2 min read
27 Oct 2023

Bajaj Finserv Insta EMI Card (also known as the EMI Network Card) unlocks the world of online shopping affordably and conveniently. Not only can you divide your purchase over a comfortable tenure of 1 to 60 months, but you can also benefit from exciting offers and discounts.

Choose the Bajaj EMI Card for online shopping from top e-commerce websites and fulfil your shopping needs easily and securely with the EMI Network Card. Whether you are replacing an old refrigerator, purchasing a new TV for your new home, planning an international trip or shopping for apparel, shoes and accessories, make your purchase easy using the EMI Network Card. Your monthly cash flow will not be rattled with low easy EMIs for smartphones, furniture, washing machines, and refrigerators.

Apply for EMI Card

Benefits of Using EMI Network Card for online shopping

  • Safe payments through an OTP for each purchase
  • Online account management facilities via the Bajaj Finserv App
  • Pre-approved limit of Rs. 3 lakh
  • No Cost EMIs does not exceed the purchase price
  • Documentation-free shopping experiences

Where we can use Bajaj Finserv EMI card for online shopping

If your total online purchases are over Rs. 4,500, you can shop on No Cost EMIs from the following online platforms:

  • Bajaj Mall
  • Amazon
  • Flipkart
  • Yatra
  • MakeMyTrip
  • Samsung
  • Vivo
  • Choose My Bicycle
  • Paytm Mall

Additional Read: Check EMI Card Eligibility Criteria and Required Documents

How to use Bajaj Finserv Insta EMI Card for shopping online 

To shop online with your Bajaj Finserv EMI Network Card, follow these simple steps:

  1. Log on to the partner e-commerce website
  2. Browse through the category and select your product
  3. Choose your payment method as Bajaj Finserv No Cost EMI
  4. Select a comfortable EMI scheme as per your needs
  5. Provide authorisation for your purchase with an OTP

If you don’t own a Bajaj Finserv EMI Network Card, you need not worry. You can still benefit from online shopping experiences. Look at how you can do the same:

Apply online through My Account

If you are an existing Bajaj Finserv customer, you can apply for an EMI Network Card online through the Bajaj customer portal and pay a small fee of Rs. 599. You can access your EMI Network Card instantly on the Bajaj Finserv App.

Apply offline

If you are a new customer, you can visit any of our 1.5 lakh partner stores and submit some basic documents such as a cancelled cheque, PAN Card or Aadhaar card, and a signed ECS mandate.

Additional Read: How to apply for Bajaj Finserv EMI Network Card

You can also expedite your financing and application process by checking your pre-approved offer. This way, you can also see the amount of financing you are eligible for. Just enter basic details like your name and mobile number to access customised deals at your fingertips. Bajaj Finserv offers pre-approved personal loans, home loans and other financial services to make accessing finance as easy and simple as possible.

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*Terms and conditions apply

Frequently asked questions

Why is my Bajaj EMI Card not eligible for online transactions?

Your Bajaj EMI Card may not be eligible for online transactions due to several reasons. First, ensure that your card has been activated for online use by contacting Bajaj Finserv customer support or visiting the online customer portal – My Account. Additionally, check if your card has sufficient credit limit, as online purchases may require a certain limit. Lastly, make sure your card is not blocked, and you are using it on websites that accept Bajaj Insta EMI Card as a payment option.

Where can I use my Bajaj EMI card for online shopping?

You can use your Bajaj EMI card for online shopping on various e-commerce websites and apps, including popular platforms like Amazon, Flipkart, Myntra, and more. Ensure that the online store you wish to use accepts the Bajaj Finserv Insta EMI Card as a payment option during the checkout process.

How to activate a Bajaj Finserv EMI card for online transactions?

To activate your Bajaj Finserv Insta EMI Card for online transactions, log in to the Bajaj Finserv customer portal or app. Navigate to the card activation section and follow the on-screen instructions. You may need to provide some personal and card-related information for verification purposes. Once activated, you can start using it for online purchases.

How do I repay the EMIs?

Repaying EMIs for your Bajaj Insta EMI Card is straightforward. You can choose from various repayment options, including auto-debit from your linked bank account, through the Bajaj Finserv customer portal – My Account. Ensure you make timely payments to avoid late fees and maintain a good credit history.

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