Croma Pune: Shop Mobiles, Laptops, and Gadgets using the Insta EMI Card

Experience the latest technology at Croma Pune and manage your electronics purchases through the convenience of the Insta EMI Card.
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Croma Pune: Shop Mobiles, Laptops, and Gadgets using the Insta EMI Card
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4 Min Read
April 18, 2026

Croma Pune stands as a leading electronics retail destination for the city's residents, offering a vast array of high-quality gadgets and home appliances. You can explore a wide selection of products, from the latest flagship smartphones and gaming laptops to energy-efficient washing machines and refrigerators. The store provides a hands-on experience that allows you to test devices before making a purchase. 

To simplify your shopping, you can use the Bajaj Finance Insta EMI Card to split your expenses into manageable monthly payments. This digital card offers a pre-approved card loan offer, ensuring you can upgrade your lifestyle without immediate financial strain.
 

Overview of Croma Pune

Croma Pune provides a world-class shopping environment with multiple outlets spread across the city for your convenience. Each store features dedicated zones for different categories like home entertainment, kitchen appliances, and personal electronics. The trained staff members offer expert guidance to help you compare technical specifications and choose the best models for your needs. Whether you visit the sprawling showrooms in malls or standalone stores in residential hubs, you receive consistent service and access to genuine products from top global and Indian brands.
 

List of Croma stores in Pune

Pune hosts numerous Croma stores in key localities, making it easy for you to find the latest electronics near your home. These stores operate with customer-friendly timings throughout the week.

LocationAddressStore timings
Seasons MallGround Floor, Seasons Mall, Magarpatta, Hadapsar, Pune - 41101311:00 am - 10:00 pm
Phoenix Marketcity1st Floor, Phoenix Market City, Viman Nagar, Pune - 41101411:00 am - 09:30 pm
BavdhanAG Tech Park, NDA Pashan Road, Ram Nagar, Bavdhan, Pune - 41102112:00 pm - 09:00 pm
KatrajSugandhtara Realty, Katraj Ambegaon Highway, Katraj, Pune - 41104611:00 am - 09:30 pm
93 AvenueGround Floor, 93 Avenue, Sholapur Road, Wanowrie, Pune - 41101311:00 am - 09:30 pm

List of products available at Croma Pune stores (2026)

You can choose from a massive catalogue of products at Croma Pune, ranging from affordable accessories to premium home appliances. The inventory features the most recent 2026 models with advanced features.

Product categoryPopular brandsProduct types
Audio and accessoriesCroma, boAt, JBLEarbuds, speakers, power banks
Kitchen appliancesPhilips, Bajaj, CromaRefrigerators, mixer grinders, air fryers, OTGs
Personal computingHP,  Dell,  Apple, SamsungStudent laptops, gaming PCs, tablets
Home entertainmentCroma, Sony, SamsungSmart LED TVs, QLED TVs, soundbars
Cooling solutionsCroma, Voltas, LGInverter split air conditioners, air coolers, fans

Why should you shop from Croma Pune

Shopping at Croma Pune ensures that you get authentic products and a smooth retail experience. The brand focuses on customer satisfaction through various value-added services and reliable support.

  • Expert assistance: Consult with the in-store experts who simplify complex technical details and help you make an informed buying decision.
  • Hands-on experience: Test the latest smartphones, laptops, and audio devices at live demo counters to ensure they meet your expectations.
  • Authentic warranty: Purchase with confidence as every product comes with a genuine manufacturer warranty and Croma’s own service assurance.
  • Exclusive deals: Access special in-store discounts and seasonal offers that provide better value for your investment in new technology.
Insta EMI Card
Insta EMI Card

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a digital payment tool that enables you to buy electronics and appliances on credit without paying the full price upfront. It converts your purchase amount into Easy EMIs, which you can pay back over a flexible tenure. This card provides you with a pre-approved card loan offer, eliminating the need for a traditional credit card. You can use it across thousands of partner stores in India, including Croma, to manage your household budget effectively while owning the latest gadgets.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred product easily and affordably.
 

How to shop from Croma Pune using the Insta EMI Card

Purchasing your favourite products at Croma Pune with the Insta EMI Card is a straightforward and quick process. It helps you bring home premium appliances with minimal effort.

  • Select your product: Visit any Croma store in Pune and pick the device or appliance you want to purchase.
  • Verify invoice value: Ensure that your total bill exceeds Rs. 5,000 to use the Insta EMI Card for your transaction.
  • Approach the counter: Inform the billing executive that you wish to use the Bajaj Finance Insta EMI Card for payment.
  • Choose your tenure: Share your card details and select a repayment tenure that suits your monthly financial capacity.
  • Confirm with OTP: Enter the security code sent to your registered mobile number to finalise the card loan offer and complete your shopping.
Insta EMI Card
Insta EMI Card

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Top products from Croma stores:

Croma Power BankCroma TVCroma Air Conditioner
Croma LaptopCroma TV 32-InchCroma Refrigerator
Croma AC 1.5-TonCroma SpeakersCroma Mobile

 
List of top Croma stores by locations:

Croma GwaliorCroma NagpurCroma Pune
Croma SuratCroma ThaneCroma Gurgaon
Croma AhmedabadCroma JaipurCroma Hyderabad
Croma VadodaraCroma CoimbatoreCroma Kolkata
Croma ChennaiCroma AmravatiCroma Lucknow
Croma IndoreCroma JamnagarCroma Mumbai
Croma BangaloreCroma DehradunCroma Nashik
Croma UdaipurCroma VijayawadaCroma Kota
Croma UlhasnagarCroma VisakhapatnamCroma Jamshedpur
Croma LudhianaCroma AurangabadCroma Ujjain
Croma PatnaCroma Agra 

  
List of the biggest upcoming sales:

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finance App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Does Croma Pune accept the Bajaj Finance Insta EMI Card?

Yes, all Croma outlets in Pune accept the Bajaj Finance Insta EMI Card. You can use it to buy a variety of items, including smartphones, laptops, and large home appliances. Simply present your digital card or registered mobile number at the payment counter to start the process.

What are the benefits of using the Insta EMI Card at Croma Pune?

The primary benefit is the ability to pay for your purchases through Easy EMIs. This avoids the stress of a large one-time payment. Additionally, you do not need a credit card, and the approval for your card loan offer happens almost instantly at the store.

What EMI tenure options are available at Croma Pune?

Croma Pune provides flexible repayment tenures for your convenience. Depending on the product and any ongoing promotions, you can choose to repay the amount over a period ranging from 3 to 60 months. This allows you to plan your monthly expenses without any hassle.

How long does it take for an Insta EMI Card approval at Croma Pune?

The approval for a transaction using the Insta EMI Card is immediate. Once the store executive enters your details and you provide the OTP, the system verifies the request in real-time. You can complete the entire billing process and take your new product home within minutes.

Can I use the Insta EMI Card during sales or festive offers at Croma Pune?

Yes, you can use the Bajaj Finance Insta EMI Card even during major sales and festive events. This is a great way to combine the benefit of discounted prices with the convenience of small monthly payments. It makes high-end electronics much more accessible during peak shopping seasons.

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