Manipal Cigna Health Insurance

ManipalCigna Health Insurance - Viral Fever (Infection) starts at Rs. 1,549

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 3 lakh, premium starts at Rs. 1,549

    Coverage of up to Rs. 3 lakh, premium starts at Rs. 1,549

    Coverage up to Rs. 3 lakh with premium starting from just Rs. 1,549 due to viral fever infection.

  • Illnesses covered

    Illnesses covered

    Smallpox, measles, mumps, rubella, chickenpox, shingles, hepatitis, polio, rabies, ebola and hanta fever, Severe Acute Respiratory Syndrome (SARS), dengue fever, zika, and epstein-barr leading to hospitalisation covered.

  • Treatment charges

    Treatment charges

    Doctor’s fees, diagnostics fees and medicines charges are covered.

  • End-to-end online

    End-to-end online

    About five minutes is all it would take to complete six simple steps and get your policy online.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Viral Fever (Infection) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria  

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 65 years

Documents required

No documents are required to buy the policy
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of Viral Fever (Infection) cover:

  • Premium starts at Rs. 1,549
  • Premium of Rs. 1,624
  • Premium of Rs. 1,704
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 1,549
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 1,624
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 1,704
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Viral Fever (Infection) cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
In patient hospitalisation Covers medical expenses incurred for hospitalisation
Treatment charges Covers hospital room rent, ICU, transfusions, doctor’s fees, medications, and tests
Key exclusions Description
Pre-existing disease No pre-existing medical illness is covered
Hospitalisation period This cover is eligible only after continuous hospitalisation of 48 hours

How to claim

You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of Viral Fever (Infection) cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of this Viral Fever (Infection) cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates & reports received from the doctor
    3. Invoice/bills
    In case of cashless treatment, the billing details are directly shared with the insurance company by the network hospital and settled before discharge

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is covered under the Viral Fever (Infection) cover?

The Viral Fever (Infection) cover provide coverage against expenses due to hospitalisation for viral fever infection towards doctor’s fees, diagnostics fees, medicines, and treatment charges.    

Is there an initial waiting period to claim the benefits of this policy?

Yes, there is an initial waiting period of 30 days before claiming the benefits of the Viral Fever (Infection) cover.

What is the sum insured for the policy?

The policy offers a sum insured of up to Rs. 3 lakh at a premium starting at Rs. 1,549.

What are the age criteria for buying this policy?

Anyone between the age of 18 and 65 years is eligible to buy this policy.

Is there a tenure for which the Viral Fever (Infection) cover is valid?

Yes, this Pocket Insurance policy is valid for a policy tenure of one year.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company ManipalCigna Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.