Pay for cosmetic care with Insta Personal Loan

Cover dental care, laser hair removal, hair transplant, facelift, and many more cosmetic procedures.
Pay for cosmetic care with Insta Personal Loan
4 min read
28 Sep 2022

You would have heard about staying young in the movies. With cosmetic care procedure centres now available across all metros and most small towns, looking your youthful best is easy.
There are cosmetic procedures ranging from laser hair removal to facelifts, fat reduction, body contouring, scar treatment, and dental-related treatments to mention a few. However, these procedures continue to come at a high cost.

With our Insta Personal Loan, you don’t need to postpone your decision to give yourself a new look this season.

Check your Insta Personal Loan offer in real-time

If you are an existing customer, you can enjoy the benefits of pre-approved loan offers. These offers come with pre-assigned limits. You don’t need to complete an application to know how much loan you are going to get. This information is available to you by entering your mobile number and OTP.
If you are a new customer, we have created a service wherein anyone with a valid mobile number can check for an insta loan offer.
Now that you have the funds, you can choose to go in for a range of cosmetic procedures. Some of these are highlighted below:

It can be very frustrating to deal with acne issues, sunspots, scars, wrinkles, and discoloration on your face. Fortunately, non-surgical skin treatments that smooth skin, even out skin tone, reduce fine lines and scars, and prevent new breakouts have become more popular recently. Depending on what you want to improve, how long you want the therapy to endure, and how much recuperation time you can afford, there are various options to select from.

Here are a few cosmetic treatments popular today:

  1. Dermabrasion
    Dermabrasions make sunspots, fine wrinkles, acne scars, acne, and uneven skin tone less noticeable.
  2. Laser resurfacing
    Laser resurfacing targets a single area of skin with repeated light pulses. The laser's heat promotes the growth of collagen, a protein that keeps skin taut and smooth.
  3. Dermal fillers
    Dermal fillers are typically used to reduce the appearance of wrinkles and fine lines. Skin gets thinner and more prone to sagging and wrinkles as we age. Fillers make ageing skin look better and give it a younger, brighter appearance.
  4. Botox
    Botox is most frequently used to reduce facial wrinkles and fine lines.
  5. Hair treatment and transplant
    Hair transplant surgery involves removing hair follicles from one area of the body (donor site) and transplanting them to another area of the body (receiver site) that is bald or balding. Hair transplantation is a method for treating both male and female balding patterns.

Eligibility criteria and documents required for Insta Personal Loan

You do not need to check your eligibility, and in some cases, documents required for the Insta Personal Loan. Existing customers already have a pre-approved offer, while new customers can generate a pre-assigned limit. These offers taking multiple criteria into account such as your credit score, repayment history and so on.

If you are considering any of these treatments, you don’t need to worry about insurance approvals or exclusions. You can use your Insta Personal Loan to cover for these expenses.


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Frequently asked questions

How can I check my Insta Personal Loan offer?

Customers can check their offer by simply using their mobile phones. Here is how:

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Your pre-approved personal loan offer details will be displayed on your screen.
Can I take an Insta Personal Loan for surgery?

Insta Personal Loan does not come with any end-use restrictions. Customers can opt for our Insta Personal Loan to meet a wide variety of expenses, including surgery.

Who is eligible for an Insta Personal Loan for cosmetic surgery?

You do not have to check eligibility for Insta Personal Loan. All you need to do is enter your mobile number and OTP to check your offer. Existing customers get a pre-approved offer, while new customers can generate a pre-assigned limit.

What is the CIBIL Score required to be eligible for a Bajaj Finserv Insta Personal Loan?

Knowing your credit score to get our Insta Personal Loan is not necessary because it is already checked.

How much salary is required to apply for a cosmetic surgery loan?

The eligibility criteria such as minimum salary differ from lender to lender. In the case of Insta Personal Loan, all the eligibility parameters are already checked before the offer is extended to customers.

Are cosmetic surgery loans more expensive than normal loans?

It can differ from case to case. The loan terms such as interest rates, processing fees, and more differ from lender to lender. That influences the total cost of borrowing as well.

What is the minimum amount of cosmetic surgery loan I can avail?

The minimum amount of Insta Personal Loan you can borrow is Rs. 20,000.

For which treatment I can apply for a cosmetic surgery loan?

Since personal loans come with a wide variety of end uses, you can cover all kinds of expenses including dental care, laser hair removal, hair transplant, facelift, and many more cosmetic procedures.

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