Power your financial goals with ESOP financing
How to apply for ESOP financing?
How to Apply for Bajaj Finserv ESOP Financing
- Click ‘Apply’
Begin your application by clicking on the ‘Apply’ button to get started. - Redirect to ESOP page
You will be redirected to the dedicated ESOP financing page on Bajaj Broking. - Enter basic details
Provide your mobile number, company name, and the number of ESOP shares you hold. - Request a call back
Click on ‘Request a Call Back’ and submit your details to proceed. - Representative connects with you
Once submitted, a representative will get in touch to guide you through the next steps and documentation process. - Valuation and eligibility assessment
The eligible financing amount is calculated based on the company’s valuation and the prevailing share price. - Verification process
Complete the required verification and documentation formalities as guided by the representative. - Disbursement of funds
After successful verification and approval, the sanctioned amount is disbursed to your bank account.
*Estimated completion time is ideal condition.
Features and benefits of our ESOP financing
Read on to know why you should opt for our ESOP financing.
Features and benefits of ESOP Financing
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Loan up to Rs. 175 crore
Get loan from Rs. 1 lakh to Rs. 175 crore, to exercise ESOP in your company which you can sell in the future to create wealth.
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Interest rate at up to 14% p.a.
Get loan up to 40% of the ESOP share value to buy the company equity at interest rate of up to 14% p.a.
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Convenient tenures
Manage your loan easily with flexible tenure ranging from 7 days up to 36 months.
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No hidden charges
All our fees and charges are mentioned clearly on our fees and charges section. We advise you to read them in detail before applying.
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Wide list of partnered corporates
Choose from our wide list of approved companies and subscribe to your company ESOP. Get loan up to 40% of the share value.
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Easy prepayments
Flexible prepayment and foreclosure options let you prepay or foreclose your loan at no additional charges.
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Minimal documentation
With only 4 documents, and your photograph, get loan to buy ESOP in your company.
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Dedicated customer portal (My Account)
Download your loan statement and manage your loan online with our customer portal – My Account.
Eligibility criteria and documents required
If your company is mentioned in our list of approved companies, and you meet the basic criteria mentioned below you are eligible for ESOP financing. Also keep a few documents as listed herein below handy while applying for ESOP financing.
Eligibility Criteria and Documents Required for Bajaj Finance ESOP Financing
Eligibility criteria
Nationality | Indian |
Age | 21 years to 70 years |
Employment | Employee of partnered corporates |
Documents
- PAN
- Valid address proof: Aadhaar card/ passport/ voter’s ID
- Photograph
- Bank proof
- Signature image on white page
**Please note that the list of documents mentioned here is indicative. You will be notified on the complete list of documents required by our representative while filling the application form.
Applicable interest rate and processing fee for ESOP Financing
Frequently asked questions
Overview
Eligibility
Application process
What is ESOP financing?
ESOP - Loan Against Employee Stock Option Plan (also called ESOP financing) is a loan facility offered against shares that have been granted/allotted to employees by their employer. The employee eligible for ESOP takes a loan from the lender and purchases shares under the ESOP program from his employer. The companies that have filed their DRHP and received approval for listing of the shares.
What are the minimum and maximum loan amounts for ESOP finance?
The minimum and maximum loan amounts for ESOP finance are Rs. 1 Lakh and Rs. 175 crores, respectively.
What is the margin that you consider for ESOP financing?
Bajaj Finance provides the loan up to 40% of the ESOP value.
What is the tenure for ESOP financing?
The tenure for ESOP financing ranges from 7 days to 36 months.
What are the charges for availing of ESOP financing?
Here are the charges to avail of ESOP financing:
- Rate of interest
- Processing fees
- Pledge/ unpledged charges
- Demat account opening charges
- AMC charges for Demat account
- Documentation charges
Who is eligible for obtaining finance for ESOP?
Any employee of the companies approved by Bajaj Finance Limited can avail of funds for ESOP.
What is the process for availing of ESOP financing?
The employee needs to fill up the loan application form, and the new Power of Attorney (POA) based Demat account form and submit them to Bajaj Finance Limited.
- The employee has to submit their ESOP grant letter issued by the employer.
- Bajaj Finance will check/verify the documentation and open the loan account plus a POA Demat account for ESOP finance.
- The employee will have to submit a pledge form, duly signed, to Bajaj Finance Limited.
- Bajaj Finance will calculate the loan eligibility amount and inform the employee of the same.
- The employee should mention the POA Demat account number created for ESOP financing and initiate the application to exercise ESOP.
- Bajaj Finance will RTGS/issue a cheque in favour of the respective employer on behalf of the employee, based on the eligibility amount and ESOP requirement.
- The employee should inform the date of allotment of shares to Bajaj Finance.
- The employer must then allot shares into the POA Demat account of the employee, where the POA is in favour of Bajaj Finance Limited.
- Bajaj Finance will create a pledge on those shares once the shares are allotted in the POA Demat account.
How is interest calculated on my loan for ESOP?
Interest is calculated based on the tenure you opted for ESOP financing at the time of application. However, Bajaj Finance charges a minimum of 30 days of interest if the loan is repaid within 30 days.
What our customers say about us
Ritika Mehra
Reviewed on 13 Sep 2025
ESOP financing helped me exercise my company stock options without using my personal savings. The entire process was smooth, and the team clearly explained how the funding would be used to purchase my exercised ESOPs. Quick approval and transparent terms made it stress-free.
Arjun Malhotra
Reviewed on 04 Oct 2025
I wanted to buy my ESOPs but didn’t want to disturb my investments. Their ESOP financing solution funded the purchase directly with my employer, which made the process seamless. The guidance at every step and fast disbursement truly exceeded my expectations. Highly recommended.
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.