Care Health Insurance – Super Top up Cover with premium starting at Rs. 3,800
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 20 lakh, premium Rs. 3,800
Get coverage of up to Rs. 20 lakh for an annual premium starting at Rs. 3,800.
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Additional health coverage against 24 ailments
Get additional health insurance cover over and above your existing health insurance plan. This top up plan offers medical coverage against 24 ailments.
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End-to-end online process
You can buy the Super Top up insurance Cover plan in just six simple steps online.
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No documents are required to buy the policy
The applicant need not upload any document at the time of purchasing the policy.
Eligibility criteria and documents required
You need to fulfil the following eligibility criteria to buy the Super Top up Insurance Cover. If you meet all the criteria, we will need a few details to complete your application process.
Eligibility criteria
- Age: 18 – 60 years
- Nationality: Indian
- Exclusively for Bajaj Finance customers
Documents required
No documents are required to buy. Just provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
A step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name, as mentioned on your PAN card. Add your mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here is a quick look at the policy details of Super Top up Cover:
- Premium of Rs. 3,800
- Premium of Rs. 5,000
- Premium of Rs. 7,000
| Policy details | Description |
|---|---|
| Coverage (in Rs.) | 5 lakh |
| Premium including GST (in Rs.) | 3,800 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Coverage (in Rs.) | 10 lakh |
| Premium including GST (in Rs.) | 5,000 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Coverage (in Rs.) | 20 lakh |
| Premium including GST (in Rs.) | 7,000 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here is a quick look at the key inclusions and exclusions of the Super Top up Cover plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Add-on benefits | Additional coverage over and above your existing health insurance policy |
| The policy is only for the insured individual | This top up plan is applicable for the insured member only |
| Number of ailments | The policy provides coverage for up to 24 ailments |
List of ailments for which you can get coverage under this policy:
- Any treatment related to Arthritis (if non-infective), Osteoarthritis and Osteoporosis, Gout, Rheumatism, Spinal Disorders (unless caused by accident), Joint Replacement Surgery (unless caused by accident), Arthroscopic Knee Surgeries/ACL Reconstruction/Meniscal and Ligament repair
- Surgical treatments for Benign ear, nose and throat (ENT) disorders and surgeries (including but not limited to Adenoidectomy, Mastoidectomy, Tonsillectomy and Tympanoplasty), Nasal Septum Deviation, Sinusitis and related disorders
- Benign Prostatic Hypertrophy
- Cataract
- Dilatation and Curettage
- Fissure/Fistula in the anus, Hemorrhoids/Piles, Pilonidal Sinus, Gastric and Duodenal Ulcers
- Surgery of the Genito-urinary system unless necessitated by malignancy
- All types of Hernia and Hydroceles
- Hysterectomy for menorrhagia fibromyoma or prolapse of the uterus unless necessitated by malignancy
- Internal tumours, skin tumours, cysts, nodules, polyps including breast lumps (each of any kind) unless malignant
- Kidney Stone / Ureteric Stone / Lithotripsy / Gall Bladder Stone
- Myomectomy for fibroids
- Varicose veins and varicose ulcers
- Genetic disorders
- Parkinson's or Alzheimer's disease or Dementia
Conditions for a waiting period for pre-existing diseases:
- Expenses related to the treatment of a pre-existing disease and its direct complications - Excluded until the expiry of 24 months of continuous coverage after the date of inception of the first policy.
- In case of enhancement of the sum insured the exclusion shall apply afresh to the extent of the sum insured increase.
- If the insured is continuously covered without any break as defined under the portability norms of IRDAI (Health Insurance) Regulations, then the waiting period for the same would be reduced to the extent of prior coverage.
- Coverage under the policy after the expiry of 24 months for any pre-existing disease is subject to the same being declared at the time of application and accepted by the insurer.
| Key exclusions | Description |
|---|---|
| Initial waiting period | 30 days |
| Pre-existing diseases | No coverage for pre-existing diseases |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Super Top up Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-102-4488 and claim the benefits.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
The Super Top up Cover by Care Health Insurance offers additional benefits to your existing health insurance policy. This policy provides medical coverage for up to 24 ailments.
The Super Top up Cover is available in three variants:
1. Premium of Rs. 3,800 for sum insured of up to Rs. 5 lakh
2. Premium of Rs. 5,000 for sum insured of up to Rs. 10 lakh
3. Premium of Rs. 7,000 for sum insured of up to Rs. 20 lakh
You can get coverage for 24 additional ailments under this policy.
No, you get coverage for only one member under this policy.
