Home loan overview

Kotputli stands between Jaipur and Delhi in Rajasthan. The city is renowned for its numerous historic monuments and ancient temples like Sri Sarun Mata temple, Devnarayan temple, etc. The city has developed owing to its large industrial projects.

If you want to purchase a house, get a home loan in Kotputli from Bajaj Finserv at competitive interest rates.

Features & benefits of home loan

  • Online application form

    Online application form

    Avoid visiting any branch and complete the application procedure using our online form.

  • Flexible tenors

    Flexible tenors

    Lower the EMIs by choosing a repayment tenor of up to 30 years on housing loan Kotputli.

  • Money in bank within 48 hours*

    Money in bank within 48 hours*

    Receive the entire approved loan amount in your account within 48 hours* only.

  • Balance transfer facility

    Balance transfer facility

    Enjoy lower home loan rates in Kotputli by opting for our home loan balance transfer facility.

  • Top-up loan

    Top-up loan

    For additional funding needs, get our high-value top-up loan, which comes with no end-use restrictions.

  • High value loan

    High value loan

    Get a housing loan in Kotputli of Rs. 5 Crore* or higher, basis eligibility. Address your monetary needs easily.

  • Online account management

    Online account management

    Check all your loan-related information, including due dates, EMIs, outstanding balance, etc. via our customer portal – Experia.

Home loan interest rate, fees & charges

Be assured to enjoy a competitive home loan interest rate starting from 7.70%* p.a. with Bajaj Finserv.

We also levy nominal associated home loan fees and charges on the credit. Pay only what you see. No hidden rates are involved.

You can also use our EMI calculator for home loan to know your monthly outflows instantly.

Home loan eligibility criteria

It is mandatory for every borrower to meet all the eligibility criteria and qualify for a home loan in Kotputli. The requirements are quite basic and differ for salaried and self-employed applicants:

1. For self-employed applicants

  • Age bracket**: 25 years to 70 years**
  • Employment: Business vintage of the current enterprise must be at least 5 years.
  • Place of residence: Any one of the cities we are operational in.
  • Nationality: Indian and Non-NRI

2. For salaried applicants

  • Age bracket**: 23 years to 62 years**
  • Employment: Must have at least 3 years of work experience at the current company.
  • Place of residence: Any of the cities where we operate.
  • Nationality: Indian and Non-NRI

**Maximum age considered at the time of loan maturity.

Use our Home Loan Eligibility Calculator to know the maximum amount you can borrow as per your eligibility.

Documents required for housing loan

Once you know the housing loan interest rate and eligibility, check out the documents required to apply. Some of the essential papers include:

  • ID proof, like utility bills, PAN card or Aadhaar card
  • Property documents
  • Financial documents, including bank statements of 6 months, ITR file of 2 years and latest salary slips
  • Documents of existing loans, such as foreclosure letter, sanction letter and statement of account

Note that you may have to submit additional documents during the process, if needed.

How to apply for a home loan?

Below is the process to apply for a home loan in Kotputli:

  1. 1 Access the online application form
  2. 2 Fill it up with the necessary personal, employment and financial details
  3. 3 Submit and wait for our representatives to get in touch
  4. 4 Submit the essential documents properly to complete the application process

Make sure to keep the required documents handy to experience a hassle-free online application process.