The process of how to apply for a home loan is simple and straightforward. Bajaj Finserv offers Home Loan with high-value financing of up to Rs. 3.5 crore for salaried applicants, and up to Rs. 5 crore for self-employed applicants.
Individuals need to provide their basic personal, employment, income, and property details to complete the home loan application form process. Once complete, submit the required documents online, and coordinate with the verification process to receive approval. If all details are in place, the loan amount is approved and a sanctioned letter is issued shortly.
The housing loan process differs for salaried and non-salaried applicants. Below is thus given a step-by-step guide on how to get a home loan for both individuals.
You should follow these steps while applying for a home loan:
Step 1: Enter key financial, personal and employment information in their relevant sections.
Step 2: The Home Loan eligibility calculator will help you work out the loan amount that you are eligible to receive. You can also check out the Home loan EMI calculator for learning about the monthly EMIs that you will have to repay along with the total outgo in terms of interest on the home loan.
Step 3: You will then have to furnish details about the property that you have chosen.
Step 4: You can always pay the online secure fee for booking available offers. The Relationship Manager at Bajaj Finserv will contact you and will take the entire process forward. You will have to submit all documents necessary upon paying these fees which can be easily done online through the secure portal at Bajaj Finserv.
Step 5: You can easily get scanned copies of all vital documents uploaded. This will help in verifying your application.
Getting a Bajaj Finserv home loan entails a swift and hassle-free procedure.
Step 1: Choose the online application method first.
Step 2: Click on the Submit option once you have filled in all the details that are needed.
Step 3: Your pre-approved loan offer will be communicated to you by representatives from Bajaj Finserv.
You can easily apply via SMS as well-
Step 1: Send 'HLCI' to 9773633633
Step 2: The representatives at Bajaj Finserv will then contact you with the relevant pre-approved offers.
With this complete guide on how to apply for a home loan, proceed to complete the steps as per your employment type.
Apply with the right eligibility to receive hassle-free approval of the housing finance. Also, make repayments in time to avail home loan tax benefits, and save more on your principal and interest liability.
Additional Read: A Complete Guide to Applying for a Home Loan