Features and benefits of business loan for chartered accountants
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Convenient repayment
Select a tenor ranging up to 96 months (8 years) to keep your EMIs aligned to your budget.
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Zero collateral
Get approval without having to offer a personal or business asset as security.
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Money in 24 hours
Receive the funds in your bank account within 48 hours* of your application being approved.
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Basic documentation
Obtain a business loan with a Certificate of Practice and a few KYC.
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Doorstep services
Have your documents collected at your doorstep by a Bajaj Finserv executive for added convenience.
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Flexi facility
Borrow and prepay funds against your loan limit at zero extra charges. Choose to pay just the interest as EMI for the initial tenor.
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Digital loan account
Prepay funds, view your statements, keep tabs on your outstanding balance and more with our customer portal – My Account.
Take your firm to the next level with a Bajaj Finserv Business Loan for Chartered Accountants. Get up to Rs. 55 lakh (Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees) in just 24 hours of approval without providing collateral.
Use the loan to get a new office space, open a branch office, integrate technology into practice, manage late payments from clients, hire extra recruits during the filing season, and more. Repay it conveniently over a flexible tenor ranging between 12 months and 96 months months.
For flexibility in borrowing, consider the Flexi loan facility. It offers you a pre-approved loan limit, against which you can borrow funds and prepay them as many times as you wish at nil charges. Further, your interest payment is limited to the amount you borrow only. Additionally, you can opt for interest-only EMIs for the initial tenor to reduce your monthly outgo by up to 45%*.
*Terms and conditions apply
Eligibility criteria for a business loan for chartered accountants
Get a business loan for chartered accountants from Bajaj Finserv by meeting these simple eligibility terms.
Practice: At least 2 years
Property: Own a house or office in a city Bajaj Finserv operates in
Documents required for a business loan for chartered accountants
Bajaj Finserv approves loan applications after verifying a minimal set of documents*:
- KYC documents – Aadhaar card, PAN card, voter ID card, driving license or any other government-approved KYC document
- Address proof – Documents such as your electricity bill, rent agreement, passport may be used as proof of address
- Certificate of Practice
*Please note that the list is indicative. During loan processing, additional documents may be needed.
Fees and interest rates of business loan for chartered accountants
Avail of business loan financing as a chartered accountant against favourable charges with Bajaj Finserv.
Types of fees |
Charges applicable |
Rate of interest |
11% p.a. to 18% p.a. (Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees) |
Processing fee |
Up to 2.95% (Inclusive of applicable taxes) of the loan amount* |
Document/ statement charges |
Download your e-statements/ letters/ certificates for free from My Account. |
Penal interest |
3.50% per month |
Bounce Charges* |
Up to Rs. 1,500 (inclusive of applicable taxes) |
Document processing charges (Recently Updated) |
Rs. 2360 (plus taxes) |
*Applicable following first EMI clearance
Read more about the fees and charges applicable to a business loan for chartered accountants.
How to apply for a business loan for chartered accountants
Apply for a business loan for chartered accountants online in a few quick steps.
- 1 Click on ‘Apply Online’ to open our online application form
- 2 Share your phone number and enter the OTP
- 3 Fill in your basic personal and financial details
- 4 Choose the loan amount you wish to borrow
- 5 Submit the required documents to our representative at your doorstep
After these steps, await a call from our representative, who will help you expedite disbursal.
