Bajaj Finserv in your city

Delhi, the capital city of India, is one of the largest urban territories in the country. As a commercial, political, and cultural hub, Delhi is home to over 30 million residents and nestles some of the most affluent locations in the nation.

Residents of Delhi looking to purchase, construct or renovate a home can avail a home loan in Delhi from Bajaj Finserv. Apply online for quick approval.

We also operate a branch in Delhi!

Features and benefits

Applicants interested in availing a housing loan in Delhi can read more to know about the features of the Bajaj Finserv Home Loan.

  • PMAY

    Pradhan Mantri Awas Yojana

    Avail a home loan under Pradhan Mantri Awas Yojana to save up to Rs.2.67 lakh on interest liability.

  • Money in hand 2

    Get an easy top-up loan

    Obtain a top-up loan with no additional documentation and use the funds as per requirements.

  • Calendar-2

    Flexible loan tenor

    Use a home loan EMI calculator to choose a tenor, ranging up to 18 years, and repay your loan easily.

  • Minimum documentation

    Minimum documentation

    With Bajaj Finserv, you can apply for an e-home loan by submitting only the required documents online.

  • Part-payment

    Part-payment and foreclosure facility

    Reduce EMIs by making easy part-prepayments. Bajaj Finserv charges zero additional cost on foreclosure and part-prepayments.

  • balance transfer

    Home loan balance transfer

    You can now transfer home loan balance to Bajaj Finserv and enjoy low interest rates on your housing credit.

As a centre of politics, employment, education and fashion, Delhi is one of the most sought-after locations in India. Also known as the ‘heart of India’, it is the city where one can see the diversity at its best.

Individuals looking forward to settling in Delhi can choose Bajaj Finserv to meet their financial requirements. Bajaj Finserv offers home loan of up to Rs. 5 Crore* to the residents of Delhi. With low interest rates, minimal documentation, flexible tenor, and several other facilities, Bajaj Finserv is here to solve all housing loan related needs.

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Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

With simpler eligibility criteria, more residents of Delhi can now meet their housing needs easily. Check the documents required for a home loan beforehand and prepare a checklist before applying so you can enjoy instant approval.

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Home loan interest rate, fees & charges

Bajaj Finserv offers home loans at a nominal fee. The housing loan interest rates are low. There are no hidden charges, and applicants can avail tax benefits as per the Income Tax Act for further savings.