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Interest Rate of Loan Against Shares

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Fees and Charges

Types of Fees Charges Applicable
Interest rate 9.50% to 12% p.a
Processing fees 0.10*% - 1% of the loan amount
Interest and principal statement charges NIL
Foreclosure charges NIL
Pre-payment charges NIL
Bounce Charges Rs.1200 per bounce (Inclusive of applicable taxes)
Penal interest 2% per month + applicable taxes
DOCUMENT/STATEMENT CHARGES

Statement of Account/ Repayment Schedule/Foreclosure Letter/No Objection Certificate/Interest Certificate/List of documents
Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia.
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate.

*Applicable only for online application for a Loan Against Securities.

Mandate Rejection Service Charge: Rs 450 (Inclusive of applicable taxes) Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.

 

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