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Bajaj Finserv App

Personal Loan

Unsecured Personal Loans

Unsecured Personal Loans: Features and Benefits

Unsecured loans allow you to borrow money without pledging your assets or any collateral. Bajaj Finserv offers convenient unsecured personal loans up to Rs. 25 lakh to pay for your personal needs like education, wedding, medical emergency and more.

Avail a Flexi Interest-only Loan and pay up to 45% lower EMI with Bajaj Finserv.

  • Instant approval

    Instant approval

    You can apply for an unsecured personal loan and get it approved in minutes.

  • Pay up to 45% lower EMI

    Loans up to Rs.25 lakh

    You can meet your financial needs easily with a loan up to Rs. 25 lakh.

  • Money in bank in 24 hours

    Money in bank in 24 hours

    The loan is disbursed to your bank account within 24 hours after approval.

  • Pay up to 45% lower EMI

    Pay up to 45% lower EMI

    You can opt for a Flexi Personal Loan and pay up to 45% lower EMI.

  • Flexible tenors

    Flexible Tenor

    Repay your loan easily over flexible tenors ranging from 12 months to 60 months.

  • Minimal documentation

    Minimal documentation

    Meet the eligibility criteria and submit basic documents required for personal loan with your application.

  • Collateral-free loan

    Collateral-free loan

    No need to find a guarantor as Bajaj Finserv offers collateral-free loans.

  • Pre-approved offers

    Pre-approved Offers

    Get several benefits with personal loan pre-approved offer on your personal loan application.

  • No hidden charges

    No hidden charges

    You can be updated about everything about your loan by reading the terms and conditions in detail.

  • Online loan account

    Online account

    Keep yourself updated with your loan repayment schedule and other details with your online account on Customer Portal - Experia

Unsecured Loan Eligibility Check & EMI Calculation

Unsecured personal loans can be easily availed across top Indian cities by salaried professionals. Use Personal Loan Eligibility Calculator to check your unsecured personal loan eligibility online. Also, you can check monthly EMI using Personal Loan EMI Calculator and plan your monthly repayment accordingly.

Unsecured Loan Interest Rates and Charges

Bajaj Finserv offers affordable unsecured personal loan interest rates with minimal fees and nominal charges on application processing.

How to Apply for Unsecured Loan

Thinking, How to apply for unsecured loan? Submit your personal loan application online for by following these steps:

Step 1:

Type in your personal, financial, and employment details.

Step 2:

Select the appropriate loan amount and tenor that you need.

Step 3:

Upload the relevant documents, and get your loan approved in minutes.

Step 4:

Once verification of documents is completed, you receive the money in your account in 72 hours.

Check Your Personal Loan EMI

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interest rate

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Disclaimer :

Calculator is an indicative tool to check personal loan eligibility and assist the user to calculate the loan amount that the user will be eligible to borrow. Calculation results are approximations and for information purposes only and interest rates quoted are indicative. Actual interest rates and loan eligibility amount will vary. To check eligibility for Personal Loan and know the actual eligibility amount, the user should share his complete and accurate details by clicking on the ‘apply now’ tab and provide additional information/ documents required for assessment of user’s application. Calculation results are not intended to substitute professional advice which the user is advised to seek. Loan terms and conditions apply.