies.
- Seasonal sale events with 50 to 60% off on flagship models: Croma's Android Fest, Everything Apple Sale, and festive campaigns deliver some of the lowest effective prices of the year on flagship smartphones from Apple, Samsung, and OnePlus.
- Exchange bonus on existing smartphones: Croma's exchange programme offers competitive trade-in valuations with additional exchange bonuses during sale periods — reducing the net cost of upgrading to a new smartphone significantly.
- Extended warranty beyond manufacturer coverage: Croma's own extended warranty plans provide 14-day fix or replace assurance and multi-year coverage beyond the standard one-year manufacturer warranty — meaningful long-term protection for high-value smartphone purchases.
- Insta EMI Card acceptance both in-store and online: The Bajaj Finance Insta EMI Card works at Croma stores and on the Croma website — giving buyers the flexibility to shop on Easy EMIs through whichever channel they prefer.
What is a Bajaj Finance Insta EMI Card?
The Bajaj Finance Insta EMI Card offers a pre-approved card loan offer that lets you purchase products across Bajaj Finance partner stores — including Croma — and pay for them in Easy EMIs rather than as a lump sum. The card provides a pre-approved card loan offer of up to Rs. 3 lakh, usable across over 1.5 lakh partner stores in more than 4,000 cities across India. You can apply online in minutes, with zero down payment available on select products and flexible repayment tenures across 3 to 60 months to suit your budget.
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred smartphone at Croma easily and affordably.
How to shop for a mobile phone from Croma using the Insta EMI Card
Shopping for a smartphone at Croma on Easy EMIs using the Bajaj Finance Insta EMI Card is straightforward — both in-store and online. Here are the steps to follow.
- Check your Insta EMI Card eligibility online: Visit the Bajaj Finance website or app, enter your mobile number and OTP, and check your pre-approved card loan offer in minutes — no lengthy paperwork or branch visit required.
- Activate your Insta EMI Card before shopping: Complete the digital activation process after approval — your card is ready to use at any Croma store or on the Croma website immediately after activation.
- Select your preferred smartphone at Croma: Visit a Croma store to experience the phone hands-on, compare models with staff guidance, and confirm your selection — or browse and select on the Croma website at your convenience.
- Choose the Bajaj Finance Insta EMI Card as your payment method: At the Croma billing counter or on the Croma website checkout, select the EMI payment option and enter your Insta EMI Card details — then choose your preferred EMI tenure from the flexible repayment tenure options available across 3 to 60 months.
- Complete the purchase and collect your smartphone: Once the EMI is confirmed, collect your smartphone with its warranty card and accessories — your Easy EMI repayment begins from the following month as per your selected tenure.
