Loan Against Securities Eligibility Calculator

Check your eligibility to avail a loan against securities using this eligibility calculator.

Loan Against Securities Eligibility Calculator

Bajaj Finserv's loan against securities eligibility calculator is a user-friendly online tool designed to assist borrowers in determining their eligibility to avail loans against their stock market investments. The calculator takes into account several essential factors including the stock name/ISIN and quantity of shares to accurately calculate the loan amount that can be availed. It provides quick and reliable results, giving borrowers a clear idea of their loan eligibility.

Make informed decisions about loan applications against your shares using this excellent tool.


Results generated by the calculator(s) are indicative in nature.

The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking.

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Frequently asked questions

How much loan value can I avail against my securities?

The loan-to-value ratio for a loan against securities with Bajaj Finance Limited varies depending upon the type of securities pledged. Listed Equity Shares & Equity MF up to 50%, Debt MF up to 90% & Bonds up to 95%.

How can I check eligibility for loans against securities?

The loan amount you can get against your securities depends on the type of securities you pledge. With Bajaj Finance Limited, you can get a loan of up to 50% of the value of equity shares, up to 90% of the value of mutual funds, and up to 95% of the value of bonds and so on.

Which types of securities can be used as collateral?

You can avail of a loan against securities with Bajaj Finance Limited by providing any of the following securities:

  • Shares
  • Mutual funds
  • Bonds**
  • Unit linked insurance policy

Send us your requirement at for further details.

Can I apply for a loan against securities online?

Yes, we have an online application process that allows you to apply for a loan against your securities from the comfort of your home. You can click on ‘APPLY’ button on this page to begin application process online, fill in the required details, and submit the necessary documents.

What are the rules for loan against securities?

The loan amount typically depends on the value and type of securities you pledge, and it can range from a percentage of the collateral's value. Interest rates, tenures, and other terms may vary. You can usually continue to receive any dividends, interest, or bonuses on the pledged securities. Be aware of maintenance margins, as a fall in the value of your collateral might necessitate additional securities or repayment.

Which documents are required for loan against securities?

For easy and smooth application for loan against securities with Bajaj Finance, we recommend keeping the following documents handy:

  • PAN card
  • Proof of Identity and Address (Aadhaar, Passport, Driving Licence, Voter ID etc.)
  • Demat holding statement
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