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Frequently asked questions

Why should you choose Bajaj Finserv Home Loan?

With our home loan, your avail of several benefits such as:

  • Low interest rates
  • High loan amount of Rs. 15 crore*
  • Tenure of up to 40 years
  • Minimal documentation
  • Easy online application
  • Quick disbursal
  • No foreclosure fee*, and more

You can easily get a home loan with us if you meet our eligibility criteria. The sanctioned loan amount depends upon essential factors like age, income profile, CIBIL Score, and other criteria.

What is a home loan balance transfer?

Bajaj Finserv offers you the option to transfer the balance on your existing home loan to us. This facility allows you to get low interest rates starting from 8.70%* p.a., more convenient terms, and a sizeable top-up loan of up to Rs. 1 crore* or higher for your urgent financial needs.

How does a top-up loan work?

A home loan or loan against property top-up is additional financing available when you transfer your loan to another financial institution. You can refinance your current home loan or loan against property with us and avail of a top-up loan of up to Rs. 1 crore* or higher

The top-up amount has no limitations on its usage, meaning you can use it for anything, from home renovation or interiors to even paying for emergencies.

What makes our loan against property an ideal choice?

Our low interest rates, quick disbursal, and long repayment tenures make our loan against property an ideal choice. In addition, there are no limitations on the usage of your loan amount. You can use the amount to fund your higher education, medical emergencies, home renovations, wedding, and more. It is quite easy to apply for a loan against property with our online application facility and minimal documentation requirements.

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“The details related to your Loan application submitted to Bajaj Finance Limited (“BFL”) can be shared with Bajaj Housing Finance Limited (“BHFL”) for processing the Loan. By accessing this loan application, you agree for sharing your Loan application related details with BHFL. Sanctioning of the Loan shall at all times be at sole discretion of BFL or BHFL (as the case may be).”