Features and benefits of our personal loan
All you need to know about our Personal Loan
Watch this video to know everything about the features of our personal loan
3 unique variants
Pick the loan variant that suits you best: Term loan, Flexi Term Loan, and Flexi Hybrid Loan.
No part-prepayment charge on Flexi Term Loan
Repay a part of your loan in advance, at no extra cost. You can part-pay as many times as you want.
Loan of up to Rs. 35 lakh
Manage your small or big expenses with loans ranging from Rs. 1 lakh to Rs. 35 lakh.
Manage your loan easily with repayment options ranging from 12 months to 84 months.
Approval in just 5 minutes
Complete your entire application online from the comfort of your home or wherever you are.
Money in your account in 24 hours*
Your bank account will be credited with your loan amount within 24 hours* or, in some cases, on the same day of approval.
No hidden charges
Our fees and charges are mentioned clearly on this page itself and also on our loan documents. We advise you to read these in detail before applying.
No guarantor or collateral needed
You do not need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor.
A personal loan is an unsecured loan that lets you borrow money and repay it in a series of small instalments over time.
With an online personal loan from Bajaj Finserv, you can get instant approval on up to Rs. 35 lakh. Meet the simple eligibility parameters and complete your basic documentation to get the money you need within 24 hours* of approval.
Our pre-approved customers may not even need to submit any additional documents. You can get the money you need as quickly as 30 minutes*.
Click here to check if you have a pre-approved offer.
*Terms and conditions apply.
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