Flexi Loans for Salaried Individuals

Flexi Personal Loans are the new way of borrowing funds in India, where you get access to a pre-approved loan limit based on your credit ratings. Borrow funds whenever you need them and prepay when you have additional funds in hand. Find out more about our Flexi Loans, what it has to offer and how salaried individuals can benefit from it.
 

  • No multiple applications

    No need to apply every time you need a fresh amount of funds. Simply withdraw money from your loan limit and transfer it directly to your account.

  • Free part-prepayment

    Part-prepay your loan whenever you have surplus funds, without any extra charge.

  • Choose to pay interest as EMI

    Get the option of paying only interest as your EMI, which reduces EMI amount by up to 50%.

  • Multiple withdrawals

    Withdraw funds as many times as you need from your loan limit, without any additional documentation or charges.

  • Online withdrawal and payments

    Withdraw and part-prepay funds through the online customer portal, Experia, for hassle-free and smooth processing.

  • Interest charged on daily basis

    You are charged interest on a daily basis, as per the amount utilized at the end of the day.

Eligibility Criteria

  • You should be between 25 to 55 years old

  • You should be a salaried employee of either an MNC, public, or private company.

  • You should be an Indian citizen residing in any of the 150 cities mentioned at this link.

Documents Required for Flexi Loan

You will need the following documents* in order to apply for a Bajaj Finserv Flexi Loan:

  • KYC documents

  • Identity Proof

  • Form 16 or latest salary slips (For Salaried Individuals)/ ITR Document and P&L Statement of last 2 years (For Self employed individuals)

  • Bank account statements of the previous 6 months

How to Apply

  • 1

    Step 1

    Click here to go to our online form. Fill all the details and submit the form.

  • 2

    Step 2

    To get an instant approval, select your required loan amount and tenor.

  • 3

    Step 3

    Our representative will get in touch with you to collect the required documents.

  • 4

    Step 4

    The money will be credited to your loan account. You can then withdraw the funds you need and transfer them to your bank account within 2 hours.

  • SMS “SOL” to 9773633633

  • give a missed call on 9211175555

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