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Flexi Personal Loan

Flexi Loans

Flexi Loans are the new way of borrowing funds in India, where you get access to a pre-approved loan limit based on your credit rating. Borrow funds whenever you need them and prepay when you have additional funds in hand. Also, pay interest only on the amount you utilize out of the borrowed amount, and get the option to pay just the interest amount as your EMI for first year.

Flexi Loans are available for salaried individuals, self-employed individuals, professionals and businessmen. Find out more about our Flexi Loans, what they have to offer and how you can benefit from them, here.



Features and Benefits

  • No multiple applications

    First line is not required. We can have – Simply withdraw money from your loan limit and transfer it directly to your account

  • Free part-prepayment

    Part-prepay your loan whenever you have surplus funds, without any extra charge.

  • Choose to pay interest as EMI

    Reduce EMI amount up to 50 % by paying only interest as your EMI and principal amount at the end of your tenor

  • Multiple withdrawals

    No additional documentation or extra charges required to withdraw funds multiple times.

  • Online withdrawal and payments

    Withdraw and part-prepay funds through the online customer portal, Experia, for hassle-free and smooth processing.

  • Interest charged on daily basis

    You are charged interest on a daily basis, as per the amount utilized at the end of the day.

Eligibility Criteria

For Salaried Individuals

  • You should be between 25 to 55 years old

  • You should be a salaried employee of either an MNC, public, or private company.

  • You should be an Indian citizen. (Select cities applicable)

For Self-Employed Individuals, Businessmen, and SMEs/MSMs

  • You should be between 25-55 years old

  • Your business should have a vintage of at least 3 years

  • Your business should have its Income Tax returns filed for at least the past 1 year

Documents Required for Flexi Loan

For Salaried Individuals*

  • KYC documents

  • Form 16 or latest salary slips

  • Bank account statements of the previous 6 months

  • For Self-Employed Individuals, Businessmen, and SMEs*

  • KYC documents

  • Business proof: Certificate of business existence

  • Relevant business financial documents

  • Bank account statements of the previous months

  • *You may be asked to provide other relevant documents at the time of document verification. You will be informed about these as and when needed.

How to Apply

For Salaried Individuals

Step 1
Click here to go to our online form. Fill all the details and submit the form.

Step 2
To get an instant approval, select your required loan amount and tenor.

Step 3
Our representative will get in touch with you to collect the required documents.

Step 4
The money will be credited to your loan account. You can then withdraw the funds you need and transfer them to your bank account within 2 hours.


You can also SMS “SOL” to 9773633633, or give a missed call on 9211175555.


For Self-Employed Individuals, Businessmen, and SMEs

Step 1
Click here to go to our online form. Fill all the details and submit the form.

Step 2
Your application will be processed within 24 hours

Step 3
Our representative will get in touch with you to collect the required documents.

Step 4
The money will be credited to your loan account. You can then withdraw the funds you need and transfer them to your bank account within 2 hours.

You can also SMS “BL” to 9773633633.


Flexi Loan Explained

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