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Personal Loan
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Personal loan for wedding: features and benefits

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Don’t let money be a constraint when it comes to planning your dream wedding. Choose the finest venue, the most beautiful outfits, the best caterers and more with a personal loan for a wedding from Bajaj Finserv.

Avail of a Flexi loan of up to Rs.25 lakh and pay up to 45% lower EMIs.

  • Loan approval in 5 minutes

    Submit your personal loan application and get approval instantly.

  • Disbursal in 24 hours*

    Complete your document verification and have the money in your account within 24 hours*.

  • Minimum documentation

    Meet our eligibility criteria and submit just a few basic documents to avail of the loan.

  • Flexibility

    Borrow money when you need and prepay it when you can with our Flexi Personal Loan facility.

  • Flexible tenor

    Choose tenors up to 60 months, as per your repayment capacity, and manage your loan efficiently.

  • Loans of up to Rs. 25 lakh

    Manage all the costs related to your wedding with a personal loan of up to Rs.25 lakh.

  • Pre-approved offers

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    Check offers personalised for you by submitting your name and contact details. Opt for the pre-approved loans for quicker processing.

Personal loan for wedding: eligibility criteria

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If you are a salaried professional living in any of the cities that we service, you can apply for a personal loan for a wedding. Read our personal loan eligibility criteria.

Personal loan for wedding: fees and charges

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Learn more about our personal loan interest rates, as well as other fees and charges.

How to apply for a personal loan for wedding

Apply online for a personal loan for a wedding by following these four steps:

Step 1:

Fill in your personal, financial and employment details.

Step 2:

Select the loan amount and tenor that you require, to get instant online approval.

Step 3:

Submit the required documents with our representative, who will get in touch with you.

Step 4:

Receive the money in your bank account within 24 hours.

Marriage loan FAQs

Why should I take a personal loan to fund a wedding?

A personal loan is a viable option to finance your dream wedding, owing to benefits such as zero restrictions on end-use, a high loan quantum and quick disbursal. The sizeable loan value and non-restriction on the usage of funds allow you to account for miscellaneous expenses associated with a wedding ceremony.

Furthermore, the quick disbursal of funds helps you to account for immediate requirements without delay. You can also pick a schedule that matches your repayment capabilities and pay off the loan conveniently. Moreover, as a personal loan is an unsecured loan option, you are free from the fear of your assets getting liquidated in case of a default.

How to take a marriage loan?

You can take a marriage loan online by following some easy steps:

  • Fill out an online application form with personal and financial details
  • Input details such as a suitable loan amount and repayment tenor. Once you share all the details, basis your eligibility, you may receive instant approval
  • Submit necessary documents to a designated executive

Usually, the sanctioned loan amount is disbursed to your account within 24 hours of verification.

Can I foreclose or prepay a marriage loan?

Essentially, a marriage loan is a type of personal loan, so you can either repay or foreclose it just like any personal loan.

You must note that you may have to pay foreclosure or prepayment charges to the lender. Additionally, you may have to fulfil certain conditions and submit documents, including your loan account number and identity proof, to prepay or foreclose your loan.

Therefore, to streamline the process, you should know all the requirements and applicable charges in detail.

Is there a minimum and maximum loan amount?

You can avail of a loan of up to Rs.25 lakh. However, the sanctioned loan amount may depend on multiple factors, including your credit score, profession, age and income.

In most cases, applicants with a high credit score are more likely to get a higher loan amount sanctioned than those with a late repayment history or one with defaults. Also, a stable job and regular income source work in favour of you getting a higher loan amount.

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