Take your firm to the next level with a Bajaj Finserv Business Loan for Chartered Accountants. The loan gives you up to Rs. 42 lakh in just 24 hours without any collateral needed. Added features like a Flexi Loan option and doorstep services make the loan 100% hassle-free for you.
Use the loan to get a new office space, open a branch office, integrate technology into practice, manage late payments from clients and pay extra recruits during the filing season.
Your practice can run smoothly with a Bajaj Finserv Business Loan for Chartered Accountants up to Rs. 42 lakh.
You can choose a tenor from 12 months to 96 months that suits your firm’s earnings and cash flow
These loans do not require you to provide any guarantor or collateral
The money is transferred to you in 24 hours so that all unplanned needs are taken care of
These loans eliminate lengthy paperwork and require you to submit minimum documents
Our executives provide door-to-door services to collect your documents right from where you are.
Manage your cash flows smartly with a Flexi Loan facility as you get to withdraw the complete amount or in parts as per your firm’s requirements. You can pre-pay the loan when you get payments from clients or whenever you have surplus funds at no extra costs.
View and manage your loan account wherever and whenever
To be eligible for Bajaj Finserv Business Loan for Chartered Accountants, you need to:
Have a COP that is active for a minimum of 4 years
Own a house/ office (At a location where Bajaj Finance Ltd operates)
Bajaj Finserv introduces the new way of taking loans with minimum documentation*
*Please note that the list is indicative. During loan processing, additional documents may be needed.
Fees & Charges for Chartered Accountant are as follows-
|Types of Fees||Applicable Charges|
|Interest rate||14 to 17% p.a|
|Processing fee||Up to 2 % of the loan amount (Plus Applicable Taxes)|
Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents
|Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia.
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate.
|Bounce charges||Upto 3000 (Inclusive of applicable taxes)|
|Penal interest (Applicable in case of non-payment of monthly instalment on/before the due date)||Any delay in payment of Monthly Instalment/EMI shall attract penal interest at the rate of 2% per month on the Monthly Instalment/EMI outstanding, from the date of default until the receipt of Monthly Instalment/EMI.|
|Document processing charges||Rs. 2000 + applicable taxes|
|Stamp Duty||At actuals. (as per State)|
Annual/Additional Maintenance Charges -
|Flexi Term Loan||0.25% plus applicable taxes of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.|
|Flexi Hybrid Loan||0.25 to 0.5% plus applicable taxes of the Total Withdrawable Amount during initial tenure. 0.25% plus applicable taxes of the Total Withdrawable Amount during subsequent tenor.|
|Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment)||4% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment|
|Flexi Term Loan||4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.|
|Flexi Hybrid Loan||4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.|
|Borrower Type||Time Period||Part-Prepayment Charges|
|Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate and not applicable for Flexi Term Loan/Hybrid Flexi variant||More than 1 month from date of loan disbursal.||2% + applicable taxes on part-payment amount paid.|
Mandate Rejection Service Charge*: Rs 450 (Inclusive of applicable taxes)
*Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
Note: Additional cess will be applicable on all charges in accordance with the state specific laws.
Apply for a Bajaj Finserv Business Loan for Chartered Accountants online or offline.
To apply offline:
SMS ‘CA’ to 9773633633
Or give a missed call on 9266900069
To apply online:
To apply easy, click here and follow these steps
Enter basic details like your name, date of birth, address, and contact details
A Bajaj Finserv representative will give you a call and collect the documents right at your doorstep
Submit a copy of your KYC documents, certificate of practice, mortgage documents, financial statements and bank statements to our representative
Once the verification is done, your loan gets approved within 24 hours
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