837Interest Saved in Rs.
67Interest Saved in percent
Foreclosure Penalty Charges
Net Outflow(Foreclosure Amount + Penalty Charges)
Using this calculator is very easy. Just enter the following details:
1. Your loan amount (between Rs.1 lakh to Rs.50 lakh)
2. Tenor (between 1 to 20 years)
3. Rate of interest
4. The number of EMIs that you have already paid
5. The month on which you would like to foreclose your loan
It is the month in your loan tenor in which you repay the full loan amount in advance. For e.g. if your tenor of the loan is 5 years (60 months) and you plan to repay the total loan left after 3 years 4 months (40th month), then that month (the 40th) is your foreclosure month.
Many banks and financial institutions charge between 1% to 4% of amount you are paying, as foreclosure charges. We, at Bajaj Finserv do not charge for foreclosure prepayment. Your entire loan amount is paid back as combination of principle and interest without any charges. Thus, the interest amount saved, tells you the amount you will save by availing our services.
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