Features and benefits of our home loan balance transfer & top-up loan
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4 reasons why you should consider our Home Loan Balance Transfer
Understand the features that make our Home Loan Balance Transfer and Top-up a great option to ease your financial burden.
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Top-up loan up to Rs. 1 crore* or higher
Transfer your existing home loan to us and avail of a top-up loan of Rs. 1 crore* or higher, based on your eligibility.
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Low interest rates
With our low interest rates starting at 8.70%* p.a., refinance your home loan and pay EMIs as low as Rs. 819/lakh*.
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No restrictions on top-up use
Use the loan amount of Rs. 1 crore* or higher, based on your eligibility, to manage situations like medical emergencies, home repairs, education, and any other pressing needs.
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Convenient tenure
Repay the top-up home loan over a long tenure of up to 30 years* and manage your finances comfortably.
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Zero prepayment and foreclosure charges*
For individual and non-individual borrowers with floating interest rate loans and loan taken for non-business purposes, there will be no prepayment and foreclosure charges.
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Minimal documentation
Balance transfer process on home loans can be lengthy. We keep our document requirements to a minimum, ensuring a hassle-free process.
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Externally benchmarked loans
Choose an interest rate linked to an external benchmark, such as the Repo Rate, and benefit during favourable market conditions.
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Online account management
You can easily access your loan status and EMI schedule online, and download your statement of account, and other documents on our customer portal - My Account.
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*Terms and conditions apply
How to apply for a home loan balance transfer & top-up loan
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