Rs. 40,000 - Rs. 15,50,000
Check your pre-approved offer and other benefits
Enter phone and OTP | Check pre-approved offer | Apply online
Eligibility criteria and documents required for an Insta Personal Loan
With Bajaj Finance, the Insta Personal Loan documentation process is simple and varies based on whether you're a new or existing customer. Enjoy quick approval, minimal documents, and access to loan amounts starting from Rs. 40,000 - Rs. 15,50,000 with an affordable repayment plan.
Insta Personal Loan eligibility criteria for existing customers
Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you. Find out your loan offer in just two clicks. Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to get the Insta Personal Loan.
Insta Personal Loan eligibility criteria for new customers
New customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may change slightly.
Documents required for an Insta Personal Loan
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Age: 21 years to 80 years*
*Higher age limit applicable at the time of loan maturity.
If you face any issues verifying eligibility, dial 7757 000 000
How to apply for Insta Personal Loan
-
Step-by-step guide to apply for a personal loan
- Click on ‘CHECK OFFER’ on this page to open our online form.
- Enter your 10-digit mobile number and verify your profile with the OTP sent to your phone.
- You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
- Select a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.
Need assistance with any step? Dial 7757 000 000
Frequently asked questions
Eligibility
Documents
Knowing your credit score to get our Insta Personal Loan is not necessary because we check your credit score before extending an Insta Personal Loan offer to you.
You do not need to check your Insta Personal Loan eligibility. Existing customers already have a pre-approved offer, while for new customers, we generate a pre-assigned limit by taking multiple criteria in account such as your credit score, repayment history and so on. Check your loan offer in just 2 clicks.
You can get a Bajaj Finserv Insta Personal Loan as long as you are between the age of 21 years to 80 years. Younger applicants generally get a higher loan amount as they have more earning years ahead.
*You should be 80 years or younger, at the end of the loan tenure.
In most cases, you don’t need to submit any documents to get a Bajaj Finserv Insta Personal Loan. However, depending on your profile, you may be asked to submit additional basic documents like:
- Passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
We extend pre-approved offers to select existing customers after checking their creditworthiness. In some cases, you may be able to get funds without having to submit any proofs such as income proof or salary statements.
Our Insta Personal Loan comes with pre-approved offers for existing customers. New customers can generate a pre-assigned limit for themselves. Select customers, depending on their profile, may be able to get the funds without having to submit any documents.
You can dial 7757 000 000 to reach our 24×7 IVR for personal loan support.
Related articles
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
Smartphones
Led TVs
Air Conditioner
Refrigerators
Air Coolers
Laptops
Washing Machines
Savings Offer
Easy EMI Loan
Personal Loan
Check Eligibility
Salaried Personal Loan
EMI Calculator
Account Aggregator
Bajaj Pay
Wallet to Bank
Deals starting @99
Min. 50% off
Loan Against Shares
Commercial property loan
Loan Against Mutual Funds
Loan Against Insurance Policy
ESOP Financing
Easy EMI Loan
Two-wheeler Loan
Loan for Lawyer
Industrial Equipment Finance
Industrial Equipment Balance Transfer
Industrial Equipment Refinance
Personal Loan Branch Locator
Used Tractor Loan
Loan Against Tractor
Tractor Loan Balance Transfer
Flexi
View All
Term Life Insurance
ULIP Plan
Savings Plan
Family Insurance
Senior Citizen Health Insurance
Critical Illness Insurance
Child Health Insurance
Pregnancy and Maternity Health Insurance
Individual Health Insurance
Low Income Health Insurance
Student Health Insurance
Group Health Insurance
Retirement Plans
Child Plans
Investment Plans
Open Demat Account
Trading Account
Margin Trading Facility
Share Market
Invest in IPO
All stocks
Top gainers
Top losers
52 week high
52 week low
Loan against shares
Home Loan
Transfer your existing Home loan
Loan against Property
Home Loan for Salaried
Home loan for self employed
Commercial property loan
Loan Against Property Balance Transfer
Home Loan EMI Calculator
Home Loan eligibility calculator
Home Loan balance transfer
View All
Two-wheeler Loan
Bike
Commuter Bike
Sports Bike
Tourer Bike
Cruiser Bike
Adventure Bike
Scooter
Electric Vehicle
Best Sellers
Popular Brands
Business Loan
Secured Business Loan
Loan against property
Loans against property balance transfer
Loan for Doctors
Loan for Chartered Accountants
Loan for Lawyers
Loan against shares
Home Loan
Loans against mutual funds
Loan against bonds
Loan against insurance policy
Apply for Gold Loan
Transfer your Gold Loan with Us
Chat with Us
Gold Loan Branch Locator
ULIP Plan
Savings Plan
Retirement Plans
Child Plans
Free Demat Account
Invest in Stocks
Invest in IPO
Margin Trading Facility
Fixed Deposit Branch Locator
New Car Loan
Used Car Loan
Loan Against Car
Car Loan Balance Transfer and Top-up
My Garage
Get Bajaj Prime
Mobiles on EMI
AC on EMI
Air Cooler on EMI
Refrigerator on EMI
LED TV on EMI
Kitchen appliances on EMI
Washing machines
Electronics on EMI
Personal Loan EMI Calculator
Personal Loan Eligibility Calculator
Home Loan EMI Calculator
Home Loan Eligibility Calculator
Good & Service Tax (GST) Calculator
Flexi Day Wise Interest Calculator
Flexi Transaction Calculator
Secured Business Loan Eligibility Calculator
Fixed Deposits Interest Calculator
Two wheeler Loan EMI Calculator
New Car Loan EMI Calculator
Used Car Loan EMI Calculator
All Calculator
Used Tractor Loan EMI Calculator
Hot Deals
Kitchen Appliances
Tyres
Camera & Accessories
Mattresses
Furniture
Watches
Music & Audio
Cycles
Mixer & Grinder
Fitness Equipment
Fans
Personal Loan for Doctors
Business loan for Doctors
Home Loan
Secured Business Loan
Loan against property
Secured Business Loan Balance Transfer
Loan against share
Gold Loan
Medical Equipment Finance
Smart Hub
ITR Service
Digi Sarkar
Savings Offer
Easy EMI
Offer World
1 EMI OFF
New Launches
Zero Down Payment
Clearance Sale
Bajaj Mall Sale
Mobiles under ₹20,000
Mobiles under ₹25,000
Mobiles under ₹30,000
Mobiles under ₹35,000
Mobiles under ₹40,000
Mobiles under ₹50,000
Articles
Overdue Payments
Other Payments
Document Center
Bank details & Documents
Tax Invoice Certificate
Do Not Call Service
Hamara Mall Orders
Your Orders
Fixed Deposit (IFA) Partner
Loan (DSA) Partner
Debt Management Partner
EMI Network Partner
Became a Merchant
Partner Sign-in
Trade directly with your Demat A/c
ITR
My Garage
Live Videos
Savings Offer
Smartphones
LED TVs
Air Conditioners
Refrigerators
Air Coolers
Laptops
Washing Machines
Water Purifiers
Tablets
Kitchen Appliances
Mattresses
Furniture
Music and Audio
Cameras & Accessories
Cycle
Watches
Tyres
Luggage & Travel
Fitness Equipment
Tractor
vivo Mobiles
OPPO Mobiles
Bluestar ACs
Sony LED TVs
Voltas ACs
LG ACs
Aisen Air Coolers
Godrej Air Coolers
Lloyd Air Coolers
New Tractor Loan
Used Tractor Loan
Loan Against Tractor
Tractor Loan Balance Transfer
New Car Loan
New Cars Under ₹10 Lakh
New Cars – ₹10–₹15 Lakh
New Cars – ₹15–₹20 Lakh
New Cars – ₹20–₹25 Lakh
New Car Brands
Petrol – New Cars
Diesel – New Cars
Electric – New Cars
CNG – New Cars
Hybrid – New Cars