Our portfolio of calculators

From eligibility to EMIs, and investments to FD, we have a calculator for all your needs.

Our portfolio of calculators
  • Locate a store near you

    Visit our nearest branch to apply for loans, pay bills, or invest in a fixed deposit

Frequently asked questions

What is an EMI?

An EMI, or equated monthly instalment, is the total amount payable every month until the loan has been fully repaid. Every EMI consists of a principal component and an interest component. You can calculate your EMI in advance by using any of our EMI calculators.

What are the factors that affect your EMIs?

The following factors affect your EMI dues.

  • Loan amount - Monthly instalments payable are directly proportional to the loan amount opted for. The higher the loan availed, the higher will be your EMIs.
  • Rate of interest – The interest rate is the percentage that lenders charge on the borrowed amount. The EMIs rise with a higher interest rate and vice versa.
  • Tenure – It is the repayment period for the loan availed and is inversely related to EMIs. A longer tenure reduces monthly instalments, while a shorter tenure increases them.
How to calculate personal loan EMIs?

It is advisable to calculate your potential EMI dues before applying for a personal loan. While you can do so manually, using a personal loan EMI calculator can help you determine the amount more accurately. You just need to select the loan amount, tenure and rate of interest to get the exact payable EMI with an interactive chart.

What is business loan EMI?

Much like a personal loan, a business loan EMI (Equated Monthly Instalment), is when your loan gets divided into equal, fixed sums that are paid every month until your loan has been fully repaid. An EMI consists of the loan’s principal amount and the interest accrued on it. This repayment method makes it easy for small businesses that operate on a tight budget and want to fund expensive purchases, like equipment, plant, machinery, etc. but don’t have enough liquidity to pay up-front for such costs.

What is a doctor loan calculator?

A doctor loan EMI calculator is an effective and easy-to-use online calculator which computes the Doctor Loan EMI amount in seconds. It also shows the total interest and the full amount (interest + principal) payable.

When will my home loan EMI be due?

As the name itself suggests, Equated Monthly Instalments (EMI) are due every month, till the complete repayment of your borrowed amount. You are obligated to pay your housing loan EMI on a fixed date every month, which is set in unison with your lender. It is advisable to pay your EMI dues on time. Delays in payment lead to penal charges and an adverse impact on your CIBIL score.

How to calculate the fixed deposit maturity amount?

A fixed deposit earns you cumulative interest for as long as your deposit tenure. While there is a manual/ mathematical formula to determine the maturity amount, an easier way to calculate it is by using an FD calculator or term deposit calculator. All you need to do is select the customer category – senior citizen or customer below 60 years. Next, you need to select the FD type – cumulative or non-cumulative. And finally, choose your preferred deposit amount and tenure. The interest and maturity amount will then be automatically displayed on your screen. The customer profile and the type of deposit you choose influence the interest rates. This FD interest calculator helps you determine the maturity amount in less than a minute.

Show More Show Less


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking.
The calculator(s) is not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at the results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.