Niva Bupa Health Plus Hospital Cash cover starting at Rs. 399
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1,500/per day
Get daily cash allowance of up to Rs. 1,500 in case of hospitalisation over 48 hours. The plan is available at an annual premium of Rs. 399.
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30 days maximum coverage
You can claim the daily cash allowance for a maximum of 30 days during a single policy year.
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No documents required to buy this policy
When buying this policy, you do not need to present any documents at the time of making the purchase.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process.
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Hospital cash insurance coverage
Hospital cash cover in health insurance allows you to easily handle the day-to-day expenses that come up while you are hospitalised. The coverage provided with the Niva Bupa Health Plus Hospital Cash plan does not cover any treatment taken outside India. It provides a daily cash allowance in case of hospitalisation for a minimum of 48 hours.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Health Plus – Hospital Cash cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the plan document from ‘My Account’. This is after 5 to 7 working days from the date of purchase of the plan
Policy details
Here’s a quick look at the policy details of Health Plus - Hospital Cash cover:
| Policy details | Description |
|---|---|
| Coverage up to (in Rs.) | 1500 per day |
| Premium including GST (in Rs.) | 399 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Health Plus - Hospital Cash cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Coverage for 30 days | Get coverage of Rs.1500 per day for 30 days at a membership fee of Rs.399 |
| Daily cash benefits | Get daily cash allowance in case of hospitalisation for a minimum of 48 hours. |
| Number of members | Coverage for only one member |
| Key exclusions | Description |
|---|---|
| Initial waiting period | 30 days |
| Pre-existing diseases | 48 months waiting for pre-existing diseases |
| Treatment outside India | Coverage will not be applicable if the treatment taken outside the India |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Niva Bupa Health Insurance) to claim the benefits of the Health Plus - Hospital Cash cover through following ways:
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1860-500-8888 and claim the benefits
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
The Health Plus – Hospital Cash cover is available at a premium of Rs. 399. The plan provides coverage of Rs. 1,500 per day for up to a maximum of 30 days.
Given below are the exclusions under Health Plus – Hospital Cash cover:
- 48 months waiting period for pre-existing diseases
- Any claims during the waiting period of 30 days
- Any treatment taken outside India
Anyone who fulfils the following criteria is eligible to buy this insurance policy:
• Age: 18-65 years
• Indian national
• Existing Bajaj Finance customers
The Health Plus – Hospital Cash cover provides a daily hospital cash allowance to cover your hospitalisation expenses. This covers up to Rs. 1,500 cash allowance for up to a maximum of 30 days. This will provide financial assistance in case of any unexpected medical emergency.
The minimum age to buy Health Plus - Hospital Cash cover offered through Bajaj Finserv is 18 years.
The Health Plus- Hospital Cash offered through Bajaj Finserv provides a daily cash benefit of Rs. 1,500 for a maximum of 30 days during the policy year.
