2 min read
27 Oct 2023

Bajaj Finserv Insta EMI Card (also known as the EMI Network Card) unlocks the world of online shopping affordably and conveniently. Not only can you divide your purchase over a comfortable tenure of 1 to 60 months, but you can also benefit from exciting offers and discounts.

Choose the Bajaj EMI Card for online shopping from top e-commerce websites and fulfil your shopping needs easily and securely with the EMI Network Card. Whether you are replacing an old refrigerator, purchasing a new TV for your new home, planning an international trip or shopping for apparel, shoes and accessories, make your purchase easy using the EMI Network Card. Your monthly cash flow will not be rattled with low easy EMIs for smartphones, furniture, washing machines, and refrigerators.

Apply for EMI Card

Benefits of Using EMI Network Card for online shopping

  • Safe payments through an OTP for each purchase
  • Online account management facilities via the Bajaj Finserv App
  • Pre-approved limit of Rs. 3 lakh
  • Easy EMIs does not exceed the purchase price
  • Documentation-free shopping experiences

Where we can use Bajaj Finserv EMI card for online shopping

If your total online purchases are over Rs. 4,500, you can shop on easy EMIs from the following online platforms:

Additional Read: Check EMI Card Eligibility Criteria and Required Documents

How to use Bajaj Finserv Insta EMI Card for shopping online 

To shop online with your Bajaj Finserv EMI Network Card, follow these simple steps:

  1. Log on to the partner e-commerce website
  2. Browse through the category and select your product
  3. Choose your payment method as Bajaj Finserv easy EMI
  4. Select a comfortable EMI scheme as per your needs
  5. Provide authorisation for your purchase with an OTP

If you don’t own a Bajaj Finserv EMI Network Card, you need not worry. You can still benefit from online shopping experiences. Look at how you can do the same:

Apply online through My Account

If you are an existing Bajaj Finserv customer, you can apply for an EMI Network Card online through the Bajaj customer portal and pay a small fee of Rs. 599. You can access your EMI Network Card instantly on the Bajaj Finserv App.

Apply offline

If you are a new customer, you can visit any of our 1.5 lakh partner stores and submit some basic documents such as a cancelled cheque, PAN Card or Aadhaar card, and a signed ECS mandate.

Additional Read: How to apply for Bajaj Finserv EMI Network Card

You can also expedite your financing and application process by checking your pre-approved offer. This way, you can also see the amount of financing you are eligible for. Just enter basic details like your name and mobile number to access customised deals at your fingertips. Bajaj Finserv offers pre-approved personal loans, home loans and other financial services to make accessing finance as easy and simple as possible.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Why is my Bajaj EMI Card not eligible for online transactions?

Your Bajaj EMI Card may not be eligible for online transactions due to several reasons. First, ensure that your card has been activated for online use by contacting Bajaj Finserv customer support or visiting the online customer portal – My Account. Additionally, check if your card has sufficient credit limit, as online purchases may require a certain limit. Lastly, make sure your card is not blocked, and you are using it on websites that accept Bajaj Insta EMI Card as a payment option.

Where can I use my Bajaj EMI card for online shopping?

You can use your Bajaj EMI card for online shopping on various e-commerce websites and apps, including popular platforms like Amazon, Flipkart, Myntra, and more. Ensure that the online store you wish to use accepts the Bajaj Finserv Insta EMI Card as a payment option during the checkout process.

How to activate a Bajaj Finserv EMI card for online transactions?

To activate your Bajaj Finserv Insta EMI Card for online transactions, log in to the Bajaj Finserv customer portal or app. Navigate to the card activation section and follow the on-screen instructions. You may need to provide some personal and card-related information for verification purposes. Once activated, you can start using it for online purchases.

How do I repay the EMIs?

Repaying EMIs for your Bajaj Insta EMI Card is straightforward. You can choose from various repayment options, including auto-debit from your linked bank account, through the Bajaj Finserv customer portal – My Account. Ensure you make timely payments to avoid late fees and maintain a good credit history.

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