Fees & Charges for Chartered Accountant Loan are as follows-
|Types of Fees||Applicable Charges|
|Interest rate||8.5 to 17% p.a|
|Processing fee||Up to 2.5% of the loan amount (Plus Applicable Taxes)|
Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents
|Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia.
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate.
|Bounce charges||Upto 3000 (Inclusive of applicable taxes)|
|Penal interest (Applicable in case of non-payment of monthly instalment on/before the due date)||2% per month|
|Document processing charges||Rs. 1449 + applicable taxes|
|Flexi Term Loan||0.25% plus applicable taxes of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.|
|Flexi Hybrid Loan||0.25 to 0.5% plus applicable taxes of the Total Withdrawable Amount during initial tenure. 0.25% plus applicable taxes of the Total Withdrawable Amount during subsequent tenor.|
|Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment)||4% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment|
|Flexi Term Loan||4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.|
|Flexi Hybrid Loan||4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.|
|Borrower Type||Time Period||Part-Prepayment Charges|
|Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate and not applicable for Flexi Term Loan/Hybrid Flexi variant||More than 1 month from date of loan disbursal.||2% + applicable taxes on part-payment amount paid.|
Rejection Mandate Charge:
Mandate Rejection Service Charge*: Rs 450 (Inclusive of applicable taxes)
*Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
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