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Interest Rate of Loan Against Shares

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Fees and Charges

Types of Fees Charges Applicable
Interest rate 10% pa + applicable taxes
Processing fees Rs 1000 + applicable taxes
Interest and principal statement charges NIL
Foreclosure charges NIL
Pre-payment charges NIL
Bounce Charges Rs. 1,200 /- for every bounce (Inclusive of applicable taxes).
Penal interest 2% per month + applicable taxes

Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents
Download your e-statements / letters / certificates at no extra cost by logging  into customer portal Experia (

*Applicable only for online application for a Loan Against Securities.

Mandate Rejection Service Charge: Rs 450 (Inclusive of applicable taxes) Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.

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