Home loan fees and charges

Go through all the fees and charges applicable before applying for a home loan.

APPLY

Applicable fees and charges

We advise you to read about our fees and charges thoroughly before applying.

Type of fee

Applicable charges

Rate of interest

Salaried

Self-employed

Doctors

8.50%* to 14.00%* p.a.

9.10%* to 15.00%* p.a.

8.60%* to 14.00%* p.a.

Processing fees

Up to 7% of the loan amount

Bounce charges

Up to Rs. 3,000

Penal interest

Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of Up to 2% per month on the monthly instalment/ EMI outstanding from the date of default until the receipt of the monthly instalment/ EMI.

Part-prepayment charges**

NIL

Foreclosure Charges

NIL

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How to apply for a home loan

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Step-by-step guide to applying for a home loan

  1. Click on the 'APPLY' button on this page.
  2. Enter your full name, mobile number, and employment type.
  3. Now select the type of loan you wish to apply for.
  4. Generate and submit your OTP to verify your phone number.
  5. Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
  6. In the next steps, enter your date of birth, PAN number and other details as requested depending on your selected occupation type.
  7. Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.