| Types of Fees | Charges Applicable |
|---|---|
| Interest rate | 9.50% to 12% p.a |
| Processing fees | 0.10*% - 1% of the loan amount |
| Interest and principal statement charges | NIL |
| Foreclosure charges | NIL |
| Pre-payment charges | NIL |
| Bounce Charges | Rs.1200 per bounce (Inclusive of applicable taxes) |
| Penal interest | 2% per month + applicable taxes |
| Statement Of Account/ Repayment Schedule/ Foreclosure Letter charge. | Download your e-statements at no extra cost by logging into Customer Portal – Experia. You can get a physical copy of your e-statements from any of our branches at a charge of Rs. 250/- (inclusive of taxes) per statement per account. |
*Applicable only for online application for a Loan Against Securities.
Mandate Rejection Service Charge: Rs 450 (Inclusive of applicable taxes) Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
