Insta Personal Loan EMI Calculator

Calculate your EMIs for an Insta Personal Loan of up to Rs. 12,76,500.

Insta Personal Loan EMI Calculator

You only need to enter the amount, tenure, and interest rate to estimate monthly instalments using the Bajaj Finserv Insta Personal Loan EMI Calculator. You can adjust the EMI amount to fit your ability to repay. Your EMIs will decrease if you increase the tenure, and vice versa. You can do this by changing the relevant fields in the EMI calculator. While calculating the EMI, the Bajaj Finserv Insta Personal Loan EMI Calculator also provides the division of the principal and interest amounts. By selecting ‘View Repayment Schedule,’ you can also view your monthly or yearly EMIs.


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking.

The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Frequently asked questions

How to calculate Insta Personal Loan EMIs?

It is a good idea to calculate your EMIs before getting a personal loan to plan the repayment comfortably. While you can do this manually, an Insta Personal Loan EMI Calculator helps you in estimating the amount accurately. Simply choose the loan amount, tenure, and interest rate to know your EMI.

An EMI calculator uses a simple mathematical formula to calculate your monthly instalments. The formula used is:

E = P*r*(1+r)^n/((1+r)^n-1) where

E is EMI

P is the principal loan amount,

r is the rate of interest calculated monthly, and

n is the tenure/ duration in months

How do I repay my Insta Personal Loan?

You can repay your Insta Personal Loan through EMIs by setting up a NACH mandate with your bank.

How to reduce your Insta Personal Loan EMIs?

Some simple steps that you can take to lower your loan EMIs and effectively manage your expenses are:

  • Choose a longer repayment term to spread out the cost of the loan over a longer period and make smaller monthly payments.
  • Talk to the loan provider about getting a lower interest rate.
  • Maintain a high CIBIL Score to benefit from affordable interest rates.
What are the benefits of a Bajaj Finserv Insta Personal Loan EMI Calculator?

The benefits of using Bajaj Finserv Insta Personal Loan EMI Calculator include:

  • Provides EMI calculation instantly.
  • Reduces the chances of mistakes.
  • Assists in the establishment of an appropriate repayment schedule using the EMI calculation.
  • Helps in choosing a loan amount that can be repaid without having a negative impact on your financial position.
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