2 min read
09 Sept 2025

Bajaj Finserv Insta EMI Card (also known as the EMI Network Card) unlocks the world of online shopping affordably and conveniently. Not only can you divide your purchase over a comfortable tenure of 3 to 60 months, but you can also benefit from exciting offers and discounts.

Choose the Bajaj Finserv Insta EMI Card for online shopping from top e-commerce websites and fulfil your shopping needs easily and securely with the EMI Network Card. Whether you are replacing an old refrigerator, purchasing a new TV for your new home, planning an international trip or shopping for apparel, shoes and accessories, make your purchase hassle-free using the EMI Network Card. Your monthly cash flow will not be rattled with low-cost easy EMIs for smartphones, furniture, washing machines, and refrigerators. Want to know if you qualify? Check your eligibility now using your mobile number and OTP.

What is Bajaj Finserv Insta EMI Card

The Bajaj Finserv Insta EMI Card is a digital payment card that lets you convert big and small purchases into easy EMIs. With access to over 1 million products across partner stores, it offers zero down payment options, flexible repayment tenures, and instant approval. You can shop for electronics, jewellery, appliances, and more, making it a smart way to manage expenses without straining your budget.

How to use Bajaj Finserv Insta EMI Card for shopping online 

To shop online with your Bajaj Finserv EMI Network Card, follow these simple steps:

  1. Log on to the partner e-commerce website
  2. Browse through the categories and select your product
  3. Choose your payment method as Bajaj Finserv easy EMI
  4. Select a comfortable EMI scheme that suits your needs
  5. Provide authorisation for your purchase with an OTP

How to apply for the Insta EMI Card

Business Loan
Insta EMI Card

Benefits of using EMI Network Card for online shopping

  • Safe payments through an OTP for each purchase
  • Online account management facilities via the Bajaj Finserv App
  • Pre-qualified card loan offer amount of up to Rs. 3 lakh
  • Easy EMIs that align with your monthly budget
  • Documentation-free shopping experiences

Read also: Check detailed benefits of Insta EMI Card

Where can I use a Bajaj Finserv EMI card for online shopping

If your total online purchases are over Rs. 4,500, you can shop on easy EMIs from the following online platforms:

Amazon

Sangeetha Mobiles

Godrej

Great Eastern Electronics

Agarwal Computer

Flipkart

MakeMyTrip

OnePlus

Khosla Electronics

QRS Retail

Croma Store

Easemytrip

Flo Mattress

Electronic Paradise

Zapnet Computers

Home Centre

Goibibo

Vasanth and Co Online Shopping

Adishwar Electronics

realme

Poorvika Mobiles

Unacademy

BBCC IT Solution

Arcee Electronics

Voltas

 

Ready to shop with ease? Check your Insta EMI Card offers instantly. You might already be eligible; find out by entering your mobile number and OTP.

Additional read: Check Insta EMI Card eligibility criteria and required documents

Related Terms for EMI Card

BNPL

POS full form

Easy EMI Card

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Amazon Pay Later

Flipkart Pay Later

What is EMI?

EMI full form


List of Biggest Upcoming Sale

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Amazon Great Indian Festival 2025

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Flipkart Cooling Days

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How to apply for Insta EMI Card

If you don’t own a Bajaj Finserv EMI Network Card, you need not worry. You can still benefit from online shopping experiences. Look at how you can do the same:

Apply online through My Account

  1. Visit the Bajaj Finserv website or app.
  2. Go to the Insta EMI Card application page.
  3. Fill in your personal and financial details.
  4. Upload ID and address proof for verification.
  5. Pay the one-time joining fee after approval.
  6. Complete e-mandate registration.

Use the Bajaj Finserv Insta EMI Card card to shop top rated products on Easy EMI.

Apply offline at a partner store

  • Visit any of our 1.5 lakh+ partner stores.
  • Submit basic documents:
    1. Canceled cheque
    2. PAN Card or Aadhaar card
    3. Signed ECS mandate
  • Get instant approval if eligible.
  • Activate your card for immediate use.

Additional Read: How to apply for Bajaj Finserv EMI Network Card

You can also expedite your financing and application process by checking your pre-qualified offer. This way, you can also see the amount of financing you are eligible for. Simply enter your mobile number and OTP to check your eligibility instantly.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Why is my Bajaj Finserv Insta EMI Card not eligible for online transactions?

Your Bajaj Finserv Insta EMI Card may not be eligible for online transactions due to several reasons. First, ensure that your card has been activated for online use by contacting Bajaj Finserv customer support or visiting the online customer portal – My Account. Additionally, check if your card has sufficient credit limit, as online purchases may require a certain limit. Lastly, make sure your card is not blocked, and you are using it on websites that accept the Bajaj Finserv Insta EMI Card as a payment option.

Where can I use my Bajaj Finserv Insta EMI Card for online shopping?

You can use your Bajaj Finserv Insta EMI Card for online shopping on various e-commerce websites and apps, including popular platforms like Amazon, Flipkart, Myntra, and more. Ensure that the online store you wish to use accepts the Bajaj Finserv Insta EMI Card as a payment option during the checkout process.

How to activate a Bajaj Finserv EMI card for online transactions?

To activate your Bajaj Finserv Insta EMI Card for online transactions, log in to the Bajaj Finserv customer portal or app. Navigate to the card activation section and follow the on-screen instructions. You may need to provide some personal and card-related information for verification purposes. Once activated, you can start using it for online purchases.

How do I repay the EMIs?

Repaying EMIs for your Bajaj Insta EMI Card is straightforward. You can choose from various repayment options, including auto-debit from your linked bank account, through the Bajaj Finserv customer portal – My Account. Ensure you make timely payments to avoid late fees and maintain a good credit history.

How can I shop with Bajaj Finserv Insta EMI Card?

Use the card at partner stores or e-commerce platforms by selecting it as the payment mode and converting the purchase into EMIs during checkout. Embrace this convenient mode of shopping today – check your eligibility in an instant using your mobile number and OTP.

How does the Bajaj Finserv Insta EMI Card work?

The card allows you to shop for products and services at partner outlets, converting payments into easy EMIs with minimal interest charges. You might already be eligible – check your offers now by entering your mobile number and OTP.

Can we withdraw money from Bajaj Finserv Insta EMI Card?

No, the card is designed for purchases only and does not support cash withdrawals.

Can I use Bajaj Finserv Insta EMI Card to buy clothes?

Yes, you can purchase clothes at partner stores like Reliance Trends and others using the card on EMI.

How to pay using Bajaj Finserv EMI Card?

Select the card during checkout, choose a repayment tenure, and authenticate with an OTP for secure payment conversion into EMIs.

How to buy gold using Bajaj Finserv Insta EMI Card?

Gold purchases may be possible at select partner stores that accept the card for EMI transactions.

Can I use Bajaj Finserv Insta EMI Card at Shoppers Stop?

Yes, to shop at a partner Shoppers Stop store, you can use the card for purchases on EMIs.

Can we book flight tickets using Bajaj Finserv Insta EMI Card?

Yes, flight bookings are possible through travel partners like MakeMyTrip that accept the card for EMI payments.

How to use Bajaj Finserv Insta EMI Card in Big Bazaar?

You can shop at a partner Big Bazaar store by selecting the card as your payment mode and converting purchases into EMIs.

Can I use Bajaj Finserv Insta EMI Card for bike purchase?

Yes, bike purchases can be made at select partner dealerships that accept the card for EMI payments

Can I use Bajaj Finserv Insta EMI Card for hotel booking?

Hotel bookings may be possible through travel platforms or partner hotels accepting the card for EMI transactions.

Can I use Bajaj Finserv Insta EMI Card in Reliance Trends?

Yes, Reliance Trends is a partner store where you can shop using the card on EMIs.

How to use the Bajaj Finserv Insta EMI Card on Myntra?

To use the Bajaj Finserv Insta EMI Card on Myntra, select your desired products, proceed to checkout, and choose the Bajaj Finserv EMI Card as the payment option. Select a suitable EMI tenure, enter the card details, and authorize the transaction via OTP. Your purchase will convert into EMIs.

How to use the Bajaj Finserv Insta EMI Card on Amazon?

On Amazon, select products worth at least Rs. 3,000 eligible for EMI. At checkout, pick Bajaj Finserv Insta EMI Card as the payment method. Choose your repayment tenure, input your card info, and confirm payment by entering the OTP sent to your registered mobile. This splits your purchase into easy EMIs.

Why is my Bajaj Finserv Insta EMI Card not working on Amazon?

Your Bajaj Finserv Insta EMI Card may not work on Amazon due to reasons like card expiry, insufficient funds, incorrect card details, or blocking caused by suspicious activity. Internal policies or merchant-specific restrictions may also cause transactions to fail. Contact Bajaj Finserv support to resolve such issues.

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