Croma Ahmedabad: Buy Electronics on Zero Down Payment with the Insta EMI Card

Croma Ahmedabad is known for large, well-lit partner stores where you can try products before you buy. Croma is a Tata group electronics chain, and its Ahmedabad stores carry phones, laptops, TVs, and home appliances from many brands. You can compare models side by side, ask trained staff, and go home with a product that suits your needs and budget.

You can also shop at Croma Ahmedabad on Easy EMIs with the Bajaj Finance Insta EMI Card and repay across 3 to 60 months.

→ Key takeaway: Dhanteras is on 6 November and Diwali is on 8 November 2026. Popular phones and appliances sell fast in the weeks before. Shop early, and use Easy EMIs so you do not have to wait for your bonus.

Croma makes it easier to choose well, wherever you live in the city. Here is what you gain by shopping there:

• A partner store close to home: With 21 locations, you will find one in the west (Bopal, Iscon), east (Nikol, Vastral), north (Motera), and south (Maninagar).
• Hands-on comparison: You can hold two phones together or watch two TVs side by side before deciding.
• Shopping after office hours: Most partner stores stay open until 9:00 PM, and Iscon stays open until 10:00 PM.
• Good value own-brand products: Croma's own range includes a 7 kg front load washing machine at Rs. 23,990.
• Help with bulky products: Staff arrange home delivery for products such as refrigerators and washing machines.
• One bill for the whole home: You can buy a phone, a laptop, and an appliance at one counter.

Croma Ahmedabad stocks products for every room and every budget. Here is what you can shop for, based on what you need:

• For a new phone: You will find the latest models, including the iPhone 17 series, Galaxy S26 Ultra, and OPPO Reno16.
• For study, work, or gaming: You can compare laptops from ASUS, Dell, and HP, such as the ASUS TUF A15 at Rs. 68,990.
• For online classes and sketching: Tablets such as the Apple iPad are on display to try.
• For cricket and movie nights: You can compare smart TVs from 32-inch to 75-inch on one wall.
• For Ahmedabad's 45 degree Celsius summers: You will find air conditioners and air coolers, such as the Voltas 1.5-ton 5 Star AC.
• For quicker laundry in the monsoon: Washing machines include front load models from 7 kg upwards.
• For a family kitchen: Refrigerators such as the LG 251-litre model sit beside microwave ovens and mixers.
• For garba nights and workouts: You can try audio devices, headphones, and smartwatches before buying.

You can pay the full amount at the counter, or you can spread the cost with the Bajaj Finance Insta EMI Card. It splits your bill into monthly instalments across 3 to 60 months. Zero down payment is available on select products and during festive season offers.

A longer tenure brings the monthly amount down. The table below shows this for the Rs. 68,990 ASUS TUF A15 laptop.

Disclaimer: These are indicative figures based on a simple division of the product price across the tenure shown, with no interest, processing fee, or other charges factored in. Your actual EMI amount will depend on the terms of your card loan offer.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

• A card loan offer of up to Rs. 6 lakh, which covers even the Rs. 1,59,999 Galaxy S26 Ultra.
• A repayment tenure across 3 to 60 months, so you can pick a monthly amount that suits you.
• Use at over 1.5 lakh partner stores across more than 4,000 cities, including Croma, Reliance Digital, and Vijay Sales.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred phone, laptop, or home appliance easily and affordably.

*Inclusive of applicable taxes.

Easy EMIs help you buy what your home needs today and pay for it over time. Here is how they help at Croma Ahmedabad:

• Nothing to pay upfront on select products: Zero down payment is available on select products and during festive season offers.
• Festive shopping without touching savings: A Rs. 45,990 Voltas AC comes to about Rs. 3,833 a month over 12 months, before any charges.
• A better phone within reach: The Rs. 1,19,900 iPhone 16 Pro costs about Rs. 1,667 a month more than the Rs. 99,900 iPhone 17 over 12 months.
• Several products in one visit: A card loan offer of up to Rs. 6 lakh can cover a refrigerator and a washing machine together.
• No credit card needed: The Insta EMI Card is a card loan, and you confirm each purchase with an OTP.

→ Verdict: Croma Ahmedabad is a good choice if you want to see and compare products at a partner store near you. With 21 locations and Easy EMIs on the Insta EMI Card, you can take home anything above Rs. 5,000 and pay monthly.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

Using the Bajaj Finance Insta EMI Card at a Croma partner store takes only a few minutes. Follow these steps:

1. Visit your nearest Croma partner store in Ahmedabad and select the product you want to buy.
2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details with the executive.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the transaction using the OTP sent to your registered mobile number.
6. Your purchase is approved instantly. Take your product home.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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