Features and benefits

  • Zero collateral needed

    Zero collateral needed

    There is no need to pledge any asset to avail of funding for your service enterprise

  • Quick processing

    Quick processing

    Simply meet the eligibility criteria and get loan approval within 48 hours*

  • Flexi benefits

    Flexi benefits

    Avail of the unique Flexi Loan facility. This feature allows you to withdraw freely at no additional cost

  • Swift disbursal

    Swift disbursal

    Submit minimal documentation and benefit from money-in-bank in just 48 hours* after approval

  • Personalised loan deals

    Personalised loan deals

    For quick and easy access to funds, check for a pre-approved offer

  • Easy repayment

    Easy repayment

    We offer tenors ranging from 12 months to 96 months to suit your repayment capacity

  • Online loan management

    Online loan management

    Easily manage your loan account, anytime, anywhere, with our customer portal – My Account.

Business loan for service enterprises

As a business owner in the service enterprise industry, you shouldn’t compromise on infrastructure or equipment. However, to get what you need for your business to grow, you might require external funding. In such cases, the Bajaj Finserv Business Loan for service enterprise is an option you can rely on. With our loans, you can get up to Rs. 50 lakh* (*Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees) to comfortably meet any business-related expenses to take your service enterprise to the next level.

We offer a range of solutions to meet your industry-specific needs. Here are some of the specialised offerings we provide:

  1. Business and working capital loan for hotel owners
  2. Business loan for boutique owners
  3. Business loan for software development and media agencies
  4. Business loan for courier companies
  5. Business and working capital loan for mobile handset dealers
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Eligibility criteria and documents required

Bajaj Finserv offers Business Loans to service enterprises on easy-to-meet eligibility criteria. Further, we require minimal documentation only.

  • Age


    24 years to 70 years*
    (*Age should be 70 years at Loan Maturity)

  • Nationality



  • CIBIL score

    CIBIL score

    685 or higher

  • Work status

    Work status


  • Business vintage

    Business vintage

    At least 3 years

You will need the following documents to apply:

  • KYC documents
  • Proof of business ownership
  • Other financial documents

Fees and charges

When you opt for Bajaj Finserv Business Loans for service enterprises, you enjoy the benefit of an attractive interest rate and nominal charges.

Fee type

Charge applicable

Rate of interest

9.75% to 25% p.a

Processing fees

up to 2.95% of the loan amount (Inclusive of taxes)

Bounce charges

Rs. 1,500 per bounce

Penal interest

Delay in payment of Monthly instalment shall attract penal interest at the rate of 3.50% per month on the Monthly Instalment outstanding, from the respective due date until the date of receipt of Monthly Instalment.

Document processing charges

Rs. 2,360 (Inclusive of Appicable taxes)

Outstation collection charges

Not applicable

Document/ statement charges

Download loan documents at no additional cost by logging into the customer portal – My Account.

You can also get a physical copy of your documents from any of our branches at a charge of Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.

How to apply

The steps to apply for the Bajaj Finserv Business Loan for service enterprises are simple:

  1. 1 Click on ‘APPLY ONLINE’ to visit the application form
  2. 2 Enter your personal and business details
  3. 3 Upload the bank statements for the last six months
  4. 4 Get a call from our representative who will guide you on further steps

Once approved, you will get access to funds in just 48 hours*.

*Conditions apply

**Document list is indicative