Shop Mobiles, Laptops, Electronics on EMIs at Croma Vadodara Without a Credit Card

Zero down payment and Easy EMIs — shop electronics at Croma Vadodara with the Bajaj Finance Insta EMI Card today.
Shop Mobiles, Laptops, Electronics on EMIs at Croma Vadodara
4 Min Read
April 30, 2026

Croma — a Tata enterprise and India's leading consumer electronics retail chain — operates multiple outlets across Vadodara, Gujarat, stocking smartphones, laptops, televisions, home appliances, accessories, and more from leading brands. Whether you are upgrading your home entertainment setup or buying the latest smartphone, Croma Vadodara delivers a trusted, wide-ranging in-store experience backed by Tata Group quality standards. 

Shop at any Croma outlet in Vadodara using the Bajaj Finance Insta EMI Card and convert your purchase into Easy EMIs without any upfront financial strain.
 

Overview of Croma Vadodara

Croma operates multiple confirmed outlets across Vadodara, covering the city's major residential and commercial zones. Each Croma outlet in Vadodara stocks the full product range: smartphones, laptops, tablets, televisions, air conditioners, refrigerators, washing machines, audio devices, smartwatches, and accessories from leading brands. All Vadodara outlets offer exchange programmes, extended warranty plans, and seasonal sale events with significant discounts across categories.
 

Key benefits of shopping at the Croma stores in Vadodara

Croma Vadodara delivers a comprehensive retail experience backed by Tata Group quality assurance. Here is what makes it a strong choice.

  • Multiple outlets across Vadodara's key zones: Croma covers key locations in Vadodara, ensuring a nearby outlet for buyers across all major areas of the city.
  • Full product range in every outlet: Smartphones, laptops, TVs, ACs, refrigerators, washing machines, and accessories are all stocked at every Croma Vadodara outlet — a complete electronics destination under one roof.
  • Exchange deals and seasonal sale events: Croma Vadodara runs exchange programmes and festive sale events with significant discounts — making high-value purchases meaningfully more affordable during promotional periods.
  • Extended warranty plans available in-store: Croma offers its own extended warranty plans at the point of purchase — covering products beyond the standard manufacturer warranty with a 14-day fix or replace assurance.
  • Bajaj Finance Insta EMI Card acceptance: All Croma outlets in Vadodara accept the Bajaj Finance Insta EMI Card — enabling Easy EMIs with zero down payment on select products across 3 to 60 months.
     

List of Croma stores in Vadodara

Croma operates multiple confirmed outlets across Vadodara. The table below lists all verified store locations with standard operating hours — visit store.croma.com to confirm current timings before visiting.

Store nameAddressStore timings
Croma — Centre SquareCentre Square Mall, Sarabhai Road, Vadodara — 39000711:00 AM – 9:00 PM, all days
Croma — New VIP RoadGlade Centrum, New VIP Road, Vadodara — 39002211:00 AM – 9:00 PM, all days
Croma — ManjalpurSakar Whizzo, Lalbaug Road, Manjalpur, Vadodara — 39001111:00 AM – 9:00 PM, all days
Croma — GotriSears 2, Sevasi Gotri Road, Gotri, Vadodara — 39110111:00 AM – 9:00 PM, all days
Croma — NizampuraBlock A, JV Translife, Chhaniwala Road, Nizampura, Vadodara — 39000211:00 AM – 9:00 PM, all days
Croma — Old Padra RoadPancham Plus, Old Padra Road, Vadodara — 39001211:00 AM – 9:00 PM, all days
Croma — KarelibaghGround and 1st Floor, Bricklane, VIP Road, L and T Circle, Karelibagh, Vadodara — 39001811:00 AM – 9:00 PM, all days
Croma — AtladaraSanskar Xclusive, Narayanwadi, Atladara, Vadodara — 39001211:00 AM – 9:00 PM, all days

Store timings are subject to change during festive seasons and public holidays. Visit store.croma.com to confirm before visiting.
 

Top-selling products available at Croma stores in Vadodara (2026)

Croma Vadodara stocks the latest electronics and appliances from all leading brands. The table below covers five popular products available at Croma Vadodara outlets.

Product nameWhy should you get thisPrice
Samsung Galaxy A16 5GReliable mid-range 5G with Samsung ecosystem, AMOLED display, and strong after-sales supportRs. 14,999
LG 32-inch HD Ready Smart TVAffordable smart TV with WebOS, built-in streaming apps, and reliable LG panel qualityRs. 16,990
Whirlpool 265 L Frost Free Double Door RefrigeratorIntellisense inverter, moisture retention, frost free cooling, 2-year comprehensive warrantyRs. 26,990
Samsung 1.5-ton 5 Star Inverter Split ACISEER 5.15, Durafin Ultra anti-corrosion, digital inverter, 5-year comprehensive warrantyRs. 40,490
Apple iPhone 16A18 chip, Apple Intelligence, Camera Control button, and the full iOS 18 ecosystemRs. 79,900

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 
 

Why should you shop at the Croma stores in Vadodara

Croma Vadodara combines Tata Group quality backing, a city-wide store network, and flexible payment options — making it the most accessible and trusted electronics destination across the city. Here is why it stands out.

  • Tata Group trust and buyer protection: Croma's Tata Group backing delivers transparent pricing, genuine stock, and consumer-friendly return and exchange policies across all Vadodara outlets.
  • Widest brand selection in Vadodara: Croma stocks 15-plus leading brands under one roof — Apple, Samsung, LG, Sony, OnePlus, Whirlpool, and more — making direct brand and model comparison straightforward in a single visit.
  • Live in-store product experience: Every Croma Vadodara outlet offers hands-on product trials before purchase — a meaningful advantage for high-value decisions on smartphones, TVs, and appliances.
  • Bajaj Finance Insta EMI Card accepted at all Vadodara outlets: Easy EMIs with zero down payment on select products are available at all Croma stores in Vadodara — both in-store and on the Croma website.
  • Nationwide after-sales service network: Croma's service infrastructure ensures accessible warranty claims and repair support well beyond the purchase date across all product categories at Vadodara outlets.
     

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card offers a pre-approved card loan offer that lets you shop at partner stores — including all Croma outlets in Vadodara — and pay in Easy EMIs. It provides a card loan offer of up to Rs. 3 lakh across over 1.5 lakh stores in more than 4,000 cities. Apply in minutes with zero down payment on select products and flexible tenures across 3 to 60 months.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, apply instantly and start shopping for your preferred smartphone, appliance, or laptop at Croma Vadodara easily and affordably.
 

How to shop at the Croma stores in Vadodara using the Insta EMI Card

Shopping at Croma Vadodara on Easy EMIs using the Bajaj Finance Insta EMI Card is quick and straightforward. Here are the steps.

  • Check eligibility online: Visit the Bajaj Finance website or app, enter your mobile number and OTP, and check your pre-approved card loan offer in minutes — no paperwork required.
  • Activate your card: Complete digital activation after approval — your card is ready to use at any Croma Vadodara outlet immediately.
  • Visit your nearest Croma Vadodara outlet and select your product: Browse the full product range and confirm your selection with in-store staff before proceeding to the billing counter.
  • Pay via Insta EMI Card at billing: Inform the counter you wish to pay via Bajaj Finance Insta EMI Card — select your preferred tenure from the flexible repayment tenure options across 3 to 60 months.
  • Collect your purchase: Once the EMI confirms, collect your product and warranty card — repayment begins the following month per your selected tenure.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finance Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 70 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
     

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Top products from Croma stores:

Croma Power BankCroma TVCroma Air Conditioner
Croma LaptopCroma TV 32-InchCroma Refrigerator
Croma AC 1.5-TonCroma SpeakersCroma Mobile

List of top Croma stores by locations:

Croma GwaliorCroma NagpurCroma Pune
Croma SuratCroma ThaneCroma Gurgaon
Croma AhmedabadCroma JaipurCroma Hyderabad
Croma VadodaraCroma CoimbatoreCroma Kolkata
Croma ChennaiCroma AmravatiCroma Lucknow
Croma IndoreCroma JamnagarCroma Mumbai
Croma BangaloreCroma DehradunCroma Nashik
Croma UdaipurCroma VijayawadaCroma Kota
Croma UlhasnagarCroma VisakhapatnamCroma Jamshedpur
Croma LudhianaCroma AurangabadCroma Ujjain
Croma PatnaCroma Agra 

Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finance App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Do Croma stores in Vadodara accept the Bajaj Finance Insta EMI Card?

Yes — all Croma outlets in Vadodara accept the Bajaj Finance Insta EMI Card. You can use it to purchase smartphones, TVs, laptops, home appliances, and accessories on Easy EMIs. Check your Insta EMI Card eligibility before getting started — the process requires only your mobile number and OTP, and approval is near-instant for eligible applicants.

What are the store timings for Croma outlets in Vadodara?

All Croma outlets in Vadodara operate from 11:00 AM to 9:00 PM on all days of the week, including weekends and most public holidays. Timings may vary slightly during festive seasons. Visit store.croma.com and select your preferred Vadodara outlet for the most accurate and up-to-date operating hours before planning your visit.

Does Croma Vadodara offer home delivery for in-store purchases?

Yes — Croma offers home delivery on select products purchased at Vadodara outlets. Delivery availability, timelines, and applicable charges depend on the specific product and your delivery location. Large-format items like televisions and home appliances typically include scheduled delivery and installation. Confirm home delivery details for your specific product with store staff at the time of purchase.

Is zero down payment available on all products at Croma outlets in Vadodara?

Zero down payment is available on select products at Croma Vadodara through the Bajaj Finance Insta EMI Card. Eligibility depends on the specific product, the active offer at the time of purchase, and your Insta EMI Card terms. Confirm zero down payment availability for your chosen product with store staff or check current offers on the Bajaj Finance website before visiting.

Can I convert an existing purchase into Easy EMIs at Croma Vadodara?

No — the Bajaj Finance Insta EMI Card converts purchases into Easy EMIs at the point of sale only. The EMI option must be selected and processed at the Croma billing counter during the original purchase. A completed full-price purchase cannot be retroactively converted into Easy EMIs through the Bajaj Finance Insta EMI Card after the transaction is finalised.

Can I use the Insta EMI Card during sale events at Croma Vadodara?

Yes — the Bajaj Finance Insta EMI Card is accepted during Croma's seasonal sale events including the Summer Sale, Cromtastic December Sale, and festive promotions. You can combine sale discounts with Easy EMI payment at any Croma Vadodara outlet — making sale events an especially valuable time to purchase high-ticket items like TVs, ACs, and smartphones.

Can someone else use my Insta EMI Card at Croma outlets in Vadodara on my behalf?

No — the Bajaj Finance Insta EMI Card requires OTP verification at the point of purchase using the cardholder's registered mobile number. Since the OTP goes to the registered number, the transaction cannot be completed by another person without access to that number. The cardholder must be present or accessible for OTP verification at the time of the Croma transaction.

Does Croma Vadodara offer extended warranty on Easy EMI purchases?

Yes — Croma's extended warranty plans are available for all products at Vadodara outlets regardless of payment method. Buying on Easy EMIs via the Bajaj Finance Insta EMI Card does not affect extended warranty eligibility. The warranty plan cost can be included in the total invoice and covered within the same Easy EMI transaction at the billing counter.

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