> >

Chartered Accountant Loan Interest Rate

Quick apply

Just takes 60 seconds to apply

Please enter your first and last name
Please enter 10 digit mobile number
Please enter your email id
Please enter valid PAN card number
Please enter your Birth date
Please enter membership number
Please enter valid pincode
Balance Transfer Amount

“ I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C"

Thank you

Chartered Accountant Loan - Fees & Charges

Fees & Charges for Business Loan for CAs are as follows -

Types of Fees Applicable Charges
Interest rate 14 to 17% p.a
Processing fee Up to 2% of the loan amount for salaried individuals
Loan statement charges Rs. 50
Interest & Principal statement charges Nil
EMI bounce charges Rs.3000 (Inclusive of applicable taxes)
Penal interest (Applicable in case of non-payment of monthly instalment on/before the due date) 2% per month + applicable taxes
Pre-Payment Charges (Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate 2% + applicable taxes
Document processing charges Rs. 1449 + applicable taxes
Outstation collection charges Rs. 65 + applicable taxes per repayment instrument
Other penal charges NIL
Stamp duty Percentage or Amount – Mentioned state wise
Upfront interest NIL
Service charges NIL

Additional Maintenance Charges –

Details Charges
Flexi Term Loan 0.25% of the current Flexi Term Loan amount# (as per the repayment schedule) on the date of levy of such charges
Flexi Hybrid Loan 0.5% of the loan amount# during initial tenure. 0.25% of the current Flexi Term Loan amount# during Subsequent Tenure

Applicable following 1st EMI clearance.

Foreclosure Charges

Details Full Pre-Payment Charges
Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Installment) 4% on the Loan amount# outstanding as on the date of such full Pre-Payment
Flexi Term Loan 4% on the current Flexi Term Loan amount# (as per the repayment schedule) on the date of levy of such charges
Flexi Hybrid Loan 4% on the Loan amount during Initial Tenure 4% on the current Flexi Term Loan amount* during Subsequent Tenure

People Also Considered

EMI Network

Get everything you need on easy and affordable EMIs

Business Loan People Considered Image

Business Loan

Loan up to Rs. 30 lakhs, to help your business grow

Home Loan People Considered Image

Home Loan

High top up amount on Balance Transfer


Flexi Loan

Withdraw when you need, prepay when you can