Home Loan in Delhi

Delhi, the capital city of India, is one of the largest urban territories in the country. As a commercial, political, and cultural hub, Delhi is home to over 30 million residents and nestles some of the most affluent locations in the nation.

Residents of Delhi looking to purchase, construct or renovate a home can avail a home loan in Delhi from Bajaj Finserv. Apply online for a loan of up to Rs. 15 crore* at an interest rate starting from 8.50%* p.a

Features and benefits of home loan in Delhi

Applicants interested in availing a housing loan in Delhi can read more to know about the features of the Bajaj Finserv Home Loan.

  • PMAY

    Pradhan Mantri Awas Yojana

    Avail a home loan under Pradhan Mantri Awas Yojana to save up to Rs. 2.67 lakh on interest liability.

  • Money in hand 2

    Get an easy top-up loan

    Obtain a top-up loan with no additional documentation and use the funds as per requirements.

  • Calendar-2

    Flexible loan tenure

    Use a home loan EMI calculator to choose a tenure, ranging up to 40 years, and repay your loan easily.

  • Minimum documentation

    Minimum documentation

    With Bajaj Finserv, you can apply for an e-home loan by submitting only the required documents online.

  • Part-payment

    Part-payment and foreclosure facility

    Reduce EMIs by making easy part-prepayments. Bajaj Finserv charges zero additional cost on foreclosure and part-prepayments.

  • balance transfer

    Home loan balance transfer

    You can now transfer home loan balance to Bajaj Finserv and enjoy low interest rates on your housing credit.

As a centre of politics, employment, education and fashion, Delhi is one of the most sought-after locations in India. Also known as the ‘heart of India’, it is the city where one can see the diversity at its best.

Individuals looking forward to settling in Delhi can choose Bajaj Finserv to meet their financial requirements. Bajaj Finserv offers home loan of up to Rs. 15 crore* to the residents of Delhi. With low interest rates, minimal documentation, flexible tenor, and several other facilities, Bajaj Finserv is here to solve all housing loan related needs.

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Eligibility criteria for home loan in Delhi

Criteria Self-employed Salaried Doctors
Age (in years) 23 years to 70 years*
23 years to 70 years*
23 years – 70 years*
CIBIL Score 750+ 750+ 750+
Citizenship Indian Indian Indian
Employment status You should have a business continuity of over 5 years in the current business. Must be employed with a stable income source from a public or a private company with a minimum of 3 years of work experience. Must hold an MBBS or subsequent higher degree. You should also have a business continuity of over 5 years in your current practice.

Documents required for home loan in New Delhi

  • KYC documents (identity and address proof)
  • Proof of income (salary slips or P&L statement)
  • Proof of business (for self-employed applicants), and
  • Account statements for the last 6 months

With simpler eligibility criteria, more residents of Delhi can now meet their housing needs easily. Check the documents required for a home loan beforehand and prepare a checklist before applying so you can enjoy instant approval.

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Home loan in Delhi interest rate, fees, and charges

Bajaj Finserv offers home loans at a nominal fee. The housing loan interest rates are low. There are no hidden charges, and applicants can avail tax benefits as per the Income Tax Act for further savings.