Instant YES Bank credit card payment online
YES BANK is a leading private sector bank in India and has introduced a range of credit cards to suit the varying needs of customers. These credit cards come with a host of features and benefits such as reward points, cashback, discounts, and more. However, managing credit card bills can sometimes be a hassle, especially if you have multiple credit cards from different banks.
To make the process easier, YES BANK credit card payment options are available, including online payment facilities which allow you to make payments from your convenience. One such option is to pay your Yes Bank credit card bill online with the Bharat Connect enabled platform, Bajaj Pay.
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YES BANK credit card payment processing time for the various methods
The payment processing time for YES BANK credit cards using different payment methods are as follows:
Loan amount Interest rate Standing instructions Instant credit SWIFT transfer 24 to 48 hours E-pay Two working days, excluding Saturdays and Sundays NEFT Instant credit RTGS Instant credit IMPS Instant credit ECS/AHS Credited on payment due date Card payment from other bank websites Three working days excluding Saturdays and Sundays Late payment charges for YES BANK credit card bill
Statement balance Charges applicable Less than or equal to Rs. 100 Nil Between Rs. 101 to Rs. 500 Rs. 150 Between Rs. 501 to Rs. 5,000 Rs. 500 Betwee Rs. 5,001 to Rs. 20,000 Rs. 750 Greater than Rs. 20,000 Rs. 1,000 How to convert YES Bank credit card purchases into EMI
Transactions above Rs. 1,500 on a YES Bank credit card can be converted into EMI, subject to eligibility.
- Retail purchases: Convert eligible in-store transactions above Rs. 1,500 into EMI through YES Bank channels.
- Online purchases: Eligible online transactions can also be converted into EMI after the purchase is completed.
- EMI on Call: Contact YES Bank customer care on 1800 103 6000 or 1800 103 1212 to request EMI conversion for eligible transactions.
YES Bank offers EMI tenures ranging from 3 to 36 months, and the conversion process generally does not require additional documentation.
Can you pay your YES Bank credit card bill via UPI or NEFT from another bank account
Yes, YES BANK credit card payment can be made through both UPI and NEFT from any bank account. You can also use RTGS or IMPS as alternative bank transfer methods.
To pay YES Bank credit card bill using NEFT
- Log in to your bank's net banking portal or mobile app.
- Go to Fund Transfer > NEFT.
- Add a new beneficiary using:
- Account Number: Your 16-digit YES Bank credit card number
- IFSC Code:
- Account Type: Credit Card
- Enter the payment amount.
- Confirm and complete the transfer.
NEFT payments are credited instantly as per YES Bank's processing schedule.
To pay using UPI
- Open any UPI app such as Bajaj Pay, Google Pay, or PhonePe.
- Go to Bill Payments or Credit Card Bill.
- Select YES Bank as the biller.
- Enter your credit card number.
- Confirm and make the payment.
UPI payments receive instant confirmation and are generally credited immediately.
Other ways to pay YES BANK Credit Card bills
- Mobile app: Use the YES BANK mobile app for quick and secure payments. Navigate to the credit card section and follow the prompts.
- Net banking: Access YES BANK Net Banking to pay your credit card bills online. Log in, find the credit card payment section, and complete the transaction.
- Auto debit: Set up auto-debit to ensure timely payments. The predetermined amount will be automatically debited on the due date.
- ATM payments: Visit any YES BANK ATM, enter your credit card details, and make the payment using your linked bank account.
- Cheque or demand draft: Make payments by cheque or demand draft, dropping it at any YES BANK branch or ATM.
- Cash payment: Visit a YES BANK branch for cash payments. Provide your credit card details and the payment amount.
- Online payment gateways: Use platforms like BillDesk or other YES BANK-approved gateways for secure online payments.
Always verify with YES BANK for the latest information on payment methods.
How long does YES Bank credit card payment take to reflect
A YES BANK credit card payment made through NEFT, RTGS, or IMPS is credited instantly, while card payments made from other bank websites may take up to 3 working days to reflect.
Payment method Processing time Standing instructions Instant credit SWIFT transfer 24 to 48 hours E-pay 2 working days (excluding Saturday and Sunday) NEFT Instant credit RTGS Instant credit IMPS Instant credit ECS/AHS Credited on payment due date Card payment from other bank websites 3 working days (excluding Saturday and Sunday) Bajaj Pay (UPI/Wallet/Debit Card) Instant confirmation and same-day credit Why pay your YES Bank credit card bill on Bajaj Finance
One key advantage of YES BANK credit card bill payment through Bajaj Finance is that you can pay using multiple payment modes from a single platform.
Benefit What it means Concrete detail Multiple payment modes Flexible payment options Pay using UPI, debit card, credit card, net banking, or Bajaj Pay Wallet (5 payment modes) Instant confirmation Quick payment acknowledgement Instant SMS and email confirmation after successful payment Convenience fee transparency Clear charge visibility Convenience fee may be up to 2% of the transaction amount (inclusive of taxes) Bharat Connect-regulated platform Trusted payment ecosystem Bajaj Pay operates through the Bharat Connect framework With Bajaj Pay, YES BANK credit card payment online becomes simple, convenient, and easy to track.
How to pay YES BANK Credit Card bill on the Bajaj Finance platforms
On the Bajaj Finance app
- Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device
- Open the app, log in, or register if you are a new user
- Scroll down to the ‘Bills and recharges’ section and click on ‘View all’
- Tap on 'CREDIT CARD BILL’
- Select YES BANK as your credit card provider by clicking on ‘Add card’
- Enter the required details and click on ‘PROCEED’
- Your bill amount will appear, click on ‘PROCEED TO PAY’
- Select your mode of payment like UPI or Debit Card and tap on ‘PAY’
- Once you have completed the transaction, you will get notified that the payment was successful
On the Bajaj Finance website
- Go to the Bajaj Finance website
- Scroll down to the ‘Bills and recharges’ section and click on ‘View all’
- Tap on 'CREDIT CARD BILL’
- Select your credit card provider as YES BANK
- Enter the required details and click on ‘FETCH YOUR BILL’
- Your bill amount will appear, click on ‘PROCEED TO PAY’
- Select your mode of payment like UPI or Debit Card and tap on ‘PAY’
- Once you have completed the transaction, you will get notified that the payment was successful
Pay credit card bill for other billers across India
You can make credit card bill payments for other providers such as:
Recharge and Pay Bills
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.
Frequently asked questions
You can make your YES BANK credit card bill payment by cheque. Just include your 16-digit YES BANK credit card number on the cheque, and drop it at the nearest YES BANK drop box. Remember to mention your name and mobile number on the back of the cheque.
To make payments through NEFT/ IMPS/ RTGS fund transfer mode from other bank accounts, add your YES BANK credit card as a beneficiary and use the IFSC code: YESB0CMSNOC.
To scan and pay with your YES BANK credit card, use the YES BANK mobile app. Navigate to the payment section, select the scan and pay option, and follow the on-screen instructions to complete the transaction seamlessly.
YES BANK often allows you to redeem credit card reward points for various options, including statement credits. Check the YES BANK rewards portal or contact customer support to explore how to use your redeemed points towards credit card payments.
While it is technically possible to make your YES BANK credit card bill payment on the last day, it is advisable to avoid waiting until the last minute. Delays could result in transaction issues or late payment fees. Aim to pay before the due date to ensure a smooth and timely transaction.
Credit cards from YES Bank include a number of advantages, such as reward points for purchases, travel privileges like free access to airport lounges, dining discounts, and exemptions of fuel surcharges. In addition, cardholders receive insurance coverage, lifestyle benefits, and no liability for misplaced cards. These cards improve the whole banking experience by offering features like simple EMI conversion and special welcome incentives that meet a range of financial demands.
You will be assessed a late payment fee and interest on the outstanding balance if you fail to make a Yes Bank credit card payment on time. Your credit score may also be adversely affected by missing payments. Additionally, the bank might raise the interest rate you pay in the future. In order to stay out of trouble and keep your credit score intact, it's imperative that you complete your payments on time.
Yes, you can use the Yes Bank mobile app or online banking system to plan ahead and schedule credit card payments. With the help of this tool, you may schedule recurring payments for a certain day, so you never have to worry about missing one. The full amount owed, the minimum amount owed, or a custom sum can be paid. Planned payments are convenient and aid in effective money management.
It is safe to pay your credit card bill online with Yes Bank because the bank protects your financial information with strong security measures like two-factor authentication and encryption. You can make secure online payments through the Yes Bank portal, mobile app, or reliable third-party payment platforms, which guarantees that your transactions are processed securely. You should always make sure you are using a secure internet connection when making payments.
No, paying your credit card bill online with Yes Bank usually does not cost anything. You will not be charged extra for using any of the many channels for making payments, including the Yes Bank mobile app, internet portal, NEFT, or third-party payment systems. However, depending on company policies, businesses may charge a small fee if you use a payment method like a credit card or third-party apps.
If your YES Bank credit card payment fails but the amount is debited from your bank account, there is usually no need to worry. In most cases, the payment is either credited to your credit card within a few hours or the amount is automatically refunded to your source account as per the payment provider's reversal process. First, check the transaction status and keep the payment reference number handy. If the amount is neither credited to your card nor refunded within the expected timeline, contact the payment platform or YES Bank customer support for assistance. When making payments through Bajaj Pay, you can also track the transaction status and raise a query if required.
