Home loan fees and charges
Go through all the fees and charges applicable before applying for a home loan.
Applicable fees and charges
We advise you to read about our fees and charges thoroughly before applying.
Type of fee |
Applicable charges |
||
Rate of interest |
Salaried |
Self-employed |
Doctors |
8.50%* to 14.00%* p.a. |
9.10%* to 15.00%* p.a. |
8.60%* to 14.00%* p.a. |
|
Processing fees |
Up to 7% of the loan amount |
||
Bounce charges |
Up to Rs. 3,000 |
||
Penal interest |
Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of Up to 2% per month on the monthly instalment/ EMI outstanding from the date of default until the receipt of the monthly instalment/ EMI. |
||
Part-prepayment charges** |
NIL |
||
Foreclosure Charges |
NIL |
How to apply for a home loan
Step-by-step guide to applying for a home loan
- Click on the 'APPLY' button on this page.
- Enter your full name, mobile number, and employment type.
- Now select the type of loan you wish to apply for.
- Generate and submit your OTP to verify your phone number.
- Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
- In the next steps, enter your date of birth, PAN number and other details as requested depending on your selected occupation type.
- Click on the ‘SUBMIT’ button.
That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.