Croma Pune: Shop Mobile Phones, Laptops, and Gadgets on EMI

Croma is a Tata-owned electronics retail chain, and its Pune stores are known for a wide range of phones, laptops, TVs and home appliances under one roof. IT professionals, students and families visit to try products in person and get expert advice. You can compare brands side by side and take your purchase home the same day.

Big purchases often come together, such as a laptop for a new job and a phone upgrade. With the Bajaj Finance Insta EMI Card, you can split the cost into Easy EMIs across 3 to 60 months. For example, a Rs. 35,999 Samsung Galaxy A27 5G costs about Rs. 1,000 a month over 36 months*.

*EMIs are indicative.

Before you visit a Croma store in Pune, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you choose a product.

Croma Pune suits students, working professionals and families across the city and its suburbs. Here is what makes its partner stores worth a visit:

• A store near you: With 23 locations, from Chakan and Moshi to Wanowrie and Hadapsar, you rarely need to cross the city to shop.
• Mall stores for weekend visits: Stores at Phoenix Marketcity, Westend Mall and Seasons Mall let you combine shopping with a family outing.
• Open late: Most stores close at 9:00 PM or later, so you can shop after office hours in Hinjewadi or Kharadi.
• Try before you buy: Test a laptop’s keyboard, a phone’s camera or a TV’s picture in person before you pay.
• Help after you buy: Croma offers installation, extended warranty plans and repair support for many products.

→ Pro tip: Visit mall stores, such as Phoenix Marketcity, on weekday mornings. Weekends get crowded, especially during festive sales.

Croma stores in Pune stock electronics and appliances for work, study and home. Here is what you will find, and who each range suits best:

• Smartphones: Phones from Samsung, vivo, realme, motorola and Xiaomi suit college students, IT professionals and families upgrading to 5G.
• Tablets: Tablets from Samsung help students take notes and professionals review documents on the go.
• Laptops: Laptops from HP and Dell suit coding, office work and online classes. Gamers can also look at gaming laptops with dedicated graphics.
• TVs: Smart TVs from brands such as Samsung and Xiaomi bring Marathi films, IPL matches and OTT shows home.
• Cooling appliances: Air conditioners from brands such as Voltas, along with air coolers, help you get through April and May, when Pune can cross 40 degree Celsius.
• Home and kitchen appliances: Washing machines, refrigerators from brands such as LG and other home appliances make daily chores easier for busy households.

→ Key takeaway: Moving to Pune for a new job? You can buy a laptop, phone and washing machine in one visit and pay for the whole bill in Easy EMIs.

You can pay the full bill at once at any Croma store in Pune. You can also pay with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months. Either way, you choose what suits your budget.

Easy EMIs help most when several purchases fall in the same month, such as a laptop for a new job and a phone upgrade. You pay a fixed amount each month, and your savings stay free for rent deposits and emergencies.

→ Real-world example: Aniket, a 27-year-old software engineer in Hinjewadi, needed a laptop for remote work and a new phone. At the Croma Bavdhan partner store, he bought the HP OmniBook 3 14-inch (Rs. 69,994) and the Samsung Galaxy A27 5G (Rs. 35,999), a total of Rs. 1,05,993. Over 36 months, he pays about Rs. 2,944 a month*.

*EMIs are indicative.

Aniket could have chosen a different tenure for his Rs. 1,05,993 bill. The table below shows how the amount works out across repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

→ Pro tip: Plan big purchases around Croma’s festive sales. Check the upcoming sales and offers calendar so you can combine sale prices with Easy EMIs.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card. You can use it at any Croma store in Pune to buy phones, laptops and appliances, and repay in fixed monthly amounts.

The card suits planned purchases, such as a laptop for a new job or an AC before summer. Here are its key features:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred phone, laptop or TV easily and affordably.

*Inclusive of applicable taxes.

A single visit to a Croma store can add up quickly. Here is how Easy EMIs make shopping at Croma Pune easier:

• Pick a better laptop for a little more: Choosing the Rs. 69,994 HP OmniBook 3 over the Rs. 61,990 ASUS Vivobook 14 adds about Rs. 222 a month over 36 months*.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can pay in EMIs without one.
• Set up a new home in one bill: Club a refrigerator, washing machine and TV, and repay the total monthly.
• Zero down payment on select products: During festive season offers, eligible products can go home with nothing paid upfront.
• Predictable monthly budget: A fixed EMI is easy to plan alongside rent, travel and other city expenses.

*EMIs are indicative.

→ Verdict: If you need gadgets or appliances now, Easy EMIs at Croma Pune let you buy what you need without draining your savings.

You can apply for the Bajaj Finance Insta EMI Card online with your PAN, Aadhaar and registered mobile number. Follow these steps before you visit a Croma store in Pune:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

Paying with the Insta EMI Card at a Croma store in Pune takes under 5 minutes. Follow these steps at the billing counter:

1. Choose the products you want to buy at the Croma partner store.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and you can take your products home.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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