Business Loan in Kolhapur

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Business Loan Interest Rates

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Business Loan Fees & Interest Rates

Bajaj Finserv offers the lowest rate of interest on Business Loan. Read more about our latest interest rate and fees and charges below.

Types of Fees Applicable Charges
Rate of interest 18% onwards
Processing fees Up to 3% of the loan amount
Loan statement charges Rs.50
Interest & principle statement charges NIL
EMI bounce charges Rs.3000 (Inclusive of applicable taxes)
Penal interest (Applicable in case of non-payment of monthly Instalment on/before the Due - Date) 2% per month + applicable taxes
Pre-payment charges (Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate) 2% + applicable taxes
Document processing charges Rs. 1449 + applicable taxes
Outstation collection charges Rs. 65 + applicable taxes per repayment instrument
Other penal charges NIL
Stamp duty Percentage or Amount – mentioned state wise
Upfront interest NIL
Service charges NIL
Secure fee NIL

Additional Maintenance Charges –

Details Charges
Flexi Term Loan 0.25% of the current Flexi Term Loan amount* + applicable taxes (as per the repayment schedule) on the date of levy of such charges
Flexi Hybrid Loan 1.0% of the loan amount* + applicable taxes during initial tenure. 0.25% of the current Flexi Term Loan amount# during subsequent tenor

*Applicable following 1st EMI clearance.

Foreclosure Charges

Details Full pre-payment Charges
Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment) 4% on the Loan amount* + applicable taxes outstanding as on the date of such full pre-payment
Flexi Term Loan 4% on the current Flexi Term Loan amount* + applicable taxes (as per the repayment schedule) on the date of levy of such charges
Flexi Hybrid Loan 4% on the Loan amount* + applicable taxes during initial tenor 4% on the current Flexi Term Loan amount* during subsequent tenor

The following charges are applicable on Loan Against Property for Business Loan –

Types of Fees Applicable Charges
Rate of interest 16% onwards
Processing fees 2% + applicable taxes
Loan statement charges Rs.50
Interest and principle statement charges NIL
Outstation collection charges Rs.65* per repayment instrument
Other penal charges NIL
Stamp duty Percentage or Amount – Mentioned state wise
Upfront interest NIL
Service charges NIL
Mortgage Origination Fee (MOF) Rs. 5000 to Rs. 5500
Penal Interest 2% + applicable taxes
Bounce charges Rs. 2000 inclusive of taxes
Pre-payment charges (Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate) 2% + applicable taxes
Foreclosure charges (if any) 4% + applicable taxes
Any change in the terms, number of days notice published through company’s website/electronic media 30 days
Notice period for exercise of right of lien/setoff 7 days

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