Features and benefits

Flexi Business Loans are the new way of borrowing funds in India, where you get access to a pre-approved loan limit based on your credit ratings. Borrow funds whenever you need them and prepay when you have additional funds in hand. Find out more about our Flexi Business Loan, what it has to offer and how self-employed Individuals can benefit from it.

No multiple applications

Withdraw money from your loan account without extra documentation.

Free part-prepayment

Part-prepay your loan when you have extra funds, without any charge.

Choose to pay interest as EMI

Opt to pay only interest as EMI, which reduces EMI amount by up to 50%.

Multiple withdrawals

Multiple withdrawals, without additional documentation or charges.

Online withdrawal and payments

Withdraw and part-prepay funds through the online customer portal, Experia, for hassle-free and smooth processing.

Interest charged on daily basis

Interest charged on a daily basis, as per amount utilized at the end of the day.

How does it Work


Click here to go to our online form. Fill all the details and submit the form.


To get an instant approval, select your required loan amount and tenor.


Our representative will get in touch with you to collect the required documents.


The money will be credited to your loan account.


Withdraw the funds you need and transfer them to your bank account within 2 hours.


SMS “SOL” to 9773633633 OR give a missed call on 9211175555


• You should be between 25-58 years old.
• Your business should have a vintage of at least 3 years.
• Your business should have its Income Tax returns filed for at least the past 2 years.
• Your business should have its previous year’s turnover duly audited by a CA.
• You should be one of the following: Self-employed professionals (SEP), self-employed non-professional (SENP), an entity such as a partnership, a limited liability partnership, a private limited or closely held limited company.


Keeps these documents at hand

  • Passport size photograph
  • KYC documents
  • Business proof or certificate of business existence
  • Bank account statement of the last 1 month
  • Audited financial documents of the last 2 years

Wondering why a Flexi Loan is better than a Term Loan

Here’s a quick comparison between a Term Loan, a Flexi Loan and a Flexi Loan with an option to pay only interest as EMIs
Loan Sanction Amount: 10,00,000 | Amount Utilized: 5,00,000 | Rate of Interest: 15% | Tenure: 5 years

  • Term Loan
    Flexi Loan
    Flexi Loan-Interest Only
  • Rs.23,790 EMI
    Rs.13,550 EMI
    Rs.7,500 EMI
  • 285,480 Annual Cash Outflow
    162,600 Annual Cash Outflow
    90,000 Annual Cash Outflow
  • 0 Annual Savings
    122,880 Annual Savings
    195,480 Annual Savings
Term Vs. Flexi

Term Loan – The sanctioned amount is disbursed to your account.
Flexi Loans – The sanctioned amount is assigned to your loan account. Borrow only as much as you need from it.

Fees & Charges

Term Loan – Interest is charged on the full amount.
Flexi Loans – Interest is charged only on the utilized amount.


Term Loan – EMI = Interest + Principal.
Flexi Loans – Choose to pay only interest as your EMI. Repay principal at the end of the loan tenor.

All you need to know about our Flexi Loan in under 3 minutes

Borrow when you need and pre-pay when you can from a single pre-approved loan limit. That too, in an instant.