Working Capital is critical aspect for smooth functioning of day to day activities of any business. Regular monitoring of cashflows and ensuring availability of liquid funds constantly helps efficient allocation of valuable business resources and hassle- free business operations.

Bajaj Finserv Working Capital Loans are designed to provide your business flexibility in disbursement and repayment. It also helps your business cover all your regular business expenses without straining your existing resources. Bajaj Finserv offers working capital in the form of Working Capital Demand Loan (WCDL), Revolving lines of credit, Purchase Bill Discounting (PBD) and Sales Invoice Discounting (SID) to suit your working capital requirements.


  • Flexibility of cashflows

    Flexibility of cashflows

    Our Working Capital products offer flexibility to Corporate client on drawdown and repayment to match with their cashflow changes. This helps Corporate client improve cashflow/ liquidity of the business.

  • Relationship Manager

    Relationship Manager

    A dedicated relationship manager will assist you with all your requirements.

  • Online access to e-statements

    Online access to e-statements

    Access your e-statements like Statement of Account, Repayment schedules etc. with our customer portal - MyAccount.

  • Quick Turnaround Time

    Quick Turnaround Time

    Fast credit decisioning, loan processing and client servicing to suit your needs.

Eligibility criteria

Mid- size Corporates with Investment Grade rating. This is subject to the eligibility criteria at the time of discussion on proposal and may be done at the sole discretion of Bajaj Finserv.

Contact Bajaj Finserv for your Corporate Loan requirements

If you are a new customer who is looking for information about the Bajaj Finserv Commercial Lending products, or if you would like to contact us, you can write a mail on: CommercialLendingCOE@bajajfinance.in

Frequently asked questions

What is the purpose of Working Capital facility?

Every corporate has cashflow requirements for smooth functioning of its day to day activities. Difference in timing of receipt of funds and payment of funds is a natural business scenario and working capital facility helps in bridging that gap when its most critical for the corporate.

What are the features of Working capital loan?
  • Diversified product offering in the form of WCDL, Revolving lines, PBD and SID. Since each corporate can have different needs, we offer broad product offerings to meet working capital gap.
  • Competitive Pricing
  • Quick turnaround time
  • Dedicated relationship manager