Buy an LG Refrigerator on Easy EMIs with the Insta EMI Card

LG refrigerators are a common sight in Indian kitchens, known for combining reliable cooling with practical, everyday features. The range spans single door and double door models, right up to larger frost-free and side-by-side refrigerators.

Many LG models use a Smart Inverter Compressor, which adjusts its cooling power based on how much food is inside, rather than running at a fixed speed. This helps you save on electricity while keeping your food fresh.

Choosing an LG refrigerator brings clear, everyday advantages beyond just keeping food cold. Here is what you can expect:

• Food freshness benefits: The Moist Balance Crisper and Linear Cooling technology work together to keep fruits and vegetables fresh for longer, cutting down on food waste
• Everyday usability advantages: Toughened glass shelves handle heavy Indian cookware with ease, and many models connect to your home inverter automatically during power cuts
• Long-term energy savings: A 5 Star rated Smart Inverter model can lower your electricity bill over the years compared with a fixed-speed refrigerator
• Space and storage flexibility: Capacities range from a compact 185-litre single door unit to a spacious 242-litre frost-free model, so you can pick a size that fits your kitchen and family

Picking the right LG refrigerator comes down to matching the appliance to your household size and kitchen space. Consider these factors before you buy:

• Capacity based on family size: A 185-litre refrigerator generally suits one or two people, while a 200-litre to 250-litre model works better for a family of four
• Star rating versus upfront cost: A 5 Star rated model costs more initially but can reduce your electricity bill meaningfully over its lifetime
• Direct cool versus frost-free: A direct cool model is more affordable but needs manual defrosting, while a frost-free model costs more but saves you that effort
• Door configuration and kitchen space: Measure your kitchen area before buying, since double door and side-by-side models need considerably more room than a single door unit
• Budget and EMI affordability: Compare model prices against your monthly budget and choose a repayment tenure that keeps your instalments comfortable

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your LG refrigerator purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred LG refrigerator variant easily and affordably.

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
2. Enter the OTP and submit
3. Enter your full name and click on 'Yes, Auto-Fetch Details'
4. Verify your pre-filled personal details and click on 'CONTINUE'
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
6. Review your wallet setup details and verify the OTP
7. Complete your identity verification by confirming your current residential address
8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card

Once your card is active, you can use it to buy an LG refrigerator at a partner store or online. The steps differ slightly depending on where you shop.

At a partner store

Using the Bajaj Finance Insta EMI Card at any of 1.5 lakh partner stores is quick and straightforward. The checkout process typically takes under 5 minutes. Follow these steps:

1. Browse and select the LG refrigerator model you want to buy
2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
3. Share your registered mobile number and card details with the executive
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
5. Authenticate the transaction using the OTP sent to your registered mobile number
6. Your purchase is approved instantly, so you can take your refrigerator home

For online purchases

You can also use the Bajaj Finance Insta EMI Card on partner e-commerce platforms including Amazon and Flipkart. Here is how:

1. Add the LG refrigerator to your cart on your preferred online partner store
2. At checkout, select the Bajaj Finance Easy EMI option
3. Enter your Insta EMI Card details and mobile number
4. Choose your preferred repayment tenure across 3 to 60 months
5. Confirm using the OTP sent to your registered mobile number
6. Your order is placed, and the EMI deduction begins from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your LG refrigerator purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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