Have you ever paused before buying a new gadget because the price felt too steep? The Bajaj Finserv Insta EMI Card helps you bring your wishlist to life without placing pressure on your finances. Use it at Croma Patna to enjoy convenient, flexible payments that make your purchase easier and more affordable.
Overview of Croma Patna
Croma Patna offers a wide range of electronics and home appliances, from the latest gadgets to essential household items. The store’s knowledgeable staff ensures you find the perfect product to suit your needs.
Croma Patna is designed to provide a pleasant shopping experience. The store layout is intuitive, making it easy to navigate and find what you need. Frequent promotions and competitive prices make it a go-to spot for budget-conscious shoppers.
List of Croma stores in Patna
Here are the Croma Patna stores where you can use your Bajaj Finserv Insta EMI Card to shop:
Location |
Address |
Frazer Road |
Hari Ram Heritage SP Verma Road, Frazer Road, Patna, 800001 |
Patliputra Golambar |
Patliputra Golambar, Plot No.22/E, Patliputra Colony, Patna, Bihar, 800013 |
How to use the Insta EMI Card at Croma Patna
- Pick your desired items and proceed to checkout.
- Inform the sales executive that you will use your Bajaj Finserv Insta EMI Card.
- Share your card details and choose a repayment tenure from 3 to 60 months months.
- Avail of a, if available, or make the nominal upfront payment.
- The cost will be divided into manageable EMI payments.
Also read: How to use the Bajaj Insta EMI Card
Benefits of using the Insta EMI Card at Croma Patna
Feature |
Details |
Easy EMIs |
Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
High pre-qualified limit |
Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
Wide acceptance network |
Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
Flexible repayment tenure |
Choose a repayment period from 3 to 60 months months based on your financial comfort. |
Zero down payment offers |
Avail special festive deals with no upfront payment requirement. |
No foreclosure charges |
Close your loan early without any penalties or extra fees. |
Credit score benefit |
Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
Eligibility criteria for the Insta EMI Card
- Nationality: Indian Citizen.
- Age: 21 to 65 years.
- Credit score: A healthy credit score per Bajaj Finserv policies.
- Income: A steady regular source of income.
- Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.
Also read: Eligibility criteria for the Insta EMI Card
How to apply for an Insta EMI Card
- Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
- Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
- Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
- Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
- Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
- Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
- Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
- View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
Also read: How to apply for the Insta EMI Card
The Bajaj Finserv Insta EMI Card is a smart way to manage your finances while shopping for premium products. Accepted widely, including at Croma Patna, it helps you make purchases without worrying about immediate payments. Bring your Insta EMI Card on your next visit to Croma Patna for a hassle-free shopping experience.
Explore more:
Top products from Croma store
List of top Croma stores by locations
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