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Personal Loan For Doctors

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Personal loan for doctors: Features & benefits

With quick and convenient Bajaj Finserv Personal Loan for Doctors, fund all your personal financial needs, from weddings and holidays abroad to your children’s education. Get up to Rs. 37 lakh with money in bank in just 24 hours. With hassle-free online application, our process is designed to fit your busy schedule and give you the funds you need with ease.

  • Loan up to Rs. 37 lakh

    With personal loan for doctors up to Rs. 37 lakh, you can meet various expenses like wedding, travel, education or consolidate all your debts into one single loan.

  • Quick processing

    Online application process with minimal documentation and approval in 24 hours, to save your time

  • Flexi loan facility

    Flexi loan facility, with a fixed loan limit given to you for a pre-decided tenor. Withdraw and prepay funds from within this loan limit, and choose to pay only the interest component of your loan as monthly EMIs. Interest is charged only on the amount utilised. Prepay the principal amount without any charge, or repay it at the end of the loan tenor, as per your convenience.

  • Flexible repayment tenors

    Tenors ranging from 12 months to 72 months, to fit your repayment preference

  • Minimal documentation

    Minimal documentation, to save you the trouble of lengthy paperwork

  • No collateral

    No guarantors or collateral required, to help you get the loan you need with ease

  • Part-prepayment facility

    No charges on part-prepayment, to ease your financial burden. The prepaid amount should not be less than the value of 3 EMIs, with no limit on the maximum amount.

  • Pre-approved offers

    Exclusive pre-approved offers, so you get more value for your money

Eligibility criteria

The eligibility criteria for personal loan for doctors are easy to meet. They are:
  • Super-specialist doctors (MS/MD/DM)
  • No minimum post-qualification experience required
  • Graduate Doctors (MBBS)
  • Minimum 2 years of post-qualification experience required
  • Dentists (BDS/MDS)
  • Minimum 5 years of post-qualification experience required
  • Ayurvedic and Homeopathic Doctors: BHMS/BAMS
  • Minimum 6 years of post-qualification experience required, and must own a house or clinic
  • Homeopathic Doctors: DHMS
  • Minimum 15 years of post-qualification experience required, and must own a house or clinic


Documents required

Bajaj Finserv Personal Loan for Doctors requires minimal documentation, for your convenience. These documents are:

  • KYC of authorised signatories

  • Medical registration certification

Fees and charges

Types of Fees

Charges Applicable

Interest rate
Processing fees
Up to 2%
Loan statement charges
Interest and principal statement charges
Penal interest
2% per month
Part-prepayment charges*
EMI bounce charges*
Rs. 1,000 per bounce

*Applicable following 1st EMI clearance

How to apply

You can apply for a Bajaj Finserv Personal Loan for Doctors offline as well as online. To apply offline, you can:

  • Write to us at, or

  • SMS DLM to 9773633633, or

  • Give a missed call on 9266900069

To apply online, follow these simple steps:

  • 1

    Step 1

    Click here and fill out the online application form

  • 2

    Step 2

    Receive a confirmation call within 24 hours from our executive to know your approved loan amount

  • 3

    Step 3

    Submit the required documents with our representative

  • 4

    Step 4

    Receive the money in your bank account within 24 hours of document submission

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