Care Health Insurance

Care Health Insurance – Super Top up Cover with premium starting at Rs. 3,800

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 20 lakh, premium Rs. 3,800

    Coverage up to Rs. 20 lakh, premium Rs. 3,800

    Get coverage of up to Rs. 20 lakh for an annual premium starting at Rs. 3,800.

  • Additional health coverage against 24 ailments

    Additional health coverage against 24 ailments

    Get additional health insurance cover over and above your existing health insurance plan. This top up plan offers medical coverage against 24 ailments.

  • End-to-end online process

    End-to-end online process

    You can buy the Super Top up insurance Cover plan in just six simple steps online.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    The applicant need not upload any document at the time of purchasing the policy.

Eligibility criteria and documents required

You need to fulfil the following eligibility criteria to buy the Super Top up Insurance Cover. If you meet all the criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Age: 18 – 60 years
  • Nationality: Indian
  • Exclusively for Bajaj Finance customers

Documents required

No documents are required to buy. Just provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

A step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name, as mentioned on your PAN card. Add your mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here is a quick look at the policy details of Super Top up Cover:

  • Premium of Rs. 3,800
  • Premium of Rs. 5,000
  • Premium of Rs. 7,000
Policy details Description
Coverage (in Rs.) 5 lakh
Premium including GST (in Rs.) 3,800
Policy tenure 1 year
Policy details Description
Coverage (in Rs.) 10 lakh
Premium including GST (in Rs.) 5,000
Policy tenure 1 year
Policy details Description
Coverage (in Rs.) 20 lakh
Premium including GST (in Rs.) 7,000
Policy tenure 1 year

Key inclusions and exclusions

Here is a quick look at the key inclusions and exclusions of the Super Top up Cover plan:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Add-on benefits Additional coverage over and above your existing health insurance policy
The policy is only for the insured individual This top up plan is applicable for the insured member only
Number of ailments The policy provides coverage for up to 24 ailments

List of ailments for which you can get coverage under this policy:

  • Any treatment related to Arthritis (if non-infective), Osteoarthritis and Osteoporosis, Gout, Rheumatism, Spinal Disorders (unless caused by accident), Joint Replacement Surgery (unless caused by accident), Arthroscopic Knee Surgeries/ACL Reconstruction/Meniscal and Ligament repair
  • Surgical treatments for Benign ear, nose and throat (ENT) disorders and surgeries (including but not limited to Adenoidectomy, Mastoidectomy, Tonsillectomy and Tympanoplasty), Nasal Septum Deviation, Sinusitis and related disorders
  • Benign Prostatic Hypertrophy
  • Cataract
  • Dilatation and Curettage
  • Fissure/Fistula in the anus, Hemorrhoids/Piles, Pilonidal Sinus, Gastric and Duodenal Ulcers
  • Surgery of the Genito-urinary system unless necessitated by malignancy
  • All types of Hernia and Hydroceles
  • Hysterectomy for menorrhagia fibromyoma or prolapse of the uterus unless necessitated by malignancy
  • Internal tumours, skin tumours, cysts, nodules, polyps including breast lumps (each of any kind) unless malignant
  • Kidney Stone / Ureteric Stone / Lithotripsy / Gall Bladder Stone
  • Myomectomy for fibroids
  • Varicose veins and varicose ulcers
  • Genetic disorders
  • Parkinson's or Alzheimer's disease or Dementia

Conditions for a waiting period for pre-existing diseases:

  • Expenses related to the treatment of a pre-existing disease and its direct complications - Excluded until the expiry of 24 months of continuous coverage after the date of inception of the first policy.
  • In case of enhancement of the sum insured the exclusion shall apply afresh to the extent of the sum insured increase.
  • If the insured is continuously covered without any break as defined under the portability norms of IRDAI (Health Insurance) Regulations, then the waiting period for the same would be reduced to the extent of prior coverage.
  • Coverage under the policy after the expiry of 24 months for any pre-existing disease is subject to the same being declared at the time of application and accepted by the insurer.
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Key exclusions Description
Initial waiting period 30 days
Pre-existing diseases No coverage for pre-existing diseases

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Super Top up Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-102-4488 and claim the benefits.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

How is the Super Top up Cover plan beneficial?

The Super Top up Cover by Care Health Insurance offers additional benefits to your existing health insurance policy. This policy provides medical coverage for up to 24 ailments.

What is the premium for the Super Top up Cover?

The Super Top up Cover is available in three variants:
1. Premium of Rs. 3,800 for sum insured of up to Rs. 5 lakh
2. Premium of Rs. 5,000 for sum insured of up to Rs. 10 lakh
3. Premium of Rs. 7,000 for sum insured of up to Rs. 20 lakh

How many additional ailments can be covered under this policy?

You can get coverage for 24 additional ailments under this policy.

Does this policy cover more than one member?

No, you get coverage for only one member under this policy.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Care 360 - UIN RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.