Croma Mumbai: Shop Mobiles, Laptops, and Gadgets using the Insta EMI Card

Discover premium electronics at Croma Mumbai and manage your purchases effortlessly through the Bajaj Finance Insta EMI Card.
Croma Mumbai: Shop Mobiles, Laptops, and Gadgets using the Insta EMI Card
4 Min Read
April 18, 2026

Croma Mumbai serves as the ultimate hub for technology lovers, offering an extensive selection of the latest consumer electronics and home appliances. You can explore everything from flagship smartphones and high-performance laptops to energy-efficient washing machines across various stores in the city. The showrooms provide a hands-on experience, allowing you to test products before making a final decision. 

To make your shopping journey smoother, you can use the Bajaj Finance Insta EMI Card to convert your bill into Easy EMIs. This digital tool provides a pre-approved card loan offer, helping you manage your monthly budget while upgrading your home with premium gadgets.
 

Overview of Croma Mumbai

Croma Mumbai provides a world-class retail environment with numerous outlets strategically located in major residential and commercial hubs. Each store features a spacious layout with dedicated zones for computing, home entertainment, and kitchen essentials. The expert staff members offer personalised assistance to help you understand technical specifications and find products that match your lifestyle. Whether you visit a standalone flagship store or an outlet within a premier mall, you receive consistent service and access to a wide variety of global brands. This commitment to quality makes Croma a trusted name for electronics in Mumbai.
 

List of Croma stores in Mumbai

Mumbai houses a large network of Croma stores that cater to different parts of the city. These outlets remain open throughout the week to provide you with a convenient shopping experience.

LocationAddressStore timings
PrabhadeviCentury Bhavan, Doctor Annie Besant Road, Worli, Mumbai - 40003011:00 am - 09:00 pm
Vile Parle EastKadamgiri Complex, Hanuman Road, Vile Parle East, Mumbai - 40005711:00 am - 09:00 pm
Andheri WestLandmark Building, Link Road, Andheri West, Mumbai - 40005311:00 am - 09:00 pm
Malad WestInfiniti Mall, New Link Road, Malad West, Mumbai - 40006411:00 am - 10:00 pm
Borivali WestNatraj CHS, Sodawala Lane, Borivali West, Mumbai - 40009211:00 am - 09:00 pm

List of products available at Croma Mumbai stores (2026)

You can find a diverse range of 2026 models at Croma Mumbai stores, featuring the latest innovations in the tech world. The inventory includes everything from affordable daily essentials to high-end professional equipment.

Product categoryPopular brandsProduct types
Personal audioboAt, Sony, JBLEarbuds, headphones, portable speakers
Smart wearablesApple, Samsung, NoiseSmartwatches, fitness trackers
ComputingHP,  Dell, AppleStudent laptops, gaming rigs, tablets
Home entertainmentLG, Samsung, Sony4K Smart TVs, soundbars, projectors
Major appliancesLG, Samsung, VoltasRefrigerators,  air conditionersair coolers

Why should you shop from Croma Mumbai

Shopping at Croma Mumbai offers several advantages that ensure a reliable and satisfying experience. The brand focuses on delivering value through genuine products and excellent customer support.

  • Expert guidance: Interact with knowledgeable floor staff who help you navigate through complex features to find the perfect device.
  • Live demonstrations: Experience the performance of premium gadgets firsthand at dedicated demo counters before you invest your money.
  • Genuine products: Rest assured that every item you purchase comes with an official manufacturer warranty and authentic accessories.
  • Service assurance: Benefit from Croma’s post-purchase support, including professional installation and reliable repair services for all your large appliances.
     

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a digital payment solution that allows you to buy electronics and home appliances on credit. It converts the total cost of your purchase into Easy EMIs, which you can pay back over a flexible tenure. This card provides you with a pre-approved card loan offer, eliminating the need for traditional credit cards or immediate full payments. You can use it instantly at any Croma store in Mumbai to bring home the latest technology while keeping your monthly expenses stable and manageable.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred product easily and affordably.
 

How to shop from Croma Mumbai using the Insta EMI Card

Using your Insta EMI Card at Croma Mumbai is a quick and effortless process. It helps you purchase high-value items without worrying about a large upfront cost.

  • Select your items: Visit any Croma outlet in Mumbai and pick the electronics or appliances you want to buy.
  • Verify the total: Ensure that your total invoice value exceeds Rs. 5,000 to remain eligible for using the Insta EMI Card.
  • Approach the counter: Inform the store executive at the billing section that you wish to pay using the Insta EMI Card.
  • Choose a tenure: Share your registered mobile number and select a repayment tenure that fits your monthly financial plan.
  • Finalise with OTP: Enter the security code sent to your phone to authorise the card loan offer and complete your purchase.
     

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Top products from Croma stores:

Croma Power BankCroma TVCroma Air Conditioner
Croma LaptopCroma TV 32-InchCroma Refrigerator
Croma AC 1.5-TonCroma SpeakersCroma Mobile

List of top Croma stores by locations:

Croma GwaliorCroma NagpurCroma Pune
Croma SuratCroma ThaneCroma Gurgaon
Croma AhmedabadCroma JaipurCroma Hyderabad
Croma VadodaraCroma CoimbatoreCroma Kolkata
Croma ChennaiCroma AmravatiCroma Lucknow
Croma IndoreCroma JamnagarCroma Mumbai
Croma BangaloreCroma DehradunCroma Nashik
Croma UdaipurCroma VijayawadaCroma Kota
Croma UlhasnagarCroma VisakhapatnamCroma Jamshedpur
Croma LudhianaCroma AurangabadCroma Ujjain
Croma PatnaCroma Agra 

List of the biggest upcoming sales:

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

Does Croma Mumbai accept the Bajaj Finance Insta EMI Card?

Yes, all Croma stores across Mumbai accept the Bajaj Finance Insta EMI Card. You can use it to purchase a wide variety of products, including mobiles, laptops, and large home appliances. Simply inform the staff at the payment counter to initiate the transaction using your card.

What are the benefits of using the Insta EMI Card at Croma Mumbai?

The main benefit is the ability to pay for your gadgets through Easy EMIs. This makes expensive technology much more affordable by spreading the cost over several months. Additionally, you can enjoy a quick billing process and a pre-approved card loan offer without needing a credit card.

What EMI tenure options are available at Croma Mumbai?

Croma Mumbai offers flexible repayment tenures for your convenience. Depending on the product and any active offers, you can choose to repay the amount over a period ranging from 3 to 60 months. This flexibility allows you to customise your payments according to your budget.

How long does it take for an Insta EMI Card approval at Croma Mumbai?

The approval for a transaction using the Insta EMI Card is almost instantaneous. Once the executive enters your details and you provide the OTP, the system verifies the transaction in real-time. This ensures that you can complete your shopping and take your product home without any long waits.

Can I use the Insta EMI Card during sales or festive offers at Croma Mumbai?

Yes, you can use the Bajaj Finance Insta EMI Card even during seasonal sales and festive promotions at Croma Mumbai. This allows you to combine the benefit of discounted prices with the convenience of monthly instalments. It is an excellent way to save money while upgrading your home electronics.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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