Customer Details

Full name*

Mobile number*

Residential pin code*

Type of Occupation *

Type of loan *

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Property Details

Financial Details

Current home loan lender

Monthly Salary*

Loan Amount Required*

Property identified *

Property location *

Down payment made *

Additional Details

Date of birth*

PAN card*

YOUR COMPANY NAME*

Personal Email ID*

Official email id*

CURRENT MONTHLY EMI*

Years of practice *

Degree *

Annual receipts (18-19) *

Nature of business *

Business vintage *

Monthly Salary*

Work Experience *

Loan Amount Required*

Current home loan lender

Property identified *

Down payment done *

Property location *

Annual income (2018-19)*

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Features and benefits

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Features and benefits

Loans up Rs. 1 crore

Disbursal in 4-days

Hassle-free and quick loan disbursal

Flexible tenure

Easy balance transfer facility

Lower EMIs

Low interest rates

eligibility

Eligibility and documents

eligibility

Eligibility and documents

Eligibility criteria

Nationality – Residing Indian citizens

Work experience – 5 years for salaried applicants 5 years of business continuity for self-employed applicants

Age – 28 to 58 years** for salaried applicants 25 to 70 years** for self-employed applicants

** Upper age limit is the age at loan maturity

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Fees and charges

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Fees and charges

Interest rate: 8.40%* onwards

Processing fee- Up to 7% of loan amount + GST applicable

Penalty interest: 2% per month in addition to the applicable Interest Rate on overdue amount

EMI Bounce Charges: Up to Rs.3000

Minimum Annual Percentage Rate for unsecured Personal Loans in Bajaj Finance Limited is 12.5% and maximum Annual Percentage Rate is 41%. This rate of interest varies basis our internal credit and risk policy and as per an algorithmic multivariate score card.

  • Part payment charges for Flexi loans - Nil
  • Part payment charge for Term loans - 2% + applicable taxes on part-payment amount paid
  • Foreclosure charges on Flexi loans - 4% + applicable taxes on the total withdrawable amount (total amount that you can withdraw under flexi loan, from time to time as per repayment schedule)
  • Foreclosure charges on Term loans - 4% + applicable taxes on principal outstanding

The personal loan terms mentioned here are subject to change, based on policy revisions. For the updated product details, please click here

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Features and benefits

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Features and benefits

Link your interest rate to the RBI repo rate

Loan amount – Rs. 5 Crore* or higher

Top-up amount – Rs. 1 Crore* or higher

Tenor – Up to 30 years

Doorstep document pick-up

eligibility

Eligibility criteria

eligibility

Eligibility criteria

Nationality – Residing Indian citizens

Work experience – 3+ years for salaried

Age – 23 to 62 years**

**Upper age limit is the age at loan maturity

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Fees and charges

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Fees and charges

Interest rate – 7.35%* onwards

Processing fee- Up to 7% of loan amount + GST applicable

What is next chnage ?

 
1
 

salaried and HLBT

 

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2
 

Self Employed Doctors and HLBT

 

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Pincode

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