Features and benefits of our personal loan for doctors
All you need to know about our doctor loan
Watch this video to know everything about the features of our doctor loan.
3 unique variants
We have 3 unique variants – Term Loan, Flexi Term Loan, Flexi Hybrid Loan. Select the loan variant that suits you best.
No part-prepayment charge on Flexi variants
Our Flexi variants allow you to borrow as many times as you want and part-prepay whenever you can. No extra charges.
Loan of up to Rs. 55 lakh
Manage your small or large expenses with loans from Rs. 2,00,000 to Rs. 55 lakh through an end-to-end online application process.
convenient tenures of up to 8 years
get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.
Money in your bank account in 48 hours*
In most cases, you will get your personal loan for doctors credited to your bank account within 48 hours of approval.
No hidden charges
All the fees and charges are mentioned upfront on this page and in your loan documents. We advise you to read them in detail.
No collateral or guarantor required
Get the personal loan for doctors without providing collateral or security such as gold ornaments or property.
End-to-end online application process
You can apply for our personal loan for doctors anytime, from the comfort of your home or from wherever you are.
Bajaj Finserv Personal Loan for Doctors is designed to help your practice thrive. You can use the loan for purchasing the latest medical equipment and software, to upskilling your staff.
Apply online for a personal loan for doctors and get up to Rs. 55 lakh through a speedy loan disbursal process.
You can opt for the Flexi Term Loan for greater affordability, where you get a pre-assigned loan limit. You can withdraw funds and prepay them as many times as you want, at no extra cost.
*Terms and conditions apply
How to apply for a doctor loan
Frequently asked questions
We offer the unique Flexi Term Loan facility on personal loan for doctors. This facility provides you with an assigned loan limit. You can withdraw from your assigned loan amount or pay a part of your loan whenever you need it.
You are charged interest only on the amount that you withdraw. There is no part-prepayment fee applicable to the Flexi Term Loan.
The Flexi Hybrid Loan is another variant of personal loans for doctors. This lets you divide your loan tenure over two parts – the initial tenure and the subsequent tenure.
During the initial tenure, your EMIs consist only of the interest component, which makes this loan type very affordable.
During the subsequent tenure, your EMIs consist of both, the principal and the interest components.
You can apply for a personal loan for doctors of up to Rs. 55 lakh.
Personal loan for doctors comes with many convenient features and benefits, including:
- Flexi facility
- Minimal documentation
- Money in bank in 48 hours*
- Flexible tenures
- No collateral or security
- No hidden charges
*Terms and conditions apply