Line of Credit facility | Flexible tenor options  

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Loan Against Property Interest Rtaes

Fees and Charges

Types of Fees

Charges Applicable

Interest rate
%
Processing fees
1% of the loan amount
Loan statement charges
NIL
Interest and principal statement charges
NIL
EMI bounce charges
Rs. 1,000 per bounce
Penal interest
2% per month
Secure fee
Rs.

Foreclosure Charges

Borrower Type: Interest Type

Time Period (Months)

Foreclosure charges

NA
>1
Nil

For Term Loan, charges are calculated on the outstanding principal.

For Line of Credit (Flexi Pure), charges are calculated on the sanctioned limit.

For Flexi Saver (Dropline Flexi), charges are calculated on the current dropline limit.

Part-prepayment Charges

Borrower Type: Interest Type

Time Period (Months)

Part-prepayment Charges

NA
>1
Nil

Part-prepayment amount should be more than the amount of 1 EMI.

These charges are not applicable for the Line of credit (Flexi Pure) and Flexi Saver (Dropline Flexi) facilities.

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