₹ 2 lakh – ₹ 80 lakh
Check your pre-approved business loan
Enter mobile and OTP | Check offer | Know your exact loan terms
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As a business owner in the service enterprise industry, you should not compromise on infrastructure or equipment. To get what you need for your business to grow, you might require external funding. The Bajaj Finance Business Loan for service is an option you can rely on. You can get up to Rs. 80 lakh* to comfortably meet any business-related expenses to take your service enterprise to the next level.
(*inclusive of Insurance premium, VAS charges, documentation charges, Flexi fees, and processing fees)
We offer a range of solutions to meet your industry-specific needs. Here are some of the specialised offerings that we provide:
- Business and working capital loans for hotel owners.
- Business loan for boutique owners.
- Business loan for software development and media agencies.
- Business loan for courier companies.
- Business and working capital loans for mobile handset dealers.
Features and benefits of business loan for service enterprises
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- Zero collateral needed: There is no need to pledge any asset to avail of funding for your service enterprise.
- Quick processing: Simply meet the eligibility criteria and get loan approval within 48 hours*.
- Flexi benefits: Avail of the unique Flexi Loan facility. This feature allows you to withdraw freely at no additional cost.
- Swift disbursal: Submit minimal documentation and benefit from money-in-bank in just 48 hours* after approval.
- Personalised loan deals: For quick and easy access to funds, check for a pre-approved offer.
- Easy repayment: We offer tenure ranging from 12 months to 96 months to suit your repayment capacity.
- Online loan management: Easily manage your loan account, anytime, anywhere, with our customer portal – My Account.
Eligibility criteria for business loan for service enterprises
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Bajaj Finance offers business loans to service enterprises on easy-to-meet eligibility criteria for business loan. Further, we require minimal documentation only.
Age
21 to 80 years*
(*age should be 80 years at loan maturity).
Nationality
Indian
CIBIL score
650 or higher
Work status
Self-employed
Business vintage
At least 3 years
Documents required for business loan for service enterprises
- KYC documents - Aadhaar/passport/voter’s ID/driving license/letter from NPR/NREGA job card
- PAN card
- Proof of business ownership
- Other financial documents
Interest rates and charges on business loan for service enterprises
Check your pre-approved business loan offer
How to apply for business loan for service enterprises
- Click on the ‘CHECK ELIGIBILITY' button on this page.
- Enter your 10-digit mobile number and OTP.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your business loan application.
For self-employed individuals looking for financial assistance, you may also consider applying for a personal loan for self-employed to fulfill your financial needs.
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Business loan for different budgets
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Types of business loan
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Cash Credit
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Line of Credit
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Frequently Asked Questions
Overview
Is collateral required for a service enterprise business loan?
No, Bajaj Finance offers collateral-free business loans—no asset pledge is required.
How quickly can I get approval for a service enterprise business loan?
Bajaj Finance offers approval within 48 hours* with minimal documentation.
What is the Flexi loan facility for service enterprises?
The Flexi loan facility allows you to withdraw funds as needed from a pre-sanctioned limit and pay interest only on the amount utilised.
What repayment tenures are available for a service enterprise business loan?
You can choose repayment tenures ranging from 12 months to 96 months to suit your business cash flow.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.