ManipalCigna Health Insurance - Viral Fever (Infection) starts at Rs. 1,549
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 3 lakh, premium starts at Rs. 1,549
Get coverage up to Rs. 3 lakh for treatment of viral fever infection. The premium for the plan starts at Rs. 1,549.
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Illnesses covered
Covers smallpox, measles, mumps, rubella, and chickenpox. Also, shingles, hepatitis, polio, rabies, Ebola, and Hanta virus infection. The plan also covers severe acute respiratory syndrome (SARS), Dengue, Zika, and Epstein-Barr leading to hospitalisation.
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Treatment charges
Covers doctor’s fees, diagnostics fees, and medicine charges.
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100% digital process
Complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Viral Fever (Infection) cover. If you meet the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Viral Fever (Infection) cover:
- Premium starts at Rs. 1,549
- Premium of Rs. 1,624
- Premium of Rs. 1,704
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,549 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 1,624 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 1,704 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Viral Fever (Infection) cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| In-patient hospitalisation | Covers medical expenses incurred for hospitalisation |
| Treatment charges | Covers hospital room rent, ICU, transfusions, doctor’s fees, medications, and tests |
| Key exclusions | Description |
|---|---|
| Pre-existing disease | No pre-existing medical illness covered |
| Hospitalisation period | This cover is eligible only after continuous hospitalisation of 48 hours |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Viral Fever (Infection) cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of this Viral Fever (Infection) cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills
In case of cashless treatment, the insurer will directly settle the bills with the network hospital before discharge.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Viral Fever (Infection) cover provides coverage against expenses due to hospitalisation for Viral Fever Infection. The plan covers doctor’s fees, diagnostics fees, medicines, and treatment charges.
Yes, there is an initial waiting period of 30 days before claiming the benefits of the Viral Fever (Infection) cover.
The policy offers a sum insured of up to Rs. 3 lakh at a premium starting at Rs. 1,549.
Anyone between the age of 18 and 65 years is eligible to buy this policy.
Yes, this Pocket Insurance policy is valid for a policy tenure of one year.
