Urgent Cash Loan

Get instant access to funds through our Insta Personal Loan. Benefit from pre-approved offers and apply now for an urgent cash loan.
Insta Personal Loan
3 min

In life, unforeseen financial emergencies can arise when you least expect them. Whether it's a medical emergency, a sudden repair, or an unexpected travel opportunity, having access to quick cash can be a lifesaver. This is where an urgent cash loan, such as Insta Personal Loan, can come to your rescue.

What are urgent cash loans online?

An urgent cash loan is a type of personal loan that provides quick access to funds to meet immediate financial needs. You can apply for them online, and even through an urgent personal loan app. Insta Personal Loan from Bajaj Finance, is designed to provide hassle-free and quick disbursal within minutes, making it an ideal choice for urgent financial requirements.

Benefits of urgent cash loans online

Here are some of the features that make Insta Personal Loan an ideal choice when you need money urgently:

  1. Pre-approved offers: You do not need to go through a lengthy application process to know how much funds you can borrow. Simply enter your mobile number and OTP to check the offer. This quick application process makes Insta Personal Loan perfect for emergencies where time is of the essence.
  2. Quick disbursal: Select customers can get the funds in their bank account in as little as 30 minutes*.
  3. Flexibility: Insta Personal Loan offers flexibility in terms of loan amount and repayment tenure. You can choose the loan amount as per your requirement and select a convenient repayment tenure of up to 63 months.
  4. No collateral: Insta Personal Loan is an unsecured loan, which means you don't need to provide any collateral to avail of the loan. This makes it a convenient option for those who don't have assets to pledge as security.
  5. Easy application process: Applying for an Insta Personal Loan is simple and can be done online from the comfort of your home. You just need to fill out a form with your personal and financial details, and our representative will contact you for the further process.

Eligibility criteria for an urgent cash loan

Since Insta Personal Loan provides pre-approved offers, the eligibility depends on whether you are a new customer or have an existing relationship with us.

Since existing customers get pre-approved offers, you do not need to check further eligibility criteria. However, some existing customers might be required to submit additional documents, such as proof of income, KYC documents, and bank statements.

New customers who have received an Insta Personal Loan offer may be subject to a CIBIL check and may need to provide additional documentation. The application process and required documentation may vary slightly for new customers.

Check eligibility for Insta Loan

Documents required for an urgent cash loan

Since Insta Personal Loan provides pre-approved offers, the documentation requirement varies as per your profile and relationship with us. Typically, it is a good idea to keep the following documents handy:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements for the previous 3 months
  • Utility bills for electricity and piped gas

Interest rates and charges applicable on urgent cash loan

When you are looking at an urgent loan to manage your financial needs, it is necessary to consider all the fees and charges associated with it. Check the Insta Loan interest rates before proceeding with your application.

How to apply for an urgent cash loan

Here is how you can apply for our Insta Personal Loan:

  • To begin, select 'CHECK OFFER' located at the top of this page to access our online form.
  • Enter your 10-digit mobile number and verify your profile using the OTP sent to your phone.
  • Upon verification, you will be presented with a pre-assigned loan limit offer. You can either accept this offer or choose a lower amount if desired.
  • Next, select a repayment tenure that best fits your needs.
  • Finally, click on 'PROCEED' to finalise the online process.

Please note that the online process may vary depending on whether you are a new customer or have an existing relationship with us.


An urgent loan, such as Insta Personal Loan, can be a lifesaver in times of financial need. Whether you need funds for medical emergencies, travel expenses, or any other urgent requirement, Insta Personal Loan offers quick approval, flexibility, and competitive interest rates, making it the ideal choice for your financial emergencies.

Check your pre-approved offer

*Terms and conditions apply.


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

How can I get an urgent cash loan online?

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below.

  1. Click on ‘CHECK OFFER’ on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

How much amount can I get with an urgent cash loan?
You can get funds of up to Rs. 12,76,500 with our Insta Personal Loan.
Can self-employed avail of urgent cash loans?
Bajaj Finance Limited offers Insta Personal Loan to both, self-employed and salaried individuals.
How much CIBIL Score is required to avail of an urgent cash loan?

We look at several parameters before preparing your Insta Personal Loan offer, including your credit score, financial history, income details and more. Since we verify your credit score, you do not need to be aware of your score before checking your pre-approved loan offer.

However, keeping a tab on your credit health every few months is good practice. One of the easiest ways to do this is to use the Credit Pass offered by Bajaj Finserv.

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