Business Loan Eligibility Calculator

Check your loan amount eligibility and get loan of up to Rs. 80 lakh.

About Business Loan Eligibility calculator

A business loan eligibility calculator is an online tool that helps you estimate the loan amount you can avail from Bajaj Finance basis our eligibility criteria.

You can use this tool to check your eligibility and apply for a loan for business online. Bajaj Finance offers business loan of up to Rs. 80 lakh with flexible repayment options and attractive interest rates. To use the business loan eligibility calculator, you need to enter the following details:


  1. Business type: Whether your business is a proprietor, partnership, private limited company or a public limited company, the loan amount may vary.
  2. Date of Registration: To be eligible for the business loan by Bajaj Finance you should be registered for at least 3 years.
  3. Annual Turnover: The annual turnover of your business, also impacts the loan amount and thus it will affect your eligibility to take the loan.
  4. Pincode: The pincode of your residential address, helps us offer the best loan terms for your business.


Eligibility criteria and documents required

Anyone can apply for our business loan if they meet the five basic criteria mentioned below. If you meet all the business loan eligibility criteria, you will need a set of documents to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Business vintage: At least 3 years
  • CIBIL Score: 685 or higher
  • Work status: Self-employed
  • Age: 21 to 80*

*24 years (18 years age of non-financial applicant / Co-applicant / Guarantor)

*Higher age limit is applicable at the time of loan maturity.


  • KYC documents - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
  • PAN card
  • Proof of business ownership
  • Other financial documents

How to apply for a business loan

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Step-by-step guide to applying for a business loan

  1. Click on the ‘APPLY' button on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid. 
  6. Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’. 
  7. Complete your KYC and submit your business loan application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Frequently asked questions

What is the interest rate offered for Bajaj Finance Business Loan?

You can get a Bajaj Finserv Business Loan at a competitive interest rate between 9.75% p.a. and 30% p.a.

What is the repayment tenure of a business loan?

With a business loan from Bajaj Finance you get the flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.

Do I need to submit any collateral to avail business loan from Bajaj Finance?

With Bajaj Finserv Business Loan you can get loan of up to Rs. 80 lakh, without any collateral or security.

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