Recharge and Pay Bills
Instant YES Bank credit card payment online
YES BANK is a leading private sector bank in India, and has introduced a range of credit cards to suit the varying needs of customers. These credit cards come with a host of features and benefits such as reward points, cashback, discounts, and more. However, managing credit card bills can sometimes be a hassle, especially if you have multiple credit cards from different banks. To make the process easier, YES BANK offers multiple payment options to pay for your credit card bills, including online payment facilities which allow you to make payments from your convenience. One such option is to pay your Yes Bank credit card bill online with Bajaj Pay.
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Features and benefits of making YES BANK credit card payment online on Bajaj Finserv
When paying for your YES BANK credit card using the Bajaj Finserv BBPS platform, you can avail of the following benefits:
- Quick and hassle-free
With the BBPS platform on Bajaj Finserv, you can pay your Yes Bank credit card quickly and effortlessly. - Safe and secure
Bajaj Finserv provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures. - Multiple payment options
Bajaj Finserv BBPS platform offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best. - Instant confirmation|
After making the payment, the platform immediately confirms the payment through an email and SMS.
What methods are used for YES BANK credit card bill payment
There are quite a few payment options that can be used for YES BANK credit card payment. Some of these options are:
- Online payment facility through the BBPS platform on the Bajaj Finserv website or app
- Debit card payment
- Net banking
- Cash payment at YES BANK branch or ATM
YES BANK credit card payment processing time for the various methods
The payment processing time for YES BANK credit cards using different payment methods are as follows:
Loan amount
Interest rate
Standing instructions
Instant credit
SWIFT transfer
24 to 48 hours
E-pay
Two working days, excluding Saturdays and Sundays
NEFT
Instant credit
RTGS
Instant credit
IMPS
Instant credit
ECS/AHS
Credited on payment due date
Card payment from other bank websites
Three working days excluding Saturdays and Sundays
Late payment charges for YES BANK credit card bill
Statement balance
Charges applicable
Less than or equal to Rs. 100
Nil
Between Rs. 101 to Rs. 500
Rs. 150
Between Rs. 501 to Rs. 5,000
Rs. 500
Betwee Rs. 5,001 to Rs. 20,000
Rs. 750
Greater than Rs. 20,000
Rs. 1,000
Convert YES BANK credit card purchases into EMI
YES BANK provides a range of credit cards with exclusive benefits, including the option to convert substantial purchases into convenient EMIs.
The YES BANK credit card EMI feature is applicable to every transaction exceeding Rs. 1,500. Here is how you can utilise this facility for your retail and online purchases:
- Retail store purchases:
For significant transactions at retail stores, you can instantly opt for YES BANK credit card EMI by using your YES BANK credit card. - Online purchases:
Utilise the YES BANK credit card EMI conversion option on e-commerce platforms. Simply choose YES Bank credit card EMI as your preferred payment method during checkout. - EMI on Call:
Call the YES BANK credit card customer care number to convert purchases into EMI. This service is available for select Yes Bank credit cards. YES First Credit Cardholders can call 1800 103 6000 (toll-free in India) or +91 022-50795101 (for international calls). For YES prosperity credit cardholders, the customer care numbers are 1800 103 1212 (toll-free in India) and +91 022-50795101 (for international calls).
You have the flexibility to choose the repayment duration, allowing you to control your monthly payment amount. The YES BANK credit card EMI option requires no documentation and repayment periods range from 3 to 36 months.
Other ways to pay YES BANK Credit Card bills
Mobile app:
Use the YES BANK mobile app for quick and secure payments. Navigate to the credit card section and follow the prompts.
Net banking:
Access YES BANK Net Banking to pay your credit card bills online. Log in, find the credit card payment section, and complete the transaction.
Auto debit:
Set up auto-debit to ensure timely payments. The predetermined amount will be automatically debited on the due date.
ATM payments:
Visit any YES BANK ATM, enter your credit card details, and make the payment using your linked bank account.
Cheque or demand draft:
Make payments by cheque or demand draft, dropping it at any YES BANK branch or ATM.
Cash payment:
Visit a YES BANK branch for cash payments. Provide your credit card details and the payment amount.
Online payment gateways:
Use platforms like BillDesk or other YES BANK-approved gateways for secure online payments.
Always verify with YES BANK for the latest information on payment methods.
Fees and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes are reversed.Pay credit card bill for other billers across India
You can make credit card bill payments for other providers such as:
- Quick and hassle-free
Steps to pay YES BANK credit card bill on the Bajaj Finserv app
Follow these steps to pay your YES BANK credit card bill online using the Bajaj Finserv app:
- Click on 'DOWNLOAD APP' to open the Google Play Store
- Login through the email ID registered with your mobile
- Click on ‘INSTALL’
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'GENERATE OTP'
- Enter the OTP and click on 'PROCEED'
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
- Choose your credit card issuer
- Enter your credit card number and click on ‘FETCH YOUR BILL’
- Select your preferred payment mode
- Make the payment to pay the bill successfully
You will receive a notification from Bajaj Finserv after successful payment.
Steps to pay YES BANK Credit Card bill on the Bajaj Finserv website
- Here is how you can pay your RBL Bank Credit Card bill on the Bajaj Finserv website:
- Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
- Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
- Choose your credit card issuer
- Enter your credit card number and click on ‘FETCH YOUR BILL’
- Select your preferred payment mode
- Make the payment to pay the bill successfully
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Explore and apply for co-branded credit cards online.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements, and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Frequently asked questions
You can make your YES BANK credit card bill payment by cheque. Just include your 16-digit YES BANK credit card number on the cheque, and drop it at the nearest YES BANK drop box. Remember to mention your name and mobile number on the back of the cheque.
For YES BANK credit cards, you can reach out to the customer care team by calling the toll-free number 1800 103 1212. If you are calling from outside India, dial +91 22 49350000. It is recommended to pay your bills on time to avoid late charges. Timely payments contribute to maintaining a positive credit history and financial discipline.
To make payments through NEFT/ IMPS/ RTGS fund transfer mode from other bank accounts, add your YES BANK credit card as a beneficiary and use the IFSC code: YESB0CMSNOC.
To scan and pay with your YES BANK credit card, use the YES BANK mobile app. Navigate to the payment section, select the scan and pay option, and follow the on-screen instructions to complete the transaction seamlessly.
YES BANK often allows you to redeem credit card reward points for various options, including statement credits. Check the YES BANK rewards portal or contact customer support to explore how to use your redeemed points towards credit card payments.
While it is technically possible to make your YES BANK credit card bill payment on the last day, it is advisable to avoid waiting until the last minute. Delays could result in transaction issues or late payment fees. Aim to pay before the due date to ensure a smooth and timely transaction.
Yes, Bajaj Finserv also provides other recharge services such as:
- Mobile recharge - Jio recharge, Vodafone recharge, BSNL recharge, and more
- DTH recharge
- FASTag recharge
- Gas booking - Indane gas, Bharat gas, HP gas, and more
Yes, Bajaj Finserv also provides other bill payment services such as:
- Postpaid bill payment
- Broadband bill payment
- Education fee payment
- Landline bill payment
- Electricity bill - UPPCL, NBPDCL, TNEB, and more
You can pay your IndusInd credit card bill:
- Online: Via net banking, mobile banking, AutoPay, or ATM.
- Phone: Call the bank’s customer service.
- Mail: Send a check or draft.
- In person: Visit select branches or drop boxes.
Yes, most credit card issuers, including Yes Bank, allow online payments. Set up autopay or manually pay through their website or mobile app. You can also make the payment using third-party payment platforms such as Bajaj Pay. Remember, paying on time helps build good credit and avoids late fees.
Credit cards from YES Bank include a number of advantages, such as reward points for purchases, travel privileges like free access to airport lounges, dining discounts, and exemptions of fuel surcharges. In addition, cardholders receive insurance coverage, lifestyle benefits, and no liability for misplaced cards. These cards improve the whole banking experience by offering features like simple EMI conversion and special welcome incentives that meet a range of financial demands.
You will be assessed a late payment fee and interest on the outstanding balance if you fail to make a Yes Bank credit card payment on time. Your credit score may also be adversely affected by missing payments. Additionally, the bank might raise the interest rate you pay in the future. In order to stay out of trouble and keep your credit score intact, it's imperative that you complete your payments on time.
Yes, you can use the Yes Bank mobile app or online banking system to plan ahead and schedule credit card payments. With the help of this tool, you may schedule recurring payments for a certain day, so you never have to worry about missing one. The full amount owed, the minimum amount owed, or a custom sum can be paid. Planned payments are convenient and aid in effective money management.
It is safe to pay your credit card bill online with Yes Bank because the bank protects your financial information with strong security measures like two-factor authentication and encryption. You can make secure online payments through the Yes Bank portal, mobile app, or reliable third-party payment platforms, which guarantees that your transactions are processed securely. You should always make sure you are using a secure internet connection when making payments.
No, paying your credit card bill online with Yes Bank usually does not cost anything. You will not be charged extra for using any of the many channels for making payments, including the Yes Bank mobile app, internet portal, NEFT, or third-party payment systems. However, depending on company policies, businesses may charge a small fee if you use a payment method like a credit card or third-party apps.
