Fees and charges for loan against shares

Types of fees

Charges applicable

Interest rate

10% p.a. + applicable taxes

Processing fees

Rs. 1,000 + applicable taxes

Interest and principal statement charges


Foreclosure charges


Pre-payment charges


Bounce charges

Rs. 1,200 per bounce (inclusive of applicable taxes)

Penal interest

2% per month + applicable taxes

Document/ statement charges Statement of account/ repayment schedule/ foreclosure letter/ no dues certificate/ interest certificate/ list of documents

Download your e-statements/ letters/ certificates at no extra cost by logging into our Customer Portal - Experia. 
You can get a physical copy of your statements/ letters/ certificates/ list of documents from any of our branches at a charge of Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.

*Applicable only for online application of loan against securities.

Mandate rejection service charge: Rs. 450 (inclusive of applicable taxes) charges will be levied if the new mandate form is not registered within 30 days from the date of rejection of the previous mandate form by the customer’s bank for any reason.

Frequently asked questions

What are the benefits of taking a loan against shares from Bajaj Finance?

With an easy and convenient online process, you can get a loan up to Rs. 10 crore depending on your security value at Bajaj Finance. You need minimum financial documents to avail of a loan against shares, mutual funds, fixed maturity plans, equity shares or Demat shares with us.

Can I foreclose my loan against shares account?

Yes, you can choose to foreclose your loan anytime you want after paying the interest and principal loan amount. There are no foreclosure charges levied on the customer.

What is the interest rate on loan against shares?

The interest rate differs from lender to lender. At Bajaj Finance Limited, you can avail of a loan against shares up to Rs. 10 crore at an interest rate of 10% along with applicable taxes per annum, depending on the loan amount and tenor chosen.

How do I repay the loan?

You can repay the loan along with the due interest through RTGS/NEFT/cheque during the loan tenor. You can also repay the loan by logging into our customer portal - Experia.

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